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Framework for Acquiring Residency in Luxembourg Through Investment

Luxembourg residency unlocks one of Europe’s strongest financial hubs , combining market stability, business opportunity, and high living standards.

Residence by Investment Framework

The Luxembourg Residence by Investment Program gives foreign nationals the opportunity to obtain a residence permit by making a qualified investment into the country. Known as one of Europe’s strongest financial hubs, Luxembourg combines market stability, strong legal protections, and a high standard of living, making it an attractive destination for investors and their families.

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Investment Options

Minimum required contribution: EUR 500,000

Core Advantages

Grants the right to live, work, and study in Luxembourg , Provides Schengen Area mobility, allowing short-term travel across Europe , Access to a secure, business-friendly environment with favorable tax conditions , Residency rights can be extended to eligible family members , Visa-free access to the EU and Europe’s Schengen Area.

Discover the Luxembourg Residence by Investment Program

The Luxembourg Residence by Investment Program offers non-EU nationals a pathway to live in one of Europe’s strongest financial hubs. By making a qualified investment, applicants and their families can secure residence permits in approximately six months , gaining both mobility and business advantages within the EU.

Advantages of Obtaining Luxembourgish Residence by Investment

Luxembourg residency provides a unique blend of economic security, lifestyle benefits, and long-term opportunities.

  • Visa-free travel across the EU and Schengen Area.
  • High quality of life in a stable and prosperous economy.
  • Low investment thresholds , with no requirement to buy property.
  • Favorable tax regime , including no wealth tax and reduced inheritance and capital gains taxes.
  • Access to fast company registration and investor-friendly legislation.
  • Residency rights extend to eligible family members.

We make sure every applicant unlocks both mobility and investment opportunities through a secure and transparent process.

Eligibility Criteria for the Luxembourg Residence by Investment Program

Applicants must meet basic personal requirements and choose one of the government-approved investment routes.

Personal Requirements:

  • Be a non-EU national.
  • Be at least 18 years of age.
  • Hold a clean criminal record.
  • Show proof of legitimate financial resources.

Investment Options:

Investors from non-EU countries can choose one of the following four investment options:

  • EUR 500,000 in an existing Luxembourg company (maintaining employment).
  • EUR 500,000 in a new Luxembourg company (creating at least five jobs).
  • EUR 3 million in an approved investment or management structure.
  • EUR 20 million deposit in a Luxembourg bank for five years.

Alternative pathway: Residence by private reasons, requiring proof of income of at least EUR 27,000 annually and permanent accommodation in Luxembourg.

Validity of the Luxembourg Residence Permit

  • Residence by Investment route: The initial permit is valid for 3 years.
  • Residence by Private Reasons route: The initial permit is valid for 1 year.
  • Both types are renewable , provided the applicant continues to meet the program’s conditions.

Renewal Process if the Permit Expires

  • The renewal request must be submitted before the permit expires (normally within the last 2 months of validity).
  • Applicants must demonstrate they have lived in Luxembourg at least 6 months per year.
  • For investment permits, proof must be provided that the qualifying investment is still active and compliant (e.g., company operation, job creation, bank deposit, or fund investment).
  • For private residence, updated proof of income, accommodation, and insurance is required.
  • The application is submitted to the Ministry of Foreign Affairs with supporting documents and a valid passport.
  • If approved, a new biometric residence card is issued.

Costs of Renewal

  • The administrative fee for residence permit renewal is generally around EUR 80 to 100 (for the new residence card issuance).
  • Additional costs may apply for document translations, certifications, or legal assistance , depending on the applicant’s situation.

Step-by-Step Guide to Applying for Luxembourgish Residence by Investment

The process is closely monitored by Luxembourg’s government ministries to ensure compliance.

  1. Initial consultation and due diligence checks.
  2. Submission of investment application to the Ministry of Finance or Economy (investment route) or the Ministry of Foreign Affairs (private route).
  3. Pre-approval by authorities, followed by issuance of visa category D.
  4. Travel to Luxembourg within 90 days of authorization.
  5. Completion of medical check and submission of residence permit application.
  6. Commune registration within three days of arrival.
  7. Residence permit issued: valid for 3 years under investment , or 1 year under private reasons , both renewable.

Pathway to Luxembourgish Citizenship Through Residence by Investment

Residency also offers a direct route to EU citizenship.

  • After five years of continuous residence , investors may apply for Luxembourgish citizenship.
  • The final year before application must be uninterrupted residence.
  • Applicants must complete an integration course and pass a Luxembourgish oral language test.
  • Citizenship provides one of the world’s most powerful passports , with EU rights and visa-free access to nearly 190 destinations.

Your Questions Answered: Luxembourg Residence by Investment Program

The Luxembourg Residence by Investment Program provides foreign investors with a pathway to secure residency in one of Europe’s most prosperous financial hubs. By making a qualifying investment, applicants and their families can obtain residence permits within approximately six months, with a clear route to citizenship after five years of continuous residence.

Applicants can qualify through one of four government-approved investment routes:

  • EUR 500,000 into an existing Luxembourg company (maintaining current jobs for five years).
  • EUR 500,000 into a new company (creating at least five new jobs within three years).
  • EUR 3 million into a Luxembourg-based investment or management structure with proper substance.
  • EUR 20 million as a deposit in a Luxembourg bank, maintained for a minimum of five years.

No, Luxembourg issues a residence permit for investors, not a “Golden Visa.” However, it offers similar benefits, including Schengen travel and a pathway to citizenship.

Yes, spouses and dependent children may be included in the application.

Typically around six months from application to approval.

Yes, to maintain and renew your permit, you must reside in Luxembourg for at least six months each year.

After five years of continuous residence, subject to language and integration requirements.

Residency in Luxembourg offers mobility, stability, and economic opportunities.

  • Visa-free access across the EU and Schengen Area.
  • High living standards with excellent healthcare, education, and safety.
  • No wealth tax and favorable inheritance and capital gains taxation.
  • Rapid company formation under flexible corporate law.
  • Family members (spouse and dependents) can be included in the application.

The program offers flexibility with thresholds ranging from:

  • EUR 500,000 (business-focused options).
  • EUR 3 million (fund investment route).
  • EUR 20 million (bank deposit).

Applicants must prove the legitimacy of funds and commit to maintaining the investment for the required period.

To maintain and renew their permits, investors must:

  • Reside in Luxembourg at least six months per year.
  • Maintain their qualifying investment or financial commitments.
  • Ensure continuous compliance with Luxembourg’s immigration and corporate laws.

Applicants must prepare a complete file, including:

  • Valid passport and civil documents (birth/marriage certificates).
  • Police clearance certificate proving a clean criminal record.
  • Proof of financial standing and origin of funds.
  • Detailed curriculum vitae (CV).
  • Investment agreements or bank confirmation letters.

After five years of continuous residence, applicants may apply for Luxembourgish citizenship.

  • The last year before the application must be uninterrupted residence.
  • Applicants must complete an integration course.
  • A Luxembourgish oral language test is required.
  • Citizenship provides access to one of the world’s strongest passports with EU rights and global mobility.

The process is closely monitored by Luxembourg’s ministries.

  1. Initial due diligence checks and file preparation.
  2. Submission of application to the Ministry of Finance/Economy (investment route) or Ministry of Foreign Affairs (private reasons).
  3. Approval phase and issuance of a visa category D.
  4. Travel to Luxembourg, complete medical check, and register with the local commune.
  5. Submit residence permit application and receive biometric residence card.
  6. Permit validity: 3 years under investment route; 1 year under private reasons, both renewable.

The validity of a residence permit in Luxembourg depends on the route chosen under the Residence by Investment framework:

  • Residence by Investment route:
    • The initial residence permit is valid for three years.
    • It can be renewed as long as the qualifying investment is maintained and residency obligations are met.
  • Residence by Private Reasons route:
    • The first residence permit is valid for one year.
    • Renewal is possible upon proof of continuous financial resources, accommodation, and insurance coverage.

In both cases, renewal requires the applicant to prove they have lived in Luxembourg for at least six months per year and remain compliant with the program requirements.

We ensure every stage of the Luxembourg residence process is managed with precision, transparency, and compliance, paving the way for long-term residency and citizenship.