Ubucamanza bwa Luxembourg binyuze mu gahunda y'ishoramari

Luxembourg Residence Through Investment Program: Umusaruro wa FMI w'u Burayi ugiye gufungura amarembo yayo ku bashoramari bo ku isi

Luxembourg imaze igihe kirekire ari ijambo ry'ibanze ku buyobozi bw'umutungo, ku bufatanye mu by'ubukungu, ku bufatanye mu by'ubukungu n'ubukungu bw'amahanga. Ubucamanza bwa Luxembourg binyuze mu gahunda y'ishoramari.Iki giterane cyateguwe abashoramari, abacuruzi n'imiryango bashaka kuba mu Burayi binyuze mu gushora imari mu buryo bwemewe n'amategeko, gitanga imwe mu nzira zo gutura nziza kandi z'icyubahiro mu Muryango w'Ubumwe bw'u Burayi.

Mu gihe ibivugururwa byo mu mwaka wa 2025 bizatangira, politiki ya Luxembourg yo gutura mu bihugu by'abashoramari izatuma ihinduka uburyo bwiza bwo guhitamo gahunda z'ubushoramari mu bihugu bya Portugal cyangwa Malta, aho izatuma abantu babona inyungu z'umuryango w'abibumbye hamwe n'imwe mu bihugu bifite ubukungu buhamye kurusha ibindi ku isi.

Impamvu Luxembourg ihinduka icyuma gishya cy'abashoramari

Luxembourg ni igihugu gito ariko gifite ingufu nyinshi mu bukungu, kikaba gifite inzego zikomeye z'umuryango w'ubumwe bw'u Burayi, ibihumbi by'amashyirahamwe y'imari, ndetse n'ibipimo bimwe na bimwe bya GDP ku muntu ku giti cye biri hejuru cyane ku isi.

Mu myaka ya vuba aha, abashoramari batangiye kwita cyane ku mahitamo y'uburaro mu gihugu bitewe n'ibintu bitatu by'ingenzi:

• Imipaka ikomeje kwiyongera mu gahunda zo mu majyepfo y'u Burayi.
• Iterambere ry'umuryango w'abibumbye mu by'ubukungu
• Luxembourgicyizere cyo kuba isoko rikomeye kandi rirambye ry'imari.

Inyungu z'ingenzi zo gutura mu Bufaransa binyuze muri gahunda y'ishoramari:

• Uburenganzira bwose bwo gutembera mu bihugu by'Ubumwe bw'u Burayi no mu karere ka Schengen.
• Kuba imanza z'amategeko zifite umutekano n'uburinzi bukomeye ku mutungo w'umuntu ku giti cye.
• Ingororano z'imisoro y'amashyirahamwe ku bashoramari zigabanutse.
• Gushyiraho uburyo bwo kwiga, kwita ku buzima n'iby'imari.
• Aho i Burayi bwo hagati hariho abantu bashobora kugera i Buruseli, i Paris n'i Frankfurt.

Icyitonderwa: Luxembourg si paradizo y'imisoro.Ni ububasha bwa EU bufite amategeko yuzuye, busobanutse kandi buhuje n'amategeko – bituma iba nziza ku bashoramari baha agaciro imico myiza n'ubudahemuka.

Imibereho myiza y'abaturage mu Rwanda

Buri munyeshuri agomba kugaragaza inkomoko y'amafaranga yemewe n'amategeko, kugira amateka meza, no kugira intego nyayo yo gutura cyangwa gukora ubucuruzi muri Luxembourg.

Amashami yemewe y'ishoramari

1. Inzira y'ishoramari mu bucuruzi

• Igiciro cy'amafaranga y'ishoramari €500,000 mu kigo cya Luxembourg kiriho.
• Mu myaka itatu iri imbere, sosiyete igomba gutora nibura abaturage batanu bo mu gace k'iwabo.
• Mu yandi magambo, €500,000 ushobora gushora imari mu gushinga ikigo gishya.

2. Inzira y'Ikigega cy'Imisoro

• Igiciro cy'amafaranga y'ishoramari miliyoni 3 z'amafaranga y'u Rwanda mu kigega cy'ishoramari cya Luxembourg cyemewe na Commission de Surveillance du Secteur Financier (CSSF).
• Iteguriwe abashoramari b'inararibonye n'abayobozi b'imari.

3. Uburyo bwo gushyiramo amafaranga mu banki cyangwa mu mutungo bwite

• Gushyiraho nibura Imiriyoni 20 z'amafaranga y'u Rwanda mu kigo cy'imari gifite icyicaro muri Luxembourg.
• Amafaranga agomba kugumaho nibura imyaka itanu.

Buri cyemezo giha umushoramari n'abagize umuryango we uburyo bwo kubona uruhushya rwo kuba mu gihugu cyabo.

Intego y'ubukungu n'ingamba z'Ikirenga z'iyi gahunda

Mu buryo butandukanye n'ibikorwa byo gutura ku isoko ry'abantu benshi, icyitegererezo cya Luxembourg kigamije gushakisha abashoramari b'ingeri nziza, batanga umusaruro n'icyizere.

Ibirimo Ubucamanza bwa Luxembourg binyuze mu gahunda y'ishoramari gukomeza ikoranabuhanga mu gihugu, mu gihe ugakomeza kugira izina ryiza.

Dukurikije ibivugwa mu makuru aherutse gutangwa na Minisiteri y'ubukungu ya Luxembourg:

• Mu mwaka wa 2024, amafaranga asaga miliyari 1,2 y'amadolari y'abanyamahanga yashyizwe mu bikorwa byo kwimura abashoramari.
• Inshingano nyinshi z'ubucuruzi zagombaga gushyirwa mu bikorwa mu by'ikoranabuhanga, mu by'amashanyarazi n'ubwubatsi.
• Guverinoma igamije gushakisha abashoramari bake ariko bafite ingaruka nziza aho gushakira abasaba cyane.

Icyitonderwa: Iyo mipaka ya politiki irinda gahunda y'ubwiyunge n'icyubahiro cy'abashoramari; ni impamvu ikomeye ituma uruhushya rwo gutura muri Luxembourg rwitabwaho ko ari rumwe mu ruhushya rwiza cyane mu muryango w'ubumwe bw'ubumwe bw'ubumwe bw'ubumwe bw'u Burayi.

Imibereho yo muri Luxembourg: Ubukire, icyubahiro n'amahirwe

Luxembourg ishyira hamwe ubwiza bw'umurwa mukuru muto w'u Burayi n'ubwiza bw'umujyi w'ubucuruzi ku isi hose.

Ibintu by'ingenzi byaranze imibereho:

• Iharangwa mu bihugu bitanu bifite umutekano kurusha ibindi ku isi.
• Umuryango urimo indimi nyinshi (Icyongereza, Igitekerezo cy'Icyongereza, Igitekerezo cy'Icyongereza, Igitekerezo cy'Icyongereza, Igitekerezo cy'Icyongereza, Igitekerezo cy'Icyongereza).
• Imibereho myiza y'abaturage n'imwe mu mico myiza y'uburezi mu Burayi.
• Inguzanyo z'imisoro ku bantu bafite umutungo munini bimukira mu bihugu binyuranye mu buryo bwihariye.

Ibigo by'imari n'ikoranabuhanga byo muri Luxembourg biracyakomeza kwaguka, bigatuma abashoramari batuye mu bihugu byabo bagira amahirwe yo kwifatanya mu mishinga iri gutera imbere mu buryo bwihuse.

Globalhenel Partners Isesengura ry'ibyabaye ku bashoramari

Mu myaka ibiri ishize, Abashyize hamwe ba Globalhenel yasanze umushoramari mushya ugiye gushinga imizi muri Luxembourg – uhuza intego zo kwimuka n'ubuyobozi bw'umutungo.

Guhindura imari mu by'umutungo

Mu 2023, 68% by'abasaba kuba mu bindi bihugu by'Ubumwe bw'u Burayi bahisemo ubutaka nk'ishoramari ryabo rikomeye. Inzira z'ishoramari mu by'imari n'amashyirahamwe.

Urugero rwo mu Ngoro y'Abakiriya Bacu

Umushoramari ukomeye wo muri Koreya y'Epfo yegereye Globalhenel Partners nyuma yo guhura n'ihindagurika mu kindi gikorwa cy'i Burayi.

Abakozi bacu bahuje n'ikigo cy'imari cyanditswe na CSSF kugira ngo bashyireho umusanzu w'imari ya miliyoni 3.2 z'amadolari y'imari.

Icyitonderwa: Porogaramu ya Luxembourg ikwiriye abashoramari bifuza kwimuka mu buryo buhuje n'amategeko, mu buryo bwitondewe kandi bufite ireme, nta burenganzira bwo kugura umutungo.

Gushyiraho ubufasha bufatika

Ibirimo Ubucamanza bwa Luxembourg binyuze mu gahunda y'ishoramari akurikiza uburyo busobanutse neza kandi busobanutse.

1.Icyiciro cy'ubudehe

Abasabye gushyirwa mu bikorwa by'ubushakashatsi bukorwa ku buryo bwuzuye, hagaragazwa aho ubutunzi bwabo bwavuye, uko ibintu byagenze n'intego y'ishoramari.

2. Kwitanga mu by'ishoramari

Amafaranga ashyirwa mu bundi bwoko bwemewe n'amategeko, cyangwa agashyirirwaho.

3. Gutegura inyandiko

Abasabaga gutanga:

• Pasiporo yemewe n'amafoto.
• Ibimenyetso by'uko ufite amateka meza.
• Ibaruwa y'ibanze y'ikigo cy'imari n'igitabo cyemeza ishoramari.
• Icyemezo cy'uko ubaye mu gihugu cya Luxembourg (impuha cyangwa amasezerano y'igicuruzwa).

4. Kujya kubwira Minisiteri y'Ububanyi n'Amahanga

Ibisabwa byose bigasuzumwa n'urwego rw'ubuyobozi Urwego rw'Abimukira, hamwe n'ibyo abategetsi b'ubukungu batanga ku bijyanye n'ishoramari rishingiye ku mfashanyo.

5. Kwemera uruhushya rwo gutura

Abasabye guhabwa impamyabumenyi y'ikirenga uruhushya rwo gutura rufite agaciro k'imyaka itatu, ishobora kongerwa bitewe n'uko ikomeje gushyirwa mu bikorwa.

Igihe cyo gutunganya: Imyaka 2 kugeza kuri 3.

Ingingo z'imisoro n'inyungu z'amafaranga

Urwego rw'imisoro rw'u Luxembourg rwashimangira kubahiriza amategeko no gushora imari mu buryo bw'ingamba.

Ibibazo by'ingenzi by'imisoro:

• Umusoro ku nyungu z'imiryango: 24,94%, uvanwa ku bikorwa by'ubushakashatsi no guteza imbere n'ibikorwa by'ubwubatsi.
• Nta mutero ku mutungo cyangwa ku murage ku bagize umuryango.
• Urubuga rwagutse rw'amasezerano agenga imisoro ibiri.
• Imibare itangwa ku miterere y'imisoro ku bashoramari b'abafite ibyangombwa by'ishoramari.

Ku bashoramari bakoresha Luxembourg nk'urufatiro rw'ubufatanye cyangwa urwego rwo gucunga imitungo, ayo matorero atanga inyungu zikomeye mu mucyo uhagije wa EU.

Imirimo yo gutunga ibicuruzwa n'iby'ubukungu

Nubwo imari atari yo ahanini iharanira gahunda, abashoramari benshi baracyemera kugura imari mu mujyi wa Luxembourg no mu turere tuwukikije.

Ibimenyetso by'isoko (2025):

• Igiciro cy'umutungo ku mitero kare: €8,500.
• Igiciro cy'amafaranga y'ishoramari ku mwaka: 5%.
• Umushahara wo mu nzu ugenda wiyongera hafi y'uturere tw'imari twa Kirchberg na Cloche d'Or.

Icyitonderwa: Kuba ubutaka bufite aho bugarukira bituma habaho ukwiyongera kw'umutungo mu gihe kirekire.

Gereranya n'izindi gahunda zo gutura mu bihugu by'Ubumwe bw'u Burayi

Luxembourg's umuvuduko n'uburambe byo kubahiriza ibyo ibisabwa bituma iba mu cyiciro cyihariye – ihitamo rya EU ryiza ridafite ubucuruzi burenze urugero.

Ibibazo n'ibintu by'ukuri bihangayikishije abasaba

Mu gihe Ubucamanza bwa Luxembourg binyuze mu gahunda y'ishoramari ni ingirakamaro, si ibintu bisanzwe.

Ingorane z'ingenzi:

• Gutanga igihamya cy'uko ikigega gifite uburenganzira ni ngombwa.
• Amafaranga yo gusaba no gutanga ubujurire aruta ayo mu mashuri yo hasi.
• Hakenewe kugenzura ibikorwa by'ishoramari mu buryo bukomeye, cyane cyane ku buryo bw'ubucuruzi cyangwa uburyo bwo gushora imari.

Icyitonderwa: Ibyo bisabwa bituma abaturage ba Luxembourg bakomeza kwiringirwa no kuba abirabure, bityo bakaba bemera ko abashoramari bafite uburinganire bukomeye ari bo bonyine bemerewe kwinjira.

Ubushakashatsi ku bintu byakozwe: Abacuruzi bakoresha Luxembourg nk'urufatiro rwabo

Itsinda ry'abakozi bo mu miryango y'ibihugu by'Abarabu, bo muri Leta Zunze Ubumwe za Amerika, begereye Globalhenel Partners mu mwaka wa 2024 kugira ngo bagire icyo bakora ku byerekeye kugabanyiriza hamwe mu mugabane w'ubumwe bw'u Burayi. € 600,000 mu gushinga ikoranabuhanga mu by'ikoranabuhanga.

Mu mezi atanu, bagiye babona impushya zo kuba mu Burayi, amabanki n'ubufatanye mu karere. Ubu uwo mushinga wo gutumiza ibintu mu karere ka Benelux, kandi ufite imimerere yo kuba umuhabi w'ibanze w'abacuruzi bakomeye bo mu Burayi.

Ubuhamya bwabo bugaragaza ko uburyo bwo gutura muri Luxembourg bufite agaciro kenshi igikoresho cy'ubucuruzi, si gahunda yo kwimuka gusa.

Uko Globalhenel Partners ifasha abashoramari

Abashyize hamwe ba Globalhenel ashyigikira abasaba ubufasha mu ntambwe zose z'ubuyobozi Ubucamanza bwa Luxembourg binyuze mu gahunda y'ishoramariAbajyanama bacu b'abahanga bahuza n'abayobozi b'amafaranga, impuguke mu by'amategeko n'abahagarariye leta z'uturere kugira ngo bemerwe neza.

Mu byo dukora harimo:

• Gusuzuma uburyo bwo kwishyura no gutegura ishoramari.
• Ibyangombwa by'amategeko n'ibisobanuro by'inyandiko z'ubujurire.
• Gushyira hamwe n'ibigo by'imari byemewe na CSSF.
• Gutanga ikarita yo gutura no gushyigikira kwimuka nyuma yo kwemererwa.

Ubumenyi dufite ku bakiriya bafite agaciro kenshi baturutse mu bihugu bisaga 40 bwatumye dushobora koroshya ingamba zigoye za EU zigira ingaruka zishoboka.

Icyitonderwa: Abashoramari bakorana n'abajyanama b'abahanga bagera ku bintu byihuta, bakagira ibibazo bike byo kubahiriza amategeko kandi bagatanga umusaruro munini ku ishoramari.

Ibibazo abantu bakunze kwibaza

1. Ni ikihe kigega cy'ibanze cy'ishoramari cy'uburaro muri Luxembourg?

Ubushake bw'ibanze butangira ku mafaranga 500.000 ku mafaranga y'ubucuruzi cyangwa 3 miliyoni ku mafaranga y'ishoramari.

2. Ese nshobora gushyira umuryango wanjye muri iryo sengesho?

Yego. Abashakanye n'abana babo baba bafite uburenganzira bwo kuba mu rugo bashyizweho ingengo y'imari imwe.

3. Urwo ruhushya rwo kuba mu gihugu cyabo ruba rukora igihe kingana iki?

Uruhushya rwo gutura rw'ibanze rufite agaciro k'imyaka itatu kandi rushobora kongerwa igihe cyose ishoramari rikomeje kuba rikomeye.

4. Ese uruhushya rwo kuba mu Burayi rushobora gutuma umuntu aba umuturage w'Ubumwe bw'u Burayi?

Yego. Nyuma y'imyaka itanu y'uburaro bwemewe n'amategeko, abasaba ubutabazi bashobora kuba bafite uburenganzira bwo kubaho iteka, kandi nyuma y'imyaka icumi, ubwenegihugu bushoboka mu mategeko y'Ubumwe bw'u Burayi.

5. Ese ngomba kuba i Luxembourg mu gihe cyose?

Nta. Abasabaga guhabwa akazi baba bitezweho gukomeza kugirana imishyikirano myiza n'abandi no kubasura buri gihe, ariko ntibasabwa kuba mu rugo burundu.

6. Ni ayahe misoro y'ibanze isaba abashoramari?

Umusoro ku nyungu z'imiryango kuri 24,94%, ku buryo hari ubwirinzi ku byuma bifitiye uburenganzira n'ishoramari.

7. Ese uruhushya rwo kuba mu Bubiligi rwemewe mu bihugu byose by'Ubumwe bw'u Burayi?

Ni byo koko, kubera ko Luxembourg ari igihugu cy'Umuryango w'Ubumwe bw'u Burayi, abafite aho baba muri Luxembourg bafite uburenganzira busesuye bwo gutembera mu karere ka Schengen.

Tangira urugendo rwawe rwo gushora imari muri Luxembourg n'abafatanyabikorwa ba Globalhenel

Ibirimo Ubucamanza bwa Luxembourg binyuze mu gahunda y'ishoramari Ni kimwe mu bigize inzira ziringirwa kandi zishimwa cyane zo kujya mu Burayi.

Niba uha agaciro icyizere, ubushishozi no kugera ku mitungo y'u Burayi, Abashyize hamwe ba Globalhenel Urwego rwacu ruzabigisha uko bizagenda, kugira ngo ibyo ushyiraho ntibigure gusa aho uba ahubwo bikure mu mugambi wawe.

Fata contact na Globalhenel Partners uyu munsi kugira ngo utange ubufasha bw'abahanga mu by'ubugenzuzi bwo gutangiza gusaba kwawe kuba mu Bufaransa no kugira ngo umenye neza ko ibyo ugiye gukora ari ukuri.