Indawo yokuhlala ngokutshala imali Amazwe amahle kakhulu

Ukuhlala ngezinhlelo zokutshala imali

Ukuhlala ngezinhlelo zokutshala imali sekuyinto engokoqobo kubantu abafuna ukuhamba kahle, ukuphepha kwezezimali nenkululeko yomuntu siqu. Ohulumeni eYurophu, e-Asia naseMelika badonsela abatshalizimali ngezinhlelo ezakhiwe ezishintshanisa umnikelo wezomnotho ngamalungelo okuhlala. Kodwa akubona bonke abafakizicelo abavela emlandweni ofanayo noma ngesisusa esifanayo. Amanye amazwe ahlala ephakeme ngokuya ngevolumu yabafakizicelo. Ukuqonda ukuthi bangobani labafakizicelo, kungani bethutha, nokuthi yini abayifunayo kukusiza njengomfakisicelo ongase abone ukuthi ulingana kanjani nokuthi ungayithatha kanjani isinyathelo esilandelayo.

Kuyini Ukuhlala Ngokutshala Imali?

A Indawo yokuhlala ngohlelo lokutshala imali (RBI) ivumela izakhamuzi zakwamanye amazwe ukuba zithole amalungelo okuhlala ezweni ngokwenza umnikelo wezezimali ofanele.

• Ukuthengwa kwezindlu.
• Ukutshala imali ngokuqondile ezinkampanini zasendaweni.
• Amabhondi kahulumeni.
• Amaphrojekthi okudala imisebenzi.
• Izimali Zentuthuko Kazwelonke.

Kunokuba balinde ngeziteshi ezinde zobumfihlo, abafakizicelo bathola indawo yokuhlala ngokushesha ngokusiza umnotho wezwe elibamba.

Kungani Abantu Bekhetha Indawo Yokuhlala Ngokutshala Imali?

Ukuhlala ngokutshala imali akuyona nje kuphela ukudluliswa kwengcebo.

• Ukuhamba ngaphandle kwe-visa: Ukuhamba kalula ngaphesheya kwemingcele.
• Amathuba emfundo: Ukufinyelela ezikoleni naseyunivesithi ezingcono.
• Ukufinyelela kwezokunakekelwa kwezempilo: Ukufinyelela ezinhlelweni zezempilo eziphambili.
• Ukuphepha nokuzinza: Ukuhamba kude nokungazinzi kwezepolitiki noma kwezomnotho.
• Ukwanda kwebhizinisi: Ukuvula imisebenzi emisha ezimakethe eziphephile nezithuthukile.
• Ukuhlela umhlalaphansi: Ukuchitha iminyaka yokuphumula endaweni ephephile, ezinzile futhi engabizi.

Amazwe afinyelela esigabeni esiphakeme kunawo wonke abafaka izicelo

Izizwe ezahlukene zihola phambili ekuhlaleni ngezicelo zokutshala imali. Ngezansi kunezizwe ezifuna lezi zinhlelo njalo kanye nezisusa eziziqhuba.

1. IChina

Izakhamuzi zaseChina ziye zahlala zihleli phezulu ezindaweni zokuhlala ngezinhlelo zokutshala imali emhlabeni wonke.

Izisusa:

• Imfundo yezingane eYurophu, eNyakatho Melika nase-Australia.
• Ukuhlukahluka kwezimpahla ngaphandle kweChina.
• Ukuthuthuka kwendlela yokuphila ezimweni ezinobumbano.
• Ukuhamba emazweni amaningi kulula.

Ukuqonda:

Abafakizicelo abaningi baseChina bangabanikazi bamabhizinisi noma ochwepheshe abafuna enye indlela ephephile yemindeni yabo.

2. IRussia

Izakhamuzi zaseRussia ziqhuba izinhlelo zokuhlala eYurophu naseMpumalanga Ephakathi.

Izisusa:

• Ukungaqiniseki kwezepolitiki nokwezomnotho.
• Ukufinyelela ezindaweni eziphephile zezimali ezifana neCyprus, iMalta nePortugal.
• Isifiso sokuhamba emhlabeni wonke ngemva kokunqunywa kokuhamba.

3. EMpumalanga Ephakathi (i-UAE, i-Saudi Arabia, iLebanon)

Abafakizicelo abavela eMpumalanga Ephakathi baye bakhulisa izicelo eYurophu naseNyakatho Melika.

Izisusa:

• Ukufinyelela kwezingane emfundweni nasekuphileni.
• Ukuphepha emazweni angathathi hlangothi kwezombusazwe.
• Isisekelo sebhizinisi esisha eYurophu.

4. INdiya

I-India iye yaba ngomunye wemithombo emikhulu kakhulu yabafakizicelo bokuhlala ngokutshala imali.

Izisusa:

• Ukufinyelela emfundweni nasemathubeni emisebenzi phesheya.
• Ukuhlangana komkhaya nezihlobo eYurophu naseNyakatho Melika.
• Ukuhlela impilo nokudlula emhlala-phansi.

Isibonelo:

Ochwepheshe abaningi baseNdiya kwezobuchwepheshe nakwezezimali bafuna ukuhlala kwesibili ePortugal naseCanada ukuze bandise izindlela zabo zomsebenzi.

5. ITurkey

Abafakizicelo baseTurkey babonisa isithakazelo esikhulu kuzo zombili izinhlelo zaseYurophu naseCaribbean.

Izisusa:

• Isifiso sokuhamba kwe-EU.
• Ukuhlukahluka kwezomnotho ngaphandle kweTurkey.
• Izinhlelo zemfundo nezempilo phesheya.

6. ILatin America (iBrazil, iMexico, iVenezuela)

Abafakizicelo abavela eLatin America bafuna izinhlelo zaseYurophu naseNyakatho Melika.

Izisusa:

• Ukungazinzi kwezepolitiki.
• Ukuphepha komkhaya.
• Ithuba lokwakha amabhizinisi aphesheya kwezilwandle.

7. i-Afrika (iNigeria, iNingizimu Afrika, iGibhithe)

Izakhamuzi zase-Afrika zikhulisa ngokushesha ukuba khona kwazo ezindaweni zokuhlala ngezinhlelo zokutshala imali.

Izisusa:

• Ukufinyelela ezinhlelweni zemfundo zaseYurophu.
• Ukuhamba ngezinyawo ukuze uhambe ibhizinisi.
• Indawo yokuhlala ehlukile yemindeni.

Ithebula Elingqayizivele: Izizathu Ngesifunda

Izici Eziyinhloko Ezithonya Lezi Zindlela

1. Imithetho kahulumeniIzwe liyalungisa imigomo yokutshala imali, okuyinto edonsela noma eyanciphisa abafakizicelo abavela ezifundeni ezithile.
2. Inani lemali: Abafakizicelo abavela ezifundeni ezinemali eqinile noma ezinqolobaneni zenkampani batshala imali eningi phesheya.
3. Izinga Lokuhamba Ngaphandle Kwe-Visa: Amazwe anikeza ukuhlala okufinyelela kuma-visa aseSchengen noma ase-US ayathandeka kakhulu.
4. Izimo Zendawo: Izimo zezombusazwe ezingazinzile, ukwehla kwamandla emali noma ukuntuleka kwamathuba kucindezela abantu ukuba bafake izicelo zokuya kwamanye amazwe.

Izicelo ezivela kochwepheshe eNdiya

Ngonyaka odlule sathola izicelo eziningi ezivela kochwepheshe baseNdiya ababenesithakazelo ezinhlelweni zokuhlala zaseYurophu. Okwamangaza abaningi babo ukuthi inqubo yokufaka izicelo ayiyinzima njengoba babesaba. Lapho sebethole isiqondiso sethu nokusekelwa kwenethiwekhi yethu eGlobalhenel Partners, bazizwa beqiniseka ukuqala. Isisusa sabo esikhulu kwakuwukuqinisekisa imfundo ephezulu kanye nokunakekelwa kwezempilo kwezingane zabo, hhayi nje ukwanda kwebhizinisi. Lokhu kuguqulwa kokugxila kusibonise ukuthi izisusa zesikhashana ezifana nokuhlela umndeni kanye nokuvikeleka zinesisindo esikhulu kunezisusa zezezimali zodwa.

Izinyathelo Ezisebenzayo Zokuqala Isicelo Sakho

1. Chaza isisusa sakho: Ingabe ufuna ukuphepha komkhaya, imfundo, noma ukwanda kwebhizinisi?
2. Khetha izwe lakho: Hlanganisa isizinda sakho nohlelo oluhambisana nawe.
3. Qonda izinketho zokutshala imali: Izindlu, amabhondi, noma izimali zebhizinisi.
4. Lungiselela imibhalo edingekayo: Iphasiphothi, ubufakazi bezimali, ukuhlolwa kwecala, umshwalense wezempilo.
5. Sebenza nabeluleki abanolwazi: Gwema ukubambezeleka namaphutha abizayo.

Imibuzo Ebuzwayo

1. Yimaphi amazwe anikeza indawo yokuhlala elula kakhulu ngezinhlelo zokutshala imali?

IPortugal, iGrisi neMalta zibhekwa njengezilula kakhulu, ikakhulukazi uma kuziwa ekutshalweni kwezimali kwezimpahla.

2. Ngokuvamile kudingeka utshalomali olungakanani?

Izinga lokungena livela kuma-euro angu-250 000 (izindlu nezindlu zaseGrisi) kuya kuma-euro angaphezu kwesigidi kwezinye izifunda.

3. Ingabe zonke izinhlelo zivumela amalungu omkhaya?

Yebo, iningi livumela abashade nabo nezingane, abanye bahlanganisa nabazali nalabo ababanakekelayo.

4. Kuthatha isikhathi esingakanani ukuthola isitifiketi sokuhlala?

Isilinganiso, izinyanga ezingu-3 kuya kwezingu-12 kuye ngohlelo nemibhalo.

5. Ingabe ukuhlala endaweni efanayo nokuba yisakhamuzi?

Cha, ukuhlala kwakho kukuvumela ukuba uhlale ezweni.

Abafakizicelo abavela eChina, eRussia, eNdiya, eTurkey, eLatin America, eMpumalanga Ephakathi nase-Afrika basebenzisa izinhlelo zokutshala imali ukuze bathole indawo yokuhlala emhlabeni wonke. Izisusa zokudlulela njengomndeni, imfundo, nokuvikeleka zinamandla kakhulu kunezisusa zokuceba zodwa. Ukuqonda ukuthi ukufanele kuphi kwenza inqubo yakho ibe lula futhi icace.

Uma ucabanga ukuhlala ngokutshala imali, manje yisikhathi sokusebenza. Xhumana neGlobalhenel Partners namuhla. Ithimba lethu elinamava lizokukhombisa zonke izinyathelo, likunciphise ukucindezeleka, futhi liqinisekise ukuthi isicelo sakho sihle futhi siphumelele. Xhumana nathi manje ukuze uqale uhambo lwakho lokuya endaweni yakho yokuhlala entsha.