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Monaco Residency Framework

Monaco delivers prestigious residency, luxury living, and zero income tax within Europe.

Your Gateway to Exclusive Living: Program Overview

Monaco offers one of the most exclusive residence programs in Europe, designed for individuals with significant financial capacity. The principality is renowned for its high quality of life, political stability, and favorable tax system. Through financial investment and proof of substantial resources, foreign nationals can secure the right to reside in Monaco.

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Investment Requirements

There is no minimum investment obligation under this program.

Primary Benefit

Provides the applicant with the right to live, work, and pursue studies in Monaco , Unrivalled lifestyle, luxury infrastructure, and premium real estate market , Access to world-class healthcare and education systems,Family members included under one residence application , Central location on the Mediterranean with strong transport links across Europe .

Overview of Residence in Monaco

Monaco offers a structured residence framework for individuals and families able to demonstrate sufficient financial means and accommodation. With its premium lifestyle, political stability, and tax advantages, the principality has become a global residence destination. Applicants can obtain residence permits through a step-by-step process, progressing from temporary residence to long-term renewable permits.

We make sure applicants understand the full process before they begin, ensuring a simple, secure, and transparent application.

Key Advantages of Monaco Residence

Residence in Monaco comes with exceptional lifestyle and financial benefits:

  • Visa-free travel across the Schengen Area
  • Stable and safe environment on the French and Italian Riviera
  • No personal income tax, wealth tax, or capital gains tax
  • High standard of living with world-class leisure and cultural amenities
  • Premier international schools and access to leading European universities
  • Residence applicable to spouse, partner, and financially dependent children
  • Strong property market and secure investment climate
  • Excellent connectivity via Nice International Airport and Mediterranean ports

Our experts ensure applicants maximize these advantages to secure long-term residence in Monaco.

Eligibility and Requirements for Monaco Residence

To qualify for residence, applicants must meet core requirements:

  • Minimum age of 16 years
  • Police clearance confirming a clean criminal record
  • Proof of sufficient financial means, typically through a bank attestation letter
  • Proof of accommodation, either through purchase or lease of property in Monaco

We make sure financial and property documentation is correctly prepared and verified for compliance.

Application Procedures for Monaco Residence by Investment

The process involves staged residence permits leading to long-term residence:

  1. Non-EU, non-EEA, and non-Swiss nationals must first obtain a long-stay visa (type D) via a French embassy or consulate.
  2. Apply for a carte temporaire (temporary residence permit), valid for one year, renewable annually for three years.
  3. After three years, applicants are eligible for a carte ordinaire, valid for three years.
  4. After three consecutive renewals of the carte ordinaire (12 years in total) and residence of at least six months per year, applicants may qualify for the carte privilège, valid for 10 years.
  5. Investors can establish a business in Monaco once they hold a carte de séjour.

We make sure applicants receive step-by-step support at every stage, from visa preparation to long-term residence renewals.

Why Partner with Globalhenel

Globalhenel provides comprehensive support for high-net-worth individuals applying for Monaco residence. From documentation to property selection and long-term planning, our services are designed to ensure a seamless process.

  • Guidance on financial and accommodation requirements
  • Step-by-step monitoring of residence applications
  • Coordination with legal and property experts in Monaco
  • Ongoing support for renewals and compliance

We make sure each application is managed with precision, giving applicants confidence and peace of mind.

Frequently Asked Questions on Monaco Residence by Investment

Unlike other residence by investment programs that require fixed government contributions, Monaco focuses on proof of wealth and accommodation. Applicants must demonstrate sufficient means to sustain themselves and secure a property in Monaco. The financial commitments typically fall into the following categories:

  • Bank deposit requirement: Applicants are expected to place funds (commonly EUR 500,000 or more) in a Monaco bank account. The bank issues an attestation confirming the applicant’s financial capacity to live in Monaco.
  • Property purchase: Buying residential property in Monaco is one route, though prices are among the highest in the world, comparable to major capital cities.
  • Property lease: Applicants may lease suitable accommodation. A long-term lease agreement is acceptable, provided it matches Monaco’s standards of living.
  • Living expenses: Applicants must show sufficient financial resources to cover daily life in Monaco, which has a high cost of living.

We make sure applicants select the investment or accommodation pathway that aligns with their personal circumstances and ensures compliance with Monaco’s residence requirements.

To qualify for long-term permits, applicants must reside at least six months per year in Monaco.

Monaco residence does not directly grant citizenship. Separate naturalization rules apply under Monegasque law.

Yes. Spouse, partner, and financially dependent children are included.

No, you may also lease accommodation, but proof of housing is required for all applicants.