Ubuhungiro bwo muri Monako biciye ku mugambi wo gushora imari: Ivyiyumviro vy'abashoramari bo kw'isi yose bipfuza ubwiza n'ubutungane

Ivya Ubuhungiro bwa Monaco biciye ku mugambi w'ubutunzi Monaco iracari imwe mu bihugu bitoyi vyo mu Buraya aho ubwenegihugu bufitaniye isano n'ubutunzi, ubwizigirwa n'utugarizo tw'igihe kirekire.

Naho ico gihugu ari gito, kirafise izina ryiza kubera ko gifise inguvu mu vy'ubutunzi kandi gifise n'amahinduka mu vya politike. Mu ntango z'umwaka wa 2025, abantu bo muri Aziya, mu karere k'Abarabu no mu Buraya barushiriza kugira akamwemwe ko kuronka uburaro muri ico gihugu.

Uburyo bumwe Monaco ikwiye guhamagarira abashoramari bo kw'isi yose

Ubutegetsi bw'igihugu ca Monaco bufise ubutunzi buhambaye, butuma abantu baronka amahera menshi, butuma abantu baronka ubutunzi n'ubudandaji, bufasha abantu kuronka amategeko akomeye kandi ntibubaha umusoro ku mutekano.

Imvo zituma abashoramari bo kw'isi yose bahindukirira Monako:

• Nta mutero ku mutekano w'abantu.
• Uburyo bwo kuronka ingendo mu bihugu vya Buraya biciye ku burenganzira bwo mu karere ka Schengen.
• Mu karere k'umutekano n'umutekano mu gihe c'ubwami bwa Monaco.
• Kuba umuntu afise izina ryiza ku rwego mpuzamakungu be n'ukuba umuntu afise ibanga rikomeye mu vy'ubutunzi.
• Ni ahantu hategekanijwe hafi y'Ubufaransa n'Ubutaliyano.

Umunyamakuru: Leta ya Monaco iraraba neza abasaba kuja muri ico gihugu kugira ngo bagume bafise icizere co kuba mu kibanza ca mbere, mu kureka abantu bafise ubutunzi n'ubutungane nyakuri gusa ngo ni bo bahabwe ubwenegihugu.

Ibisobanuro vy'akarere ka Monako biciye ku mugambi w'ishoramari

Monaco ntifise porogarama y'uburenganzira bwo kuba umwenegihugu biciye ku gushora imari, ahubwo iratanga uburyo bwo kuronka ubwenegihugu biciye ku gushora imari. Ubuhungiro biciye mu gisata c'ubutunzi Uburyo bwo gutora umuntu ku giti ciwe, ni ugushinga amahera menshi, ugushinga amahera menshi canke ugurisha amahera menshi.

Kugira ngo umuntu yemererwe, ategerezwa kwerekana ko ataco amaze ku bijanye n'amahera, bararonka uburaro bwiza i Monaco, kandi barerekana ko bihatira kubaho mu karere k'ubwami.

Ibisabwa mu ntango ku bijanye n'uburaro

1.Ivyo umuntu akeneye mu vy'amahera

• Ibimenyamenya vy'uko hari uburyo buhagije bwo gutanga amahera, akenshi biciye ku buhinga bwa none Ibitangazo vy'amabanki vy'ikibanza hagati y'ibihumbi 500 na 1.000.000 vy'ama euro ku buhungiro bw'amabanki y'i Monaco.
• Amahera akwiye kuguma ariho igihe cose umuntu aba.

2. Igisabwa mu bijanye n'uburaro

• Gufata canke gucanira amatongo muri Monaco.
• Urubanza rw'ubudandaji amezi 12, kandi umutungo utegerezwa kuba uhuye n'ubukuru bw'umuryango w'uwusavye.

3. Ivyavuye mu vyabaye be n'ivyo banditse

• Ibirwanisho vya polisi bivuye mu gihugu c'imfura n'aho yaba mu myaka itanu iheze.

4. Ukuba mu mubiri

• Abasaba amahera bategerezwa gukoresha Imisi 90 ku mwaka mu gihugu ca Monaco kugira ngo bagume bafise ubwenegihugu bwo kuba.

Umunyamakuru: Leta ntiyihweza ubutunzi gusa ariko kandi irahweza n'ukuntu abantu babayeho, igaca ireka ko ababa muri ico gihugu bagira ico baterereye ku bukungu n'imibano y'i Monaco.

Urutonde rw'ibijanye n'amabanki

Mu buryo butandukanye n'izindi nyigisho zo gutora mu kibanza c'umuntu, Urutonde rw'abemerewe kuba i Monaco rw'akazi gatangura n'akazi k'ububingo. Intambwe ya mbere ni ugutanguza aka k'ibanki y'ibanga bwite mu kigo c'i Monégasque.

Amashirahamwe y'ivy'ubutunzi akomeye akoreshwa cane n'abasaba:

• CFM Indosuez Ubutunzi
• Société Générale Private Banking Monaco
• Julius Baer Monaco
• Crédit du Nord Monaco

Iyo banki imaze kwemeza iyo konti, iratanga ikimenyamenya c'ivy'ubutunzi c'umukuru w'igihugu, kikaba gica kiba kimwe mu bigize ivyo gusaba kuba.

Umunyamakuru: Iyo ngingo irafasha cane abarundi mu kwunguruza abantu mu gihugu cabo.

Ingene ibintu vy'ubwubatsi vyifashe

Ku bijanye n'imari, hari ibintu vyinshi umuntu yokora kugira ngo agire ico ahinduye ku kuntu abona ibintu.

Kubera ko abimukira bo mu mahanga bemerewe kugura amatongo y'ibanga ata ngorane, ivyo birakomeza ukwizigira kw'abashoramari.

Ibiharuro vy'ingene ibintu bizogenda mu gihugu ca Monaco mu mwaka wa 2028

Naho Monaco yagumye ihitamwo gutunganya ivyo kuba mu gihugu kandi ikaba itakironka abantu benshi, abahinga bo mu gihugu baravuga ko hari ibintu vyinshi vyohindutse gushika mu 2028, mu ntumbero yo gutuma ivyo bihugu birushiriza kwungukira ku mahera menshi:

• Intangamarara y'ibiganiro Ingingo ngenderwako zijanye n'ugutyorora ibintu Itegeko ry'ishirahamwe ry'ubwubatsi n'ubwikorezi ry'ibigo vy'ubwubatsi (OECD)
• Guhindura amakarata ku buntu ku bijanye no gusubiramwo ubwenegihugu, bituma abashigikiye amategeko barushiriza kwihutira gusubiramwo.
• Iyindi ntumbero ugushora imari mu buryo bw'amahera mu ntara za Fontvieille na Anse du Portier.

Izo mpinduka zitezwe ziraharura umugambi wa Monaco wo guhuza ubwigenge n'ubushasha, mu kureka ko ubwenegihugu bw'isi yose bushobora kuronka ubwenegihugu bw'abashoramari b'abahinga, ata co buhindura ku bwiza bw'iyo nyubakwa.

Globalhenel Partners Ivyiyumviro ku vyerekeye ivyo abashoramari bariko barakora

Abantu bo muri Aziya no mu karere k'Abarabu bariko bararonka akamo

Mu mezi 12 aheze, Abakozi ba Globalhenel Mu bihugu vya Buraya, abantu benshi baratangaza ko hari abantu benshi cane basaba kuba mu bihugu vyabo, ariko ko hari n'abandi benshi cane batangazwa n'uko hari abantu benshi cane batangazwa n'uko hari abantu benshi cane batangazwa n'uko hari abantu benshi cane batangazwa n'uko hari abantu benshi cane batangazwa n'uko hari abantu benshi cane batangazwa n'uko hari abantu benshi cane batangazwa n'uko hari abantu benshi cane batangazwa n'uko hari abantu benshi cane batangazwa n'uko hari abantu benshi cane batangazwa n'uko aribo baba mu gihugu cabo.

Akarorero gashingiye ku vyo umukiriya yari azi

Mu mwaka uheze, abajambere bacu barafashije umukozi wo mu karere k'ibihugu vy'Abarabu yari yaramaze kurimbura ibijanye no kuronka uruhusha rwo kuronka Visa y'inzahabu. Ubuhungiro bwa Monaco biciye ku mugambi w'ubutunzi Ahubwo riho, turashima ukuntu ari yoroshe kandi ari ngirakamaro.
Mu nyuma, igihe yari amaze indwi cumi ari kumwe n'umuryango wiwe, yaremeye ko avayo.

Ingendo yiwe yarerekanye ko hari ikintu gihambaye cane: abantu bafise ubutunzi bwinshi bariko barava ku ngendo za kera za EU bakaja ku ngendo z'abakirisu bo mu bihugu bitobito bifise ubwenegihugu buto cane, ivyo bikaba bibaha umutekano mu vy'amategeko be n'ivyiza vy'amahera vy'igihe kirekire.

Ingingo ku ngingo mu bijanye n'ukwitanga

Gusaba Kuba muri Monaco biciye mu gushora imari bisaba uburimbane n'ibitabu bikomeye.

1.Iciyumviro c'intango

Abasaba gutanga amakuru y'imvaho yabo bwite n'ay'amahera kugira ngo bamenye nimba bashobora kuronka impapuro z'umutsindo.

2. Gushinga konti muri banki

Gushira amahera akenewe mu kigo c'amahera c'i Monaco kandi ugashikiriza ikete ry'uguhamya.

3. Kwemeza ko inzu canke inzu ari vyo vyahawe

Kwubaka inzu mu gisagara ca Monaco biciye ku masezerano y'ugucuruza canke y'ukugura inzu y'umwaka umwe.

4. Gushikiriza ibitabu

Nihagire uwushikiriza ibitabu vyose bikenewe, harimwo:

• Amakopi y'amapasipoti
• Urupapuro rw'ivuka n'urwandiko rw'umuryango
• Amategeko y'igipolisi
• Ibimenyamenya vy'amahera
• Ibimenyamenya vy'uko uba (igitabu c'ubwubatsi canke c'ubushinga bw'ubudandaji)

5. Ikiganiro n'Urwego rw'igipolisi

Abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari mu mugwi w'abari w'abari mu mugwi Direction de la Sûreté Publique kugira ngo hagaragazwe umugambi, imvo z'ivyabaye hamwe n'umwiyemezo wo kuba.

6. Gutanga ikarata yo kuba

Iyo iyo ngingo imaze kwemerwa, uwushikirije iyo ngingo araronka Carte de résident temporaire ifise umwaka umwe, ishobora gusubirwamwo imyaka 10 irenga, iyo hagize uwuguma ashitsa ivyo asabwa.

Igihe co gutunganya: Imisi umunani gushika ku ndwi cumi n'ibiri.

Kwishura amakori muri Monaco: Ikintu nyamukuru gikwegera

Ikintu kizwi cane ca Monako ni uko politike y'amakori y'umushahara ku bitigiri vy'abantu.Ivyo bintu vyatumye ico gihugu kiba ahantu ha mbere abantu batunze n'abakozi b'imirimo bipfuza kwimuka mu buryo butuma umushahara wabo ugabanuka.

Ibintu nyamukuru biranga amakori:

• Nta giciro c'amakori ku muturage.
• Nta giciro c'umusoro ku nyungu z'umutungo.
• Nta giciro c'umusoro ku bubirigi bw'abafise uburenganzira bwo kuragwa.
• Ikori ry'amakoperative rikoreshwa gusa ku mashirahamwe arenza 25% y'ivyiza vy'ishirahamwe hanze ya Monaco.
• Nta giciro c'umusoro ku mitungo y'abantu.

Umunyamakuru: Ayo mategeko araremesha abatsimvyi, abakinyi b'inkino zo mu gihugu no mu mahanga, kugira ngo baronke akarusho k'imisoro mu gihugu, mu buryo buhuye n'amategeko kandi butagira akarenganyo.

Ingo n'ibisagara ni uburyo bwo gukingira ubutunzi

Kutagira ubwenegihugu muri Monaco si ikintu umuntu aba asabwa gusa, ariko kandi ni uburyo bwo kuzigama itunga ryiwe.
Ibiciro vy'ibintu vy'agaciro vyaragumye vyifashe neza n'igihe ivy'ubutunzi vyagabanutse kw'isi yose.

Ibiharuro nyamukuru vy'isoko mu 2025:

• Umwimbu w'imishahara: 2,5-3% ku mwaka.
• Igitigiri c'ibintu vy'agaciro ku mwaka: 4-5%.
• Umutwaro muto w'amakori ku mutungo (0,1% mu busanzwe).

Impanuro ngirakamaro: Abashoramari bakwiye guha agaciro cane amatungo ari mu micungararo y'akarere ka Monte-Carlo kugira ngo yongere yongere yongere yongere yongere aronke amahera.

Ingene umuntu abaho be n'ingene abaho

Monaco iratanga uburyo bwo kubaho butagira uko bungana kubera ukuntu ingana.

• Umwaka wose, izuba riraka kandi ikirere co mu karere ka Mediterane kirarushiriza gukomera.
• Ibibanza vyo mu rwego rwo hejuru vyo mu vy'amagara y'abantu no mu vy'indero.
• Kutagira aho bahengamiye mu vya politike no mu bijanye n'umutekano.
• Ibikorwa nk'ikibanza ca Monaco Grand Prix n'ikibanza c'amato bihuza ababa mu gihugu n'imigwi y'urudandaza kw'isi yose.

Ku bijanye n'imiryango, muri iyo nyigisho y'ubwami harimwo amashure mpuzamakungu yemejwe na Minisiteri y'uburezi y'Ubufaransa, ivyo bikaba bituma abana bo mu mahanga bahurira hamwe ata mahinyu.

Gereranya n'izindi nyigisho z'uburaro mu Burayi

Umunyamakuru: Uburyo bwiza Monaco ikoresha ni uko ironka inzira y'ubuhungiro irimwo ubuhinga bukomeye kandi butoroshe, ata bworogotani canke uburyo bwo gutanga impapuro z'umutsindo mu bihe vyinshi.

Ingorane n'ivyiyumviro bitari vyo abantu benshi bafise

Ukutumvikana gusanzwe

Iciyumviro kitari co: Monaco iragurisha ubwenegihugu.
Ico womenya: Monaco irasaba gusa kuba mu gihugu, ubwenegihugu bukenerwa ko umuntu aba mu gihugu ciwe igihe kirekire kandi akemera ko umwami amwemerera.
Iciyumviro kitari co: Kugira umuntu abeho bisaba ko agura itongo.
Ico womenya: Gucuruza inzu mu kiringo c'umwaka umwe birashitsa ivyo bisabwa.
Iciyumviro kitari co: Urwo rutonde rw'abanyamahanga ntiruzogira ico rutwigisha.
Ico womenya: Abasaba kuja mu mugwi w'ibihugu vyose barashobora kuronka ubwo bubiko mu gihe baba buhuye n'ingingo ngenderwako z'amahera n'iz'ibanga.
Iciyumviro kitari co: Amakori aratangwa inyuma y'imyaka itari mike.
Ico womenya: Amahera umuntu aronka mu buzima bwiwe ntazokwishurwa umusoro igihe cose azoba ariho.

Icigwa c'ukuntu abashoramari b'i Buraya baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma baguma bag

Umugwi w'abahinga mu vy'ubutunzi bo mu Buswise baragendeye Abakozi ba Globalhenel mu 2024 kugira ngo basubire kwimura ishirahamwe ryabo ryo gucungera ubutunzi.

Bafashe ingingo yo kwimurira imiliyoni 2 z'amafaranga y'agaciro mu gisata c'ubutunzi ku buhinga bwa Monako no gutanga inzu mu bubiko kugira ngo ishirahamwe ry'abacungezi b'imanza ryemezwe kandi rigamburukirwe.

Inyuma y'aho baronse amakarata yabo y'uburaro, barashigikiye imigenderanire n'amabanki yigenga y'i Monégasque, ivyo bikaba vyatumye barushiriza kwizigirwa ku bakiriya bo mu muryango w'Ubumwe bwa Buraya.

Akarorero kabo karerekana uruhara rukomeye Monaco ifise mu Ikibanza c'intwaro gihambaye cane mu bijanye no gukingira ubutunzi, gutunganya amatungo no kwimura imiryango.

Ingene abafatanyabikorwa ba Globalhenel bashigikira abasaba

Abakozi ba Globalhenel arafasha abakiriya mu bihe vyose vyo Ubuhungiro bwa Monaco biciye ku mugambi w'ubutunzi, kurondera ko amategeko agengwa, ko amahera agenga ibintu be n'uko umuntu aba ari muzima.

Mu vyo dukorera harimwo:

• Guhanahana amakuru ku bijanye n'uburyo bwo kwungukira no ku bijanye n'uburyo bwo gutunganya ibintu.
• Gukurikirana n'amabanki yigenga y'i Monaco.
• Ibitabu vy'amategeko be n'ubuyobozi bw'amatagisi y'ubwubatsi.
• Kuhagararira imbere y'abategetsi ba Monégasque.
• Gufasha ugusubiza ibintu mu buryo no gutegura ivy'uburaro mu vy'amakori.

Abajambere bacu b'abahinga barafasha kugira ngo ivyo basaba bikurikirane ningoga biciye mu mihora y'ibiro vy'ishirahamwe, mu buryo butagira amahinyu kandi butagira amahinyu.

Umunyamakuru: Abashoramari baradufasha kenshi inyuma y'aho bagerageje gutorera umuti ingorane mu bindi bihugu, kandi ubuhinga bwacu buratuma twemera ko ivyo twishinga bitagenda neza, tukagira imigenderanire myiza n'abikorera utwabo, tukongera tukagira ico dukoze kugira dushobore kwimukira i Monaco.

Ibibazo bikunze kubazwa

1. Ni amahera angana gute umuntu ashobora gushora mu gihugu ca Monaco?

N'imiburiburi 500 000 EUR mu kigega c'amabanki hamwe n'ibimenyamenya vyerekana ko umuntu ariho.

2. Iyo mvugo y'uguhitamwo kuba muri ico gihugu imara igihe kingana gute?

Hagati y'indwi 8 na 12, bivanye n'ukuntu ibitabu vyasuzumwe be n'ukuntu ibibazo vyaba vyateguwe.

3. Vyoba bishoboka ko abagize umuryango baba muri uwo mugwi?

Ego, uwo mwubakanye n'abana biwe bashobora kwungukira ku cete c'ukugomba kuba muri ico gihugu nyene.

4. Kwugurura amatongo vyoba ari ngombwa?

Oya, kureka inzu y'uburaro mu kiringo c'umwaka umwe gusa birahagije.

5. Monaco yoba itanga ubwenegihugu?

Kugira ubwenegihugu birashoboka inyuma y'imyaka 10 y'uburaro butama kandi Umwami akaba yaravyemeye.

6. Hoba hari amakori ku baba mu gihugu?

Nta giciro c'amakori y'amaturo, nta giciro c'amakori y'amaturo, canke ikori ry'umurage ku baragwa badatumwe.

7. Abatarimwo mu muryango w'Ubumwe bwa Buraya boba bashobora gusaba?

Egome, abantu bose bafise ubwenegihugu bumwe barashobora gutorerwa ibihano biciye ku gusuzuma amakuru y'imbere y'aho.

Tangura gusaba ubwenegihugu bwawe muri Monaco na Globalhenel Partners

Ivya Ubuhungiro bwa Monaco biciye ku mugambi w'ubutunzi Ni kimwe mu bintu biranga ubuzima budahera bihanitse cane kw'isi, aho usanga abantu baba mu bihugu vya Buraya.

Abakozi ba Globalhenel Kuva ku guhuza mu vy'amabanki gushika ku gutanga uruhusha rwo kuba, umugwi wacu uratuma haba ihinduka ritoroshe mu kibano c'intore c'ubwami.

Nimba uriko urarondera umufasha wizerwa wo gutuma ubaye i Monaco, abahinga bacu bariteguriye kugufasha mu buryo buranga ukwiyubara n'ubwitonzi.

Nuganire n'abafatanyabikorwa ba Globalhenel uno musi Kugira utangure urugendo rwawe rwo kuba i Monaco, urashobora kuja mu karere kamwe k'i Buraya kari gafise abantu benshi cane.