INetherlands Residence by Investment Program
INetherlands, eyaziwa ngomnotho wayo oqinile, emisha kanye nekhwalithi yokuphila, iye yavela njengenye yezindawo ezikhangayo kakhulu eYurophu kubatshalizimali bomhlaba wonke. INetherlands Residence by Investment Program, izakhamuzi zakwamanye amazwe zingathola ukuhlala ngokusemthethweni ngokutshala imali emnothweni waseDashi – ngokuvamile ngokusebenzisa amabhizinisi avunyelwe noma izimali zokutshala imali ezifaka isandla ekukhuleni nasekuqaliseni kwezwe.
Lolu hlelo alunikezi nje kuphela indlela yokuhlala kodwa futhi nokufinyelela kuyo yonke indawo Izindawo zeSchengen, okwenza kube kuhle kubatshalizimali abafuna ukuhamba, ukuzinza, namathuba esikhathi eside ngaphakathi kwe-European Union.
Okwenza Abatshalizimali Bakhethe INetherlands Ukuze Bahlale
INetherlands ingelinye lamazwe ahamba phambili ebhizinisini futhi atholakala ngamasu aseYurophu.
Izinzuzo Zokuqala
- Amalungelo okugcina egcina ngawe nomndeni wakho.
- Ukuhamba ngaphandle kwe-visa kuwo wonke amazwe angama-27 aseSchengen.
- Ukufinyelela emfundweni, ezempilo nasezingxenyeni zomhlaba.
- Indlela eya ekuhlaleni unomphela nasesizweni.
- Ukuvikelwa okuqinile kwezomthetho nokwenza kube sobala ebhizinisini.
- Akukho sidingo sokuhlala isikhathi esigcwele eNetherlands ukuze ugcine ukuhlala.
Qaphela: INetherlands igcina izinga lokuphila eliphakeme kakhulu eYurophu, inikeza ukulinganisela okuphelele phakathi kokuphila komkhaya, ubuchwepheshe kanye nokuxhumana emhlabeni wonke.
Izindlela Eziyinhloko Zokutshalwa Kwezimali ngaphansi kohlelo lwaseNetherlands
I- INetherlands Residence by Investment Program, obizwa nangokuthi I-Dutch Golden Visa, inikeza uhlaka lwezomthetho olukhuthaza abatshalizimali bakwamanye amazwe ukuba baqinise umnotho wezwe ngokusebenzisa ubuchwepheshe, umsebenzi kanye nokukhula okuzinzile kwebhizinisi.
1. Ukutshala imali eqondile enkampanini yaseDashi
Abatshalizimali bangathola ukuhlala ngokutshala imali ngqo enkampanini ebhalisiwe yaseNetherlands.
Izidingo Eziyinhloko
- Ukutshalwa kwezimali okuphansi: € 1.25 million.
- Ukutshalwa kwezimali kufanele kuhlinzeke inzuzo engokomnotho ecacile eNetherlands.
- Inkampani kufanele ibe nesandla Ukuqamba, ukudalwa kwemisebenzinoma ukukhula kwezomnotho.
- Izimali kumelwe ziveze imithombo esemthethweni nebala.
2. Ukutshala Imali Ngosizo Lwesikhwama Esamukelwe NgamaDashi
Uma kungenjalo, abatshalizimali bangatshala imali Isikhwama semali engenayo noma semali yangasese evunyelwe uhulumeni.
Izici Eziyinhloko
- Ukutshalwa kwezimali okuphansi: I-1,250 000 yezigidi zama-euro.
- Isikhwama kufanele samukelwe yi- I-Dutch Financial Markets Authority (AFM).
- Lesi sikhwama kufanele sigxile emikhakheni efana nobuchwepheshe, ukusimama, ukunakekelwa kwezempilo noma emisha.
- Le ndlela yenza kube lula ukuhambisana futhi isuse isidingo sokuphatha inkampani ngokuqondile.
Qaphela: Zombili lezi zindlela zinikeza amalungelo afanayo okuhlala, kodwa inketho yesikhwama ivame ukuthandwa ngabatshalomali abafuna isakhiwo esingenamsebenzi ngaphandle kwemisebenzi yebhizinisi eqondile.
Indlela Umsebenzi Wokuhlala KweNetherlands Ngohlelo Lokutshalwa Kwezimali
Le nqubo icacile futhi ilawulwa kahle, ilawulwa ngokuhlanganyela yi- I-Institute of Immigration and Naturalization (IND) futhi INetherlands Enterprise Agency (RVO).
Isifinyezo Esisheshayo
1. Khetha indlela yakho yokutshala imali.
Khetha phakathi kokutshala imali ebhizinisini noma isikhwama sokutshala imali esivunyelwe.
2. Lungiselela imibhalo edingekayo.
Kuhlanganisa ubufakazi bezimali, uhlelo lwebhizinisi noma isitifiketi sesikhwama, izitatimende zasebhange, ipasipoti, kanye nesitifiketi samaphoyisa.
3. Faka isicelo ku-IND.
I-IND ne-RVO bahlola ukutshalwa kwezimali ukuze babone ukuthi kunomthelela kwezomnotho nokuthi kuyahambisana yini.
4. Thola imvume yokuhlala.
Imvume yokuhlala isebenza iminyaka emithathu futhi ingavuselelwa uma nje utshalomali luhlala lusebenza.
5. Amalungu omkhaya ahlanganisiwe.
Umlingani nezingane ezingaphansi kweminyaka engu-18 zifakiwe kulesi sicelo esifanayo.
Isikhathi Sokusebenza
| Isiteji | Isikhathi |
|---|---|
| Ukulungiselela Imibhalo | amasonto angu-2-4 |
| Ukufakwa kwezicelo | amasonto angu-1-2 |
| Ukuhlolwa kwe-RVO/IND | amasonto angu-6 kuya kwangu-12 |
| Ukukhishwa Kwezimvume Zokuhlala | amasonto amabili kuya kwamathathu |
Qaphela: Ezimweni eziningi eziphathwa Abalingani beGlobalhenel, abafaka izicelo bathola imvume yabo yokuhlala eNetherlands ngaphakathi izinyanga ezintathu kuya kwezine Ukuzithoba.
Isifundo Sokuhlola Isibonelo Sabatshalizimali Abakhetha INetherlands
Ukuguqula Ukuqamba Okusha Kube Yimpumelelo Yokuhlala
Ngo-2024, amaklayenti amaningana avela eMpumalanga Asia naseMpumalanga Ephakathi asondela Abalingani beGlobalhenel Abaningi ekuqaleni bacabanga ngeSpain noma iPortugal, kodwa ngemva kokuqonda uhlelo lwaseNetherlands, bakhetha i- Indawo yokuhlala yaseNetherlands ngokutshala imali indlela ngoba yavumela ukuba babambisane ne-incubator technology evunyelwe e-Amsterdam.
Omunye umtshali-zimali waxhasa i-startup yamandla avuselelekayo ngokusebenzisa isikhwama sokuzibandakanya saseDashi esaziwayo. Ezinyangeni ezine, imvume yakhe yokuhlala yamukelwa, futhi umndeni wakhe wathuthela eNetherlands.
Qaphela: Ubuhlobo obungamasu nezimali ezivunyelwe uhulumeni ngokuvamile buholela ekuvunyelweni okusheshayo kanye nenzuzo engcono yesikhathi eside.
Izidingo Zokufaneleka Zohlelo LwaseDashi
Izindinganiso zokufaneleka zenzelwe ukuqinisekisa ukuthi kungasetshenziswa abatshalizimali abafanelekayo kuphela abanemithombo engokomthetho yengcebo.
Izinkomba eziyisisekelo
- Ubudala obuncane: Iminyaka engu-18.
- Umuntu ongeyena owesizwe se-EU, ongeyena owesizwe se-EEA, kanye nesakhamuzi esingeyena esakhelene neSwitzerland.
- Ukutshala imali okungenani € 1.25 million emithonjeni esemthethweni.
- Akukho marekhodi obugebengu noma ukwephulwa komthetho wokufika.
- Umshwalense wezempilo osebenzayo eNetherlands.
- Ubufakazi bokuthi utshalomali lunikela ngezintshisekelo zomnotho waseNetherlands.
Ukuhlanganiswa Komkhaya
INetherlands ivumela abafakizicelo ukuba bafake izicelo zabo oshade naye noma umlingani futhi izingane ezingaphansi kweminyaka engu-18 izingane ezindala zingaba yisakhamuzi uma zisekhaya.
Qaphela: Amalungu omkhaya anelungelo elifanayo lokuhlala, kuhlanganise nokufinyelela emfundweni nasekuphileni.
Izinkomba Zokuhlola Zomnikelo Wezomnotho
Izicelo zihlolwe ngokuningiliziwe yi- I-RVO (i-Netherlands Enterprise Agency) ngokusekelwe ekuhloleni okusekelwe kumaphuzu.
Izici Eziyinhloko
| Isigaba | Amaphuzu Anikezwayo | Incazelo |
|---|---|---|
| Ukudalwa Kwemisebenzi | Amaphuzu afinyelela ku-40 | Ukudala noma ukugcina umsebenzi waseNetherlands. |
| Ukuqamba | Amaphuzu angafika ku-30 | Ukwethulwa kobuchwepheshe obusha noma izixazululo ezikhuthazayo. |
| Inani Elifakiwe Kwezomnotho | Amaphuzu angafika ku-30 | Umthelela wesikhathi eside emnothweni wesifunda. |
Abafakizicelo kufanele okungenani baphumelele Amaphuzu angu-90 Ukutshalwa kwezimali kufanele kuhambisane nezindinganiso zikazwelonke zaseNetherlands ezifana nokwenza izinto ezintsha, ukuzinza noma ubuchwepheshe.
Qaphela: Ukusebenzisana nezinkampani zaseDashi ezisemthethweni kungathuthukisa amaphuzu akho okuhlola.
Amalungelo Esemthethweni Nendlela Yokuba Isakhamuzi
Imvume yokuhlala inikeza izinsiza zesikhathi eside kubatshalizimali nemindeni yabo.
Amalungelo Abalulekile
- Ukuhlala ngokusemthethweni eNetherlands.
- Ukufinyelela ezempilo nasemfundweni yomphakathi.
- Ikhono lokusungula noma ukuphatha ibhizinisi.
- Ukuhamba ngaphandle kwe-visa endaweni yaseSchengen.
Indlela Yokuhlala Phakade Nesakhamuzi
- Ngemva iminyaka emihlanu, abatshalizimali bangafaka isicelo indawo yokuhlala unomphela.
- Ngemva iminyaka emihlanu ilandelana uma behlala ngokusemthethweni, bangafaka isicelo Ubuzwe baseNetherlands (ngokuhlolwa kokuhlanganiswa kanye nokuhlolwa kolimi).
Qaphela: Isikhathi esichithwa kwamanye amazwe isikhathi esifushane asithinti ukuqhubeka kokuhlala.
Ukukhokhwa Kwentela Nemvelo Yebhizinisi
INetherlands igcina enye yezinhlelo zentela ezicacile nezinokuthula eYurophu, okwenza kube mnandi kakhulu kubatshalizimali.
Izici Ezivelele
- Isilinganiso Sentela Yenkampani: U-19% ngenzuzo engafika ku-200 000 €, u-25.8% ngaphezulu kwalokho.
- Intela Yengeniso Yomuntu: Uhlelo oluthuthukile olunokukhululwa kwamazwe omhlaba.
- Akukho Mthelo Wokuceba ngezimpahla zomhlaba wonke ngaphansi kwezivumelwano ezithile.
- Izivumelwano Zentela Ephindwe Kabbili Ezinkulu emazweni angaphezu kuka-90.
Qaphela: Ukuhlelwa kahle kwentela kungathuthukisa kakhulu imbuyiselo jikelele uma kuphathwa kahle ngosizo lochwepheshe.
Ukuqhathanisa Nezinye Izinhlelo Zokutshalwa Kwezimali ZaseYurophu
| Izwe | Ukutshalwa Kwezimali Okuncane | Ukufaneleka Ukuba Isakhamuzi | Ukuhlanganiswa Komkhaya | Inzuzo Ephawulekayo |
|---|---|---|---|---|
| INetherlands | € 1.25 million | Ngemva kweminyaka emihlanu | Yebo | Ukugxila emisha nomthelela wangempela webhizinisi |
| Portugal | €250,000-€500,000 | Ngemva kweminyaka emihlanu | Yebo | Izindleko zokungena eziphansi |
| ISpain | €500,000 | Ngemva kweminyaka eyishumi | Yebo | Ukuguquguquka kwezimpahla ezibonakalayo |
| IMalta | €600,000+ | Izinyanga ezingu-12 kuya kwezingu-18 | Yebo | Indlela eqondile yobuzwe |
| IGrisi | €250,000 | Ngemva kweminyaka engu-7 | Yebo | Inketho yezindawo ezibonakalayo ezishibhile |
Qaphela: INetherlands idonsela abatshalizimali abagxile emisha yesikhathi eside, emisha yokuziphilisa, nasekuhlanganeni kwe-EU kunezindawo ezibonakalayo ezingasebenzi.
Amaphutha Avamile Okufanele Agwenywe
- Ukuletha imibhalo engaphelele.
- Ukukhetha izimali noma abaxhumanisi abangabonwa.
- Ukwehluleka ukubonisa inzuzo engokomnotho ecacile.
- Ukungazinaki izidingo zokuhlola ze-RVO.
- Ukubhekela izidingo zentela nezokubhalisa amabhizinisi.
Qaphela: Ukusebenza nabeluleki abanolwazi abanjengo Abalingani beGlobalhenel kusiza abafakizicelo ukuba babhekane kahle nalezi zidingo.
Indlela Abalingani BakaGlobalhenel Abasekela Ngayo Abafakizicelo
Usizo Lwezobuchwepheshe Nezomthetho Kuyo Yonke Inqubo
Ngesikhathi Abalingani beGlobalhenel, sisiza abatshalizimali ngokuqondisa okuphelele kwezomthetho, kokuphatha nokwamasu. Ithimba lethu lixhumanisa neziphathimandla zokufuduka zaseNetherlands, izikhwama zokutshala imali, kanye nama-notary ukuqinisekisa ukuhambisana nokucubungula ngesikhathi esifanele.
Izinsizakalo Zethu Zihilela
- Ukufaneleka nokuqinisekiswa kwemali.
- Ukulungiselela nokuhumusha yonke imibhalo.
- Ukuxhumana ne-IND ne-RVO ngesikhathi sokuhlola.
- Ukusekela ukwakheka kwezimali kanye nezomthetho.
- Usizo lokuhlala nomndeni.
Phakathi nonyaka odlule, siye sasekela osomabhizinisi nabatshalizimali abaningi ekuqinisekiseni ukuhlala kwabo eNetherlands. Abaningi babo ekuqaleni bacindezelekile ngenxa yobunzima obubonwayo, kodwa lapho sesicacise inqubo, bakuthola kucacile futhi kufinyeleleke.
Qaphela: Ukusekelwa kochwepheshe kuqinisekisa ukuthi utshalomali lwakho luhlangabezana nezindinganiso zomthetho nezomnotho zaseDashi ngenkathi kusetshenziswa amathuba amaningi okuvunywa.
Amadolobha Abalulekile Abatshalizimali Nemikhaya
| Idolobha | Amandla Ezomnotho | Izici Ezivelele Zendlela Yokuphila |
|---|---|---|
| I-Amsterdam | Ubuchwepheshe, Ezomnotho | Ukuxhumeka Komhlaba Wonke |
| IRotterdam | I-Logistics, Ukuhweba | Izakhiwo namatheku anamuhla |
| IHague | Umthetho, Ubulungiswa | Izinhlangano namazwe omhlaba |
| I-Eindhoven | Ubuchwepheshe, ucwaningo nentuthuko | Ikhaya lePhilips kanye nezinkampani eziqalayo zobuchwepheshe obuphezulu |
| Utrecht | Imfundo, Izinsizakalo | Umndeni onobuhle obuhle |
Qaphela: Idolobha ngalinye linikeza izinzuzo ezihlukile, futhi indawo lapho kutholakala khona imali ingathonya indlela yokuphila kanye nezinzuzo zebhizinisi.
Ukuvuselelwa Nokugcinwa Kwendawo Yokuhlala
Imvume yokuhlala yokuqala isebenza iminyaka emithathu futhi ingavuselelwa uma nje utshalomali luhlala lusebenza.
Izimo Zokuvuselelwa
- Ukugcina imali ekhokhwayo engu- € 1,25 million.
- Nikeza ubufakazi bokuthi uqhubeka nokusebenza kwebhizinisi noma ubambe iqhaza esikhwameni.
- Yiba nomshuwalense wezempilo osebenzayo.
- Ayinazo izinyathelo zokuphatha noma ezokukhokha izintela.
Qaphela: Ukuvuselelwa kokuhlala ngokuvamile kwenziwa kungakapheli amasonto amane lapho wonke amadokhumenti esekhona futhi eqinisekisiwe.
Imibuzo Evame Ukubuzwa
1. Luyini inani elincane lokutshala imali?
Inani eliphansi lokutshala imali elifanele € 1.25 million enhlanganweni yebhizinisi noma yokutshala imali evunyelwe.
2. Ngingayifaka yini emndenini wami?
Yebo, umlingani wakho noma umlingani wakho kanye nezingane ezingaphansi kweminyaka engu-18 ezixhaswe.
3. Kuzothatha isikhathi esingakanani ngaphambi kokuba ngifake isicelo sokuhlala unomphela?
Ngemva iminyaka emihlanu yokuhlala ngokusemthethweni okuqhubekayo.
4. Ngingakwazi yini ukuthengisa imali engiyitshalile?
Ukuhoxiswa ngaphambi kwesikhathi kungadala ukuhoxiswa kokuhlala.
5. Ingabe kudingeka ngihlala eNetherlands isikhathi esigcwele?
Cha, kodwa kumelwe ugcine uxhumano olusebenzayo (ubukhona bebhizinisi noma bokutshala imali).
6. Ngingakwazi yini ukutshala imali kwezezakhiwo?
Izakhiwo ezibonakalayo zodwa azifaneleki ngaphandle uma ziyingxenye yebhizinisi elidala inani lezomnotho.
7. Le nqubo ithatha isikhathi esingakanani?
Ngokuvamile izinyanga ezintathu kuya kweziyisithupha kusukela ekungenisweni kwesicelo kuya ekuvunyelweni.
Amathuba Okukhula Nesizinda Eside
I- INetherlands Residence by Investment Program ukuhlanganisa amathuba ezimali, ukuphepha komkhaya kanye nokuhamba kwamanye amazwe. Abatshalizimali bathola ukufinyelela komunye wemibuso yaseYurophu ethuthuke kakhulu, indawo ebonakalayo yebhizinisi kanye nesisekelo esihle kakhulu sokusebenza emhlabeni wonke.
Abalingani beGlobalhenel inikeza isiqondiso esivela ochwepheshe sokwenza lula inqubo, kusukela ekukhetheni ukutshalwa kwezimali kuya ekuvumeleni ukuhlala, iqinisekisa ukuthi uhambo lwamakhasimende ngalinye luyahambisana nezinhloso zawo zezimali nezomuntu siqu.
Thola Abalingani beGlobalhenel namuhla ukuze uqale uhambo lwakho lokuhlala eNetherlands ngokuzethemba nangosizo lochwepheshe.
Joyina Ingxoxo