Ukuba Isakhamuzi SaseSt. Lucia Ngokusebenzisa Imali: Isiqondiso Sakho Esiphelele

Kungani abatshalizimali bekhetha iSanta Lucia njengesakhamuzi

Lapho ufuna Ubuzwe baseSt. Lucia Ngokusebenzisa Imali Ufuna ukuthola indlela esheshayo negunyaziwe yokuthola ipasipoti yesibili.

Abatshalizimali bavame ukukhetha ngoba:

• Inqubo iyashesha kakhulu; ukuvunywa kuvame ukwenzeka ezinyangeni ezi-3 kuya kwezi-6.
• Akukho mfuneko yokuhlala eSt. Lucia.
• Izinketho eziningi zokutshala imali (umnikelo, impahla, ibhizinisi).
• Ukuhamba ngaphandle kwe-visa emazweni amaningi, kuhlanganise ne-EU Schengen Area, i-UK, iSingapore, iHong Kong.
• Isimo sezulu esizinzile sezombusazwe kanye nesimiso esinamandla sezomthetho esifundeni saseCaribbean.

Qaphela: Khumbula lezi zici lapho ufunda izinyathelo nezinketho ezingezansi.

Indlela uhlelo lweSanta Lucia olusebenza ngayo

Isakhiwo Esisisekelo

I- Ubuzwe baseSt. Lucia ngohlelo lokutshala imali ivumela izakhamuzi zakwamanye amazwe ukuba zenze utshalomali olufanele, bese ziba izakhamuzi.

Izinyathelo eziyinhloko zihlanganisa:

1. Khetha inketho yokutshala imali.
2. Hlanganisa umenzeli onelayisense.
3. Faka isicelo, ukuhlolwa okufanele, imibhalo.
4. Linda ukuthola imvume.
5. Yenza imali (umnikelo, ukuvalwa kwezindlu, ibhizinisi).
6. Thola isitifiketi, faka isicelo sephasiphothi.

Izinketho zokutshala imali

Kunezinhlobo ezine eziyinhloko zokutshala imali:

Inketho	Umnikelo Omncane / Ukutshala Imali	Imininingwane
Umnikelo wesikhwama sezomnotho sikazwelonke	USD 100,000 (umfakisicelo oyedwa)	Isipho esingabuyiselwa umnikelo ohlelweni lukahulumeni
Ukutshalwa kwezimali kwezezakhiwo	USD 200,000 (ukuthengiswa kabusha) noma USD 300,000 (iphrojekthi ethuthukisiwe)	Kumele igcinwe iminyaka emihlanu
Ukutshalwa kwezimali kumabhondi kahulumeni	USD 500,000	Kuye kwahlala iminyaka emihlanu, akukho zimali
Ukutshala imali kumaphrojekthi amabhizinisi	USD 3,500,000	Ukudala imisebenzi yasendaweni; kungenzeka ukuba nabatshalizimali abahlanu

Kumelwe ukhokhe imali eyengeziwe, ukuhlolwa okufanele, nezimali zikahulumeni ngokwehlukana.

Umzila ngamunye unezinzuzo nezinkinga. Ukunikela kulula, izindlu nomhlaba kunikeza inzuzo engaba khona, ibhizinisi lingaba nomthelela wendawo kodwa liyinkimbinkimbi.

Qaphela: Ngaphambi kokuqala, khetha indlela evumelana namandla nemigomo yakho.

Inqubo yesicelo ngesinyathelo ngesinyathelo

Isinyathelo 1: Khetha umenzeli onelayisense

Awukwazi ukufaka isicelo ngqo. umenzeli onelayisense Ummeli usiza:

• Lungiselela ifayela lakho.
• Amadokhumenti wezilwane.
• Faka isicelo.
• Ukuxhumana nezikhungo zikahulumeni.

Khetha umenzeli onolwazi oluvunyiwe, amanani abonakalayo, nokusabela kahle.

Isinyathelo 2: Lungiselela imibhalo nokuhlolwa okufanele

Uveza:

• Amakhophi epaspoti.
• Isitifiketi sokuzalwa.
• Amadokhumenti amaphoyisa.
• Umbiko wezokwelapha.
• Ubufakazi bezimali / umthombo wengcebo.
• CV noma umlando womuntu siqu.

Uhulumeni uhlola ngokucophelela imibhalo yakho, futhi uma ingaqiniseki, isicelo sakho singase senqatshelwe.

Isinyathelo 3: Ukufakwa nokuvunywa kwesicelo

Ngemva kwamafayela akho ejenti, iyunithi izinqubo:

• Ukuhlolwa kwangemuva nokungathembeki.
• Ukuhlolwa ngokumelene nemithetho yokulungela.
• Ukuqinisekiswa kwemibhalo.

Uma uvunyelwe, uthola incwadi yokuvuma ngokomthetho.

Isinyathelo 4: Yenza imali

Uma sekunemiphumela yokugunyazwa, kufanele:

• Ukudluliselwa kwemali (ngokunikela, izibopho noma amabhizinisi).
• Ukuthengwa kwezindlu.
• Qinisekisa izivumelwano.

Uhulumeni uqinisekisa ukuthi uyitholile, bese kuphela lapho uvunyelwa ukuba yisakhamuzi.

Isinyathelo 5: Yenza isifungo, uthole isitifiketi, uthole ipasipoti

Wena (noma ummeleli wakho ogunyaziwe) uya emkhosini, ufunga ukwethembeka, uthole isitifiketi sokuba yisakhamuzi, bese ufaka isicelo sephasiphothi yakho yaseSt.

Izinzuzo zobuzwe baseSt. Lucia ngokutshala imali

Inkululeko yokuhamba nokufinyelela kuma-visa

Iphasiphothi ikunikeza ukufinyelela ngaphandle kwe-visa noma i-visa lapho ufika emazweni angaphezu kwe-145. Lokhu kufaka phakathi ukufinyelela endaweni yaseSchengen, eHong Kong, eSingapore, e-UK. Lokho kuthuthukisa ukuhamba kwakho kwebhizinisi noma kokuhamba komuntu siqu.

Ukuhlelwa kwentela nokuvikelwa kwempahla

ISanta Lucia inikeza isimo esilungele intela:

• Ayikho intela yenzuzo yenzuzo engenayo kumpahla yangaphandle.
• Ayikho intela yenotho noma yefa kumpahla yomhlaba wonke (uma ingeyona impahla enendawo yokuhlala).
• Ayikho intela yase-US uma ungeyena isakhamuzi noma umhlali wase-US.

Ukuphepha nokuhlehla kokuphumula

Ukuphazamiseka kwezepolitiki noma kwezomnotho ezweni lakubo ngokuvamile kuholela ekufuneni.

Ukufakwa kwabasebenzi

Ungahlanganisa:

• Umyeni.
• Izingane ezingaphansi kweminyaka engu-25 ubudala.
• Abazali abangaphezu kweminyaka engama-65 (nge-contribution eyengeziwe).
• Abafowabo nodadewabo ngaphansi kwezimo ezithile.

Qinisekisa njalo izidingo zakho eziqondile nommeli wakho.

Imbuyiselo yokutshala imali (yezimpahla / imigwaqo yebhizinisi)

Uma ukhetha impahla noma ibhizinisi, ungase ulindele ukubuya okuthile noma ukwanda kwemali.

Izingozi, izinkinga zomthetho nezokuhambisana

• Uhulumeni angase awenqabe ngenxa yesizinda esiphambene.
• Amaphrojekthi ezindlu angahle alibalekele noma ahluleke.
• Kufanele ugcine ubuzwe buvumelekile; amanye amazwe adinga ukuvuselelwa kwekheli noma ukuvuselelwa kwemibhalo.
• Amanye amazwe angase angakuboni ukuba yisakhamuzi esiphindwe kabili; qinisekisa nezwe lakini.

Hlola njalo iseluleko sezomthetho endaweni ohlala kuyo.

Ukuhlukaniswa kwezindleko (isibonelo somkhaya onabantu abane)

Izindleko	Isilinganiso (USD)
Umnikelo kahulumeni	100,000 (ongashadile) + 50,000 (umngane womshado) + 25,000 × 2 izingane = 200,000
Ukuhlolwa okufanele & apos; ukuhlolwa kwemvelaphi	7,500 – 10,000
Izimali zokucubungula	1,000 – 2,000
Imali yommeli	8,000 – 15,000
Izindlela ezihlukahlukene (zokwelapha, ukuhumusha)	2,000
Inani eliphelele elicishe libe ngu	~ 220,000 – 230,000

Lezi zibalo ziyahlukahluka, njalo uthole isilinganiso esiphelele.

Isikhathi nesivinini

Umgomo Ubuzwe baseSt. Lucia Ngokusebenzisa Imali Isikhathi esivamile:

• Ukulungiselela imibhalo: amasonto angu-4-8
• Ukuhlolwa okufanele & apos; kukahulumeni: amasonto angu-8-12
• Ukuqaliswa kokutshalwa kwezimali: amasonto amabili kuya kwane-4
• Ukukhishwa kobuzwe: amasonto angu-1-2

Isamba: cishe izinyanga ezintathu kuya kweziyisithupha.

Qaphela: Ukufaka isicelo kusenesikhathi nokulungiselela kahle imibhalo kusiza ukunciphisa ukubambezeleka.

Izingibe ezivamile nendlela yokuzigwema

• Ukusebenzisa umenzeli ongenalo ilayisense noma ongakahlolwa.
• Ukuletha imibhalo engalungile noma engalingani.
• Ukugxeka isikhathi sokuqoqa imibhalo.
• Ukukhetha iphrojekthi yezimpahla ezibi.
• Ukungazinaki izibopho zomthetho noma zentela zasendaweni ezweni lakubo.

Ithiphu: Cela umenzeli wakho ukuba akuphe izinkomba. Khuluma namakhasimende akho asendulo.

okuhlangenwe nakho kwethu

Amanye amaklayenti ethu aseNtshonalanga Afrika ayengaqiniseki ukuthi angafaka kanjani isicelo Ukuba yisakhamuzi saseSt. Lucia ngokutshala imali.Bafisa ukuthi imibhalo kanye nokuzikhandla okufanele kuyoba nzima. Ngenxa yokuthi baxhumana nethimba lethu kusenesikhathi, sabaholela isinyathelo ngesinyathelo. Iklayenti elilodwa elivela eNigeria lasebenzisa indlela yezimpahla. Wayengenayo ukuxhumana okuqondile endaweni yaseSt Lucia. Sasihlele isivumelwano sezimpahla, ukuhlolwa kwezomthetho kwasendaweni, ukudluliselwa kwezimali, nesitifiketi sokuba yisakhamuzi kungakapheli izinyanga ezinhlanu. Manje uhamba ngaphandle kwe-visa eYurophu nase-Asia kalula.

Qaphela: lolu hlobo lwempumelelo lwenzeka lapho imibhalo yakho ihlanzekile, umthombo wakho wemali uqinisekisiwe, futhi umenzeli wakho unekhono.

Indlela yokukhetha indlela efanele yokutshala imali

Indlela Yokunikela

Izinzuzo:

• Ngokushesha
• Ukubaluleka okuphansi
• Ayikho ingozi yokuthengisa kabusha noma yebhizinisi

Okubi:

• Akukho ukubuya
• Izindleko ezibuyiselwayo

Kungcono uma umgomo wakho oyinhloko uwukuba yisakhamuzi kuphela, hhayi ukubuya kokutshala imali.

Umzila wezimpahla ezibonakalayo

Izinzuzo:

• Ukuqashwa okungenzeka kwemali
• Inzuzo engenakuqhathaniswa

Okubi:

• Ingozi yemakethe
• Ukugcinwa, ukuphathwa
• Izikhawulo zenkokhelo (zihlala iminyaka emihlanu)

Yenza ukuhlolwa okufanele komqambi, amarekhodi, indawo.

Indlela yamabhondi kahulumeni

Izinzuzo:

• Iphephile
• Akukho ngozi yebhizinisi

Okubi:

• Akukho kuthakazelisa
• Inhlokodolobha ivaliwe

Kungcono uma ubeka ukuphepha kuqala kunokubuyiselwa.

Umzila weNhlangano

Izinzuzo:

• Indima ebalulekile yebhizinisi
• Inzuzo engenzeka

Okubi:

• Ukuyinkimbinkimbi Okuphezulu
• Izibopho zokwenza imisebenzi
• Ingozi yokwehluleka komsebenzi

Khetha lokhu kuphela uma ujwayelene nebhizinisi noma imisebenzi yendawo.

Indlela yokusebenza nomuntu onelayisense

• Hlola ilayisense lomthengisi e-Citizenship by Investment Unit.
• Cela ukubonakala kwemali ekhokhwayo kanye namanani.
• Hlola izibonelo zezinkomba zamakhasimende noma izinkomba.
• Gcizelela isivumelwano sokuthandana esibhaliwe.
• Cela ukubuyekezwa njalo.

Ummeli onokwethenjelwa uba umlingani wakho kuyo yonke le nqubo.

Izindaba zentela nezomthetho ezweni lakini

• Hlola imithetho yezwe lakini mayelana nobuzwe obubili.
• Qonda ukuthi ukuba yisakhamuzi kuthinta kanjani izibopho zakho zentela (imali engenayo, ifa, inzuzo yenani elikhulu).
• Xhumana nommeli wendawo noma umeluleki wezezimali ngaphambi kokuqhubeka.

Imibuzo ebuzwa njalo

Ubuncane beminyaka yokufaka isicelo bungakanani?

Kumelwe ube neminyaka engu-18 ubudala futhi ukwazi ukwenza isivumelwano.

Ngingayifaka yini umndeni wami?

Yebo, umngane womshado, izingane ezingaphansi kweminyaka engu-25, abazali abangaphezu kweminyaka engu-65, futhi ngaphansi kwezimo ezithile abafowabo nodadewabo.

Ingabe ngidinga ukuhlala eSt. Lucia?

Akukho mfuneko yokuhlala ngokomzimba, akudingeki ukuba uvakashele noma uhlale khona.

Ingabe imali etshalwe kuyo ingabuyiselwa?

Izakhiwo ezingase zithandwe, kodwa kumelwe zigcinwe isikhathi esithile.

Kuthatha isikhathi esingakanani ukuvunywa?

Ngokuvamile izinyanga ezi-3 kuya kwezi-6. Ukulibaziseka kungase kwenzeke ngenxa yezinkinga zamadokhumenti.

Ingabe iSanta Lucia iyakuvumela ukuba nezakhamuzi ezimbili?

Yebo, iSt. Lucia ivumela ukuba nezakhamuzi ezimbili, kodwa izwe lakini lingase lingakuvumeli.

Ingabe ukuqapha kuyinkimbinkimbi?

Yebo, ama-ejenti adinga ukuba nemvelaphi ehlanzekile, ukuhambisana nezindleko zentela, umlando wasebhange, kanye nemali engenayo eqinisekisiwe.

Yini okufanele uyenze ngokulandelayo uma ufuna ukufaka isicelo

• Hlanganisa amadokhumenti akho okuzibonakalisa namadokhumenti akho wezimali.
• Thola ezinye izisebenzi ezigunyaziwe.
• Cela ukulinganiselwa kwezindleko kanye nesikhathi.
• Qhathanisa izakhiwo nezindlela zokunikela.
• Khetha indlela ehambisana nezinhloso zakho (ukubuya, ingozi, ubulula).
• Faka isicelo sakho futhi ulandele iziqondiso zomsebenzi wakho.

Uma wenza isenzo esisodwa namuhla, thintana nommeli ofanelekayo bese uqala uhlu lokuhlola imibhalo.

Qaphela: ngokwenza okuthile ngokushesha, unciphisa ukubambezeleka, uvale izidingo zanamuhla, futhi uqale uhambo olungenayo i-visa.

Xhumana nathi manje ukuze uthole isilinganiso esinemininingwane, izinyathelo eziqondisiwe, kanye nokusekelwa kwezomthetho Ubuzwe baseSt. Lucia Ngokusebenzisa Imali uhambo.