Uburaro bwa Mauritius biciye ku mugambi w'ishoramari: Umuryango w'Ibahari Indiyano ufasha abashoramari kw'isi yose

Mu myaka ya vuba, Ubuhungiro muri Mauritius biciye ku mugambi w'ubutunzi ni kimwe mu bintu biryoshe kandi biranga ubwitonzi vyo gutora abashoramari bo kw'isi yose bipfuza kuguma bashikamye, gukora neza mu bijanye n'amakori, no kuronka ubutunzi bukomeye bwo kw'izinga.

Igihugu ca Maurice kiramenyekanye kubera intwaro yaco ikomeye, imico kama y'indimi zibiri be n'aho kiri hagati ya Aziya na Afrika, ubu kikaba gihagaze nk'ikiraro hagati y'ibihugu; kiratanga uburaro biciye ku nkunga ngirakamaro mu vy'ubutunzi aho kuba umutahe w'ubutunzi gusa.

Kuva mu 2025, Mauritius yaratoye amategeko yayo yo gutura mu gushora imari, irishira mu kibanza c'igihugu gifise ubwenegihugu bw'akarere ka Maurice. Uburyo bwiza bwo kwugurura ibintu ni ugufasha abafise ubumuga, abafise ubumuga bwo kwiyumvira canke abafise ubumuga bwo kwiyumvira. kurondera umutekano n'ukwiyunguruza kw'isi yose mw'iparadizo y'izinga ifise ubutunzi bukomeye.

Igituma abashoramari bahitamwo i Mauritius kuba

Igihugu ca Maurice kirimwo ibidukikije vyo mu karere ka tropike, kandi ni igihugu gitekanye mu vya politike, gifise ubutunzi butandukanye, kandi kizwi kw'isi yose kubera amategeko n'amahera gifise.

Imvo nyamukuru zituma umuntu ahitamwo gutunganya ivyo mu nzu:

• Uburyo bwo kwinjira mu bumwe mu bw'ibihugu vya Afrika biri mu nzira y'amajambere.
• Uburyo bwo gutanga ikori bwemewe n'amategeko, ata nyungu z'umutungo canke ikori ry'amaturo.
• Uruhusha rwo kuba rushobora gusubirwamwo imyaka 20.
• Uburenganzira bwo gutunga umuntu bufise ubwenegihugu bw'Ubwongereza.
• Ni ukuvuga ko ata ngorane ziva ku buhinga bwa none ngo zize muri Afrika, mu Buraya no muri Aziya.

Umunyamakuru: Mu buryo butandukanye n'ibindi bihugu vyinshi vyo mu mahanga, Mauritius irakurikiza bimwe bishitse ingingo ngenderwako za OECD, FATF n'amategeko y'ishirahamwe ry'ubumwe bwa Buraya ajanye n'ugutanga amakuru ku vyerekeye amahera, ivyo bigatuma ihitamwo neza igihe kirekire co kuba mu gihugu no gushora imari.

Ingene ubwenegihugu bwa Mauritius buzokwama bufise ubuzima biciye kuri porogarama y'ishoramari

Iyo porogarama itegurwa n'ishirahamwe ry'ubumwe bwa Buraya, Inama y'iterambere ry'ubutunzi (EDB) Urwo rwego ruha uruhusha rwo kuba abanyamahanga bafise ubumenyi bungana n'urwa Mauritius, bashora imari mu butunzi bw'igihugu, mu vyo gutunga amatongo canke mu vyo kurondera akazi.

Abasaba kuronka akazi barashobora guhitamwo inzira zitandukanye, kandi imwimwe yose iratanga ubushobozi bwo guhinduranya ibintu bivanye n'imigambi bafise mu vy'ubutunzi be n'akazi bakora.

Uburyo nyamukuru bwo gushora amahera

1. Inzira yo gushora imari mu vy'ubwubatsi

Umushahara mutoyi: Amafaranga y'u Rwanda 375 000 mu mugambi w'ubwubatsi wemewe na Leta mu buryo bw'uburyo nk'ubu:

• Urutonde rw'ibikorwa vy'iterambere ry'umutungo (PDS)
• Urwego rw'ubwubatsi bw'ibinyabuzima (RES)
• Urwego rushinzwe gutunganya amahoteli (IRS)
• Abashoramari baronka uruhusha rwo kuba burundu Igihambaye ni uko umuntu ashobora kugumana ubwenegihugu bwiwe.

2. Gushora mu bikorwa canke mu vyo gushinga imishinga

• Umushahara mutoyi: Amafaranga y'u Rwanda: mu bucuruzi bushasha canke buriho mu bibanza vyemewe (ICT, ubukerarugendo, ubuhinga bwo gutunganya ibidukikije, inguvu zitunganijwe neza, ubutunzi, n'ibindi).
• Urwo ruganda rutegerezwa kugira umwimbu w'umwaka w'imiburiburi Imiliyoni 4 z'amarundi (hafi 85.000 USD).

3. Uburyo bwo gukora akazi

• Ku bakinyi b'impuzu bafise ubumenyi batanga akazi muri Mauritius bafise umushahara wo ku kwezi MUR 60,000 (hafi 1.300 USD).
• Urashobora kuronka uruhusha rwo kuba imyaka cumi rusubirwamwo.

4. Inzira y'abatari abenegihugu bari mu pension

• Ku bantu bafise imyaka 50 canke irenga.
• Birakwiye kubanza gutangwa 1500 USD ku kwezi ku buyobozi bw'ishirahamwe ry'ivy'ubutunzi.
• Ufise uburenganzira bwo kuronka uruhusha rwo kuba rw'imyaka cumi rushobora guhindurwa.

Ivyagezwe vyo mu 2025 be n'ivyavuguruzwa

Mauritius yasubije hamwe amakuru yayo Ingingo ngenderwako y'ugushira mu ngiro ibitegeko mu 2025 kugira ngo hagire abahinga mu gusaba no kurondera abashoramari b'ubwiza bwiza, mu gihe nyene hagire abafasha mu bijanye no gutora imbere.

Ibisobanuro nyamukuru vy'amategeko:

• Gushiraho uburyo bwo gutunganya amakori biciye ku rubuga rwa EDB.
• Ingingo ngenderwako zoroheje zigenga umuryango zijanye n'ugushira hamwe mu mugambi umwe.
• Gushira imbere imigwi ibereye mu bijanye n'uguha imfashanyo abashoramari.
• Amategeko y'ivy'ubutunzi arushiriza gufasha mu bijanye n'ubutunzi.

Ivyo bisobanuro bituma Ubuhungiro muri Mauritius biciye ku mugambi w'ubutunzi ni ngirakamaro kandi ni ngirakamaro ku bashoramari ugereranije n'ibisomwa vya kera.

Inyungu z'uburaro muri Mauritius biciye ku gushora imari

Igihugu ca Maurice ntikirenza gusa ikarata y'uburaro; kiratanga ikigo c'ugukwiragiza ubuzima n'urudandaza kw'isi yose.

Akamaro gakomeye:

• Ubuzima bw'igihe kirekire gushika ku myaka 20, ishobora guhindurwa.
• Uburyo bwo gushitsa amasezerano y'ukwishura amakori n'ibihugu birenga 40.
• Uburenganzira bwo gutunga umutungo uri mu bubiko bw'ibanga.
• Umuryango (uwo mwubakanye, abana be n'abafise ivyo bakeneye)
• Ibidukikije birimwo umutekano kandi vyamaho, bikaronka uburezi bwiza kandi birimwo n'indero nziza.

Umunyamakuru: Ku rundi ruhande, mu gihe hari abaja mu bihugu vya Afrika, usanga ari ho baba.

Akamaro k'ubutunzi n'uburyo bwo kubaho

Igihugu ca Maurice kiramenyekana ko gifitaniye isano n'ubutunzi n'ubuzima bwiza.

Ibijanye n'ubutunzi:

• Iterambere ry'ubutunzi bw'igihugu (BNP) riharurwa ko rizokwiyongera ku bice 5,2% mu 2025.
• Udukorwa two mu vy'ubutunzi turenza 20% vy'umwimbu w'igihugu.
• Amashirahamwe mpuzamakungu menshi ariho mu vy'ubudandaji, mu vy'amabanki no mu vy'ubudandaji.

Ingene umuntu abayeho:

• Ururimi rw'ikirundi n'ururimi rw'igifaransa ni rwo ndimi za Leta.
• Amashure n'amashure ya kaminuza vyo kw'isi yose biratanga cane.
• Ikirere giturumbuka kirimwo abantu baba hanze umwaka wose.
• Iterambere ry'umutekano n'imibano irimwo abantu benshi.

Igihugu ca Maurice kiratanga akaryo n'umunezero, ivyo bikaba ari ibintu bitoroshe ku bashoramari bo kw'isi yose.

Globalhenel Partners Insight on Investor Behavior

Ibibazo vyiyongera muri Aziya, mu Buraya no muri Afrika

Hagati y'umwaka wa 2023 na 2025, Abakozi ba Globalhenel Ibirori vy'ishirahamwe ry'ubwubatsi n'ubwubatsi vyagize ico bikoze ku vyerekeye ivyo bihugu.

Abenshi mu basavye gutora ibibanza vy'ishure baragerageje kurondera ingene bokwirinda Ingene ibikorwa vyacu bihuza n'uburyo bwo kubaho.Igihugu ca Maurice caratanga ivyo bibiri, hamwe n'ubushirasoni mu vy'amategeko be n'uburenganzira buke.

Akarorero k'abatuye amakoraniro baherutse

Umudandaza w'Umufaransa yaregereye Globalhenel Partners mu ntango za 2024 ashaka kwimurira ishirahamwe ryiwe ry'ubucuruzi bwa digitale mu gihugu kivuga icongereza gikoresha ikori ritoyi.

Inyuma y'aho abahinga bacu baciye basuzuma ahantu hatandukanye, barerekanye ko hari ahantu hatandukanye ho kuja i Mauritius. Amafaranga y'amarundi 60 000Ubu, ishirahamwe ryiwe rirakorera abakiriya bo mu bihugu vya Buraya no muri Afrika bava i Port Louis.

Umunyamakuru: Abahinga bacu barabonye ko abasaba kuronswa akazi ari abafise uburyo bwo gushora imari canke mu vy'ubudandaji aho gushora amahera mu buryo bw'amafaranga atagira ingano, ayo mafaranga akaba ahuza n'ivyiyumviro vya Mauritius ku bijanye n'iterambere rirerire.

Ingingo ku ngingo mu bijanye n'ukwitanga

Urutonde rw'abasaba Ubuhungiro muri Mauritius biciye ku mugambi w'ubutunzi ni icumvikana kandi ni ic'icongereza ubwa mbere.

1. Gushira mu ngiro ivyo umuntu asabwa imbere yo gusaba

Igeragezwa ry'ubushobozi, isoko ry'amahera n'ubwoko bw'ishoramari n'abajambere bafise uruhusha canke EBI.

2. Gushira mu ngiro ibishoramari

Nugure itongo, wiyandikishe kugira uronke ishirahamwe canke ushire amahera ukeneye kuri konti y'ibanki yo mu karere iwanyu.

3. Ibitabu

• Amakopi y'amapasipoti n'amafoto.
• Ibitabu vy'ivyemezo vy'amabanki vyerekana ko ari yo soko ry'amahera.
• Umupolisi afise icemezo c'uko ari we.
• Ibimenyamenya vyerekana ko ufise urudandaza canke ko ufise itongo.
• Amatohoza y'amagara n'ay'ubuvuzi.

4. Gushikiriza no kwemera

Gushikiriza ubusabe bwuzuye biciye ku rubuga ngurukanabumenyi rwa EDB. Inyuma y'indwi 6 gushika ku ndwi 8.

5. Gutanga uruhusha rwo kuba

Abasaba uruhusha, bararonka amakarata y'uburaro arenga imyaka cumi, bivanye n'urwego rw'ishoramari.

Gutanga ikori n'ibikoresho vy'amahera

Igihugu ca Mauritius kiremerwa cane ko ari igihugu gifise intumbero yo gutunganya ibiterwa vy'ubwoko bwose. Umutekano mu bijanye n'ubutunzi, iratanga imwe mu mice iruta iyindi yo mu karere.

Ibintu nyamukuru biranga ikori:

• Ikori ry'amakori ku bashoramari: 15%, hamwe n'ibifungurwa bishobora gutangwa ku mashirahamwe y'ivy'ubudandaji kw'isi yose.
• Nta mahera, intoranwa canke ikori ry'umutungo.
• Umusoro ku mutekano w'umuntu ku giti ciwe 15%.
• Amasezerano y'ukwishura amakori ku bwinshi n'ibihugu birenga 40.
• Ku mahera ava mu mahanga ku mahera atangwa mu buryo butandukanye.

Umunyamakuru: Iryo bwubatsi rirashigikira urwego rw'abakozi b'igihugu mu bijanye no gutunganya amatungo mpuzamakungu, mu gihe nyene baguma bisunga amategeko mpuzamakungu ajanye n'imisoro.

Amatohoza ajanye n'ubutunzi

Ubutunzi bwo mu nzu buracari inzira ikunzwe cane yo kuronka ubwenegihugu muri Mauritius kubera ubworoshe bwayo n'agaciro kabwo k'igihe kirekire.

Imigambi y'ibikoresho vyemewe:

• Gushiraho uburyo bwo gutunganya ibibanza vyo gutemberamwo (IRS): Amazu y'ubwubatsi y'akaroruhore afise ibintu vyose bibereye.
• Urutonde rw'ibintu vy'agaciro (RES): Ibikorwa vyo gutunganya amatungo vy'abafise amahera make.
• Gahunda yo guteza imbere amatungo (PDS): Iterambere rirama hamwe n'ibimenyamenya vyerekana ko ibidukikije ari vyo bikwiye kwubahirizwa.

Abashoramari b'ibikingi bafise uburenganzira bwo kuba igihe cose ico kibanza kizoba ari ic'umuntu, kandi barashobora kuronka inyungu z'ubudandaji zidakuka (4-6%) ku mwaka.

Gereranya n'izindi nyigisho zo kuba ku mazinga

Mauritius iratanga Ni gake cane ko ibintu biboneka mu buryo bw'umubiri, mu buryo bw'umutekano be no mu buryo bw'umubiri, ivyo bikaba biratandukanye n'ibindi bintu vyinshi vyo kuba mu gihugu cacu.

Ingorane n'ivyiyumviro

Naho igisagara ca Maurice kiryoherwa n'abashoramari, abasaba kuja mu matora bategerezwa gukurikiza amategeko yose ajanye n'ubutunzi n'amategeko.

Ingorane zikunda gushika:

• Gutanga ibimenyamenya vyerekana ko hari inkomoko y'amahera yemewe mu gihe c'urwo ruzunguruko rw'umurimo.
• Gushira mu ngiro amategeko y'amabanki yo mu karere ku bijanye n'ukurungika amahera mu mahanga.
• Kumenya amategeko agenga ubwenegihugu bw'abatari abenegihugu.

Umunyamakuru: Gufasha abahinga mu vy'ubuhanuzi, nko mu Abakozi ba Globalhenel, iratuma haba amabwirizwa yihuta kandi akurikizwa neza n'amategeko.

Icigwa c'uko Abanyafrika bariko baraguka gushika muri Mauritius

Mu 2025, Globalhenel Partners yarafashije umugwi wo muri Nijeriya ujejwe inguvu ziva ku bihingurwa bisubirira mu vy'ubuhinga bwa none mu gushinga icicaro gikuru cawo muri Mauritius.
Mu gushora imari Amafaranga y'u Rwanda 75.000 Mu gihe nyene iryo shirahamwe ryashikirijwe uruhusha rwo kuba mu gihugu c'Ubufaransa mu kiringo c'imyaka cumi, ryashikirijwe n'umushikiranganji ajejwe imigenderanire n'amakungu (EDB).

Iryo hinduka ryaratumye bashobora gushika ku masoko yo muri Afrika no muri Aziya mu buryo bwiza kandi bakungukira ku masezerano y'amakori n'ubwizigirwa mu vy'amahera ya Mauritius.
Iyo ntsinzi irerekana ukuntu iyo gahunda yo kuba mu gihugu ishigikira cane ukwongereza ibikorwa vy'urudandaza aho gushigikira imigendo itagira ishingiro.

Ingene abafatanyabikorwa ba Globalhenel bashigikira abasaba

Abakozi ba Globalhenel iratanga imfashanyo yuzuye ku bakiriya bariko barakurikirana Ubuhungiro muri Mauritius biciye ku mugambi w'ubutunzi, mu kurinda ko ibintu bitagenze neza no mu gutunganya neza.

Mu vyo dukorera harimwo:

• Gushikiriza impanuro ku bijanye n'uburyo bwo gushinga itunga no gusuzuma ko umuntu ashobora kuronka itunga.
• Gushikirana mu vy'amategeko no mu vy'amakori n'abakozi b'impunzi b'i Mauritius bafise uruhusha rwo gukora.
• Gufasha abashoramari mu vyo gutunga amatongo canke mu vyo gutunganya amatongo.
• Gushira ahabona ibitabu no kubishikiriza biciye ku nzira za EDB.
• Gufasha abantu kwimuka, mu vy'amabanki no mu vy'ugushira hamwe inyuma y'ukwemererwa.

Urwego rwacu ruriko rurashira hamwe ubumenyi mpuzamahanga n'ubucuti bwo mu karere kugira ngo abasaba bose baronke akaryo ko gukora mu buryo butomoye kandi butarimwo ingorane.

Umunyamakuru: Abenshi mu bakiriya bafashe ku mutima imigambi ya UAE canke ya Caraïbes bahavuye bahitamwo Mauritius bamaze gutahura umutekano wayo mu vy'amategeko n'ubushobozi bw'ubutunzi bw'igihe kirekire, barasiguye mu nama twagiranye.

Ibibazo bikunze kubazwa

1. Ni gute umuntu ashobora gutangura gukorera muri Mauritius?

Amafaranga y'amarundi 375.000 ni ay'ubwubatsi canke 50.000 ni ay'urudandaza.

2. Urwo ruhusha rwo kuba rurakoreshwa igihe kingana gute?

Imyaka 10 y'amavuko, ishobora guhindurwa canke guhoraho ku bashoramari b'ibinyabuzima.

3. Vyoba bishoboka ko abagize umuryango baba muri uwo mugwi?

Ego, uwo mwubakanye n'abana biwe barashobora gushingwa ivyo bashira mu ngiro.

4. Hoba hari inzira ijana mu buhugu?

Ego, inyuma y'imyaka 10 y'uburaro n'ukuguma uhuza n'ivyo, abashoramari barashobora gusaba ubwenegihugu.

5. Ni ivyiza nyamukuru ibihe biva ku gutanga amakori?

Nta misoro y'umutwe, iy'intoranwa canke iy'ubutunzi; umusoro w'itunga w'ibice 15 kw'ijana.

6. Gusaba umuntu gusaba bisaba igihe kingana gute?

Akenshi, ivyo birashobora kuba ibyumweru 6 gushika ku 8, bivanye n'ubwoko bw'ishoramari be n'ukwitwararika neza ivyo umuntu ashoboye.

7. Abashoramari boba bashobora gukora canke gutanguza ubucuruzi?

Egome, ibikorwa vy'urudandaza n'ivy'umwuga biraremeshwa mu mugambi wa EDB.

Tanguza gusaba ubwenegihugu bwawe muri Mauritius na Globalhenel Partners

Ivya Ubuhungiro muri Mauritius biciye ku mugambi w'ubutunzi Waba uriko urondera kwongereza ubucuruzi bwawe, kwimuka mu muryango wawe canke gutunga inzu nziza, ico gihugu kiratanga agaciro ntangere be n'ubwitonzi.

Abakozi ba Globalhenel iragufasha mu kiringo cose – kuva ku gutegura ivyo gushora imari no mu vy'amategeko gushika ku kwemererwa kuba no kwimuka.

Abahinga bacu barabona ko ivyo usaba bihuye neza n'amategeko y'i Mauritius ahindutse mu 2025.

Nuganire n'abafatanyabikorwa ba Globalhenel uno musi kugira utangure urugendo rwawe rwo kuba muri Mauritius maze uronke ikibanza cawe mu karere k'akarere k'akarere k'akarere k'akarere k'akarere k'akarere k'akarere k'akarere k'akarere k'akarere k'akarere k'akarere k'akarere k'akarere k'akarere k'akarere k'akarere k'akarere k'akarere k'akarere k'akarere ka Mauritius.