Kugara munyika dzakakwirira dzeInvestment

Kugara nekudyara kwava nzira yezvematongerwo enyika yevanhu nemhuri dzinotsvaga kufamba kwepasi rose, kuchengetedzeka kwemari, uye kusununguka kwehupenyu. Hurumende pasi rose dzinoshandisa zvirongwa izvi kukwezva vatengesi, vezvemabhizimisi, uye nyanzvi dzine hunyanzvi mukutsinhana nekodzero dzekugara. Kwauri, izvi zvinoreva mukana wekugara, kushanda, uye kudzidza munyika itsva uchinakidzwa nekufamba pasina vhiza uye kuchengetedzeka kwenguva refu.

Bhuku rino rinotaura nezvekuti kugara nemari kunorevei, kuti kunoshanda sei, kuti kunobatsira sei, zvinodiwa, uye zvirongwa zvinotungamirira munyika yose.

Chii chinonzi Residence by Investment?

Kugara nekudyara chirongwa umo hurumende inopa kodzero dzokugara kune vagari vekunze mukutsinhana nemari inokodzera.

Kusiyana nehurumende inopa mvumo yekugara nemari, iyo inopa munhu pasipoti zvakananga, kugara nemari kunomupa kodzero yepamutemo yekugara munyika inenge ichimubata.

Zvakanakira Kugara Nokudyara

Kufamba uye Rusununguko Rokufamba

Kuwana Schengen kana kufamba kwenyika pasina mamwe mavhiza.
Kupinda munyika dzine zvinodiwa zvevhiza zvakaoma.

Kuchengetedzwa Kwemhuri

Murume kana mudzimai nevana vanowanzosanganisirwa mukukumbira kumwe chete.
Kuwana dzidzo uye utano munyika inenge ichitambira.

Mitero Nokutarisira Pfuma

Mitero inobatsira mune dzimwe nyika dzakadai sePortugal neGreece.
Kuwanda kwemidziyo kuburikidza nekutengesa zvivako uye bhizinesi.

Nzira Yokuva Mugari Wenyika

Mamwe mapurogiramu okugara anotungamirira kuvanhu pashure pemakore akati wandei.
Kugara kwenguva refu kunogona kuita kuti munhu ave nechokwadi chokuti haachazombovi mugari wenyika yacho.

Zvaunofanira kuita: Kugara nekudyara hakusi kungotamira kune imwe nzvimbo chete, asi kunoreva kuti upenyu hwako, kufamba kwako, uye mari yako zvinenge zviri nani.

Kugara Nokudyara Kunoshanda Sei

Maitiro acho anosiyana munyika, asi chimiro chayo chinotevera nhanho idzi:

Sarudza kwaunoenda: Ongorora zvirongwa zvichienderana nokufamba, mari, zvinodiwa nemhuri, uye zvaunogona kuita kuti uve mugari wenyika.
Sarudza nzira yekudyara: Zvinhu zvaunogona kusarudza ndezvekutenga zvivako, mabhonasi ehurumende, kutanga mari kana kuti kugadzira mabasa.
Tumira chikumbiro: Ipa magwaro akadai sepasipoti, uchapupu hwemari, inishuwarenzi yeutano, uye chibvumirano chemapurisa.
Kuongorora kwakafanira kwehurumende: Zviremera zvinotarisa mamiriro ezvinhu, nzvimbo inobva mari, uye kutevedzera mutemo.
Kubvumirwa uye mvumo yekugaraKana uchinge wabvumirwa, unogamuchira kadhi rako rokugara.
Kuvandudzwa kana kuvandudzwa: Mvumo dzenguva pfupi dzinogona kuda kuvandudzwa vasati vawana mvumo yekugara zvachose kana kuti ugari hwevanhu.

Sarudzo dzokudyara muZvirongwa Zvokugara

Kuita Zvinhu Zvokutengeserana

Kutenga zvivako zvinotenderwa munzvimbo dzakatarwa.
Kazhinji ndiyo nzira inonyanya kufarirwa nokuti inosanganisa mararamiro uye mari inobatsira.

Mabhondhi neMari dzeHurumende

Kuisa mari mumabhondi kana kuti mari dzekuvandudza dzakabvumirwa nehurumende.
Rudzi rwengozi rwakaderera asi kazhinji runoda mari yakawanda.

Bhizimisi Nokugadzirwa Kwemabasa

Tanga kana kuti shandisa mari mumakambani anogadzira mabasa munharaunda.
Inokodzera vatengesi nevashambadziri vari kutsvaka kuwedzera munyika yose.

Zvipo

Mari dzisingabhadharwi mumapurojekiti ehurumende kana kuti mari dzetsika.
Kazhinji ndiyo nzira isina kuoma kunzwisisa.

Muenzaniso: Visa yeGoridhe yePortugal inoda kutenga zvivakwa zvishoma zve280,000 EUR munzvimbo dzine vanhu vashoma, nepo Greece ichivapa kugara kuburikidza nekudyara zvivakwa kutanga pa250,000 EUR.

Kutungamirira Kwokugara Kwevanhu Nemarongerwo Ezvemari

Visa Yendarama yePortugal

Kuisa mari: Zvinhu zvinotengeswa, mari yokuisa mumaoko kana kuti zvipo zvetsika.
Zvakanakira: Kufamba muSchengen, nzira yekuva mugari wenyika mumakore 5.
Mhuri: Mudzimai, vana, uye vabereki vari kutarisira.

Greece Golden Visa

Investment: Real estate kutanga pa250,000 EUR.
Zvakanakira: Kubvumirwa nokukurumidza, kupinda kwakanaka, kupinda muSchengen.
Inonyanya kufarirwa nevashambadziri vezvivakwa vari kutsvaka mari yekurenda.

Spain Visa Yendarama

Investment: Chivakwa chine mari inosvika 500 000 EUR.
Zvakanakira: Kodzero yokugara muSpain, kufamba muSchengen, kuwana utano.
Kugara munyika kunogona kuitika pashure pemakore 10.

Purogiramu Yokugara Kugara kuMalta

Kuisa mari: Kubatanidzwa kwezvipo zvehurumende, rendi/kutenga zvinhu, uye kupa.
Zvakanakira: Kugara kweupenyu hwose muMalta uye kufamba kweEU muSchengen.

United Arab Emirates (Dubai)

Kuita mari: Kuita mari yezvinhu zvokunyama kana kuti zvebhizimisi.
Zvakanakira: Vhiza dzokugara kwenguva refu dzinosvika makore 10, hapana mutero wemari yevanhu.

United States EB-5 Program

Kuisa mari: USD 800 000 mumakambani anopa mabasa.
Zvakanakira: Green card inotungamirira kuugari hwevanhu pashure pemakore mashanu.
Mhuri yakabatanidzwa pasi pechikumbiro chimwe chete.

Kuenzanisa Tafura Yedzimba Dzakawanda Dzakavakirwa Pamusoro Pamarongero Ekudyara

Nyika	Minimum Investment	Zvakanakira Kufamba	Nzira Yokuva Mugari Wenyika	Kubatanidzwa Kwemhuri
Portugal	€280,000-€500,000	Kuwana nzvimbo yeSchengen	Makore mashanu	Hungu
Greece	€250,000	Kuwana nzvimbo yeSchengen	Makore manomwe	Hungu
Spain	€500,000	Kuwana nzvimbo yeSchengen	Makore gumi	Hungu
Malta	€ 150,000+ combo	Kuwana nzvimbo yeSchengen	N/A (nzira yakaparadzana)	Hungu
UAE	Anenge $205,000.	Nzvimbo yeMiddle East	Kugara chete	Hungu
USA EB-5	$800,000	Kuwana kwenyika yose	Makore mashanu	Hungu

Zvinodikanwa zveResidency neInvestment

Kunyange zvazvo chirongwa chimwe nechimwe chichiita zvakasiyana, pane zvinodiwa zvinotevera:

Nhoroondo yezvivi yakachena.
Uchapupu hwekuti mari yacho yakabva kupi zviri pamutemo.
Pasipoti inoshanda.
Inishuwarenzi yeutano.
Kuzvipira kuramba uchishandisa mari yacho kwemakore anodiwa.

Cherechedza: Mamwe mapurogiramu anoda nguva shoma yekugara kuti arambe achigara, nepo mamwe (semuenzaniso Portugal) achipa zvinodiwa zvekufamba kwenguva.

Ngozi Uye Zvaungafunga

Kuchinja kwepamutemo: Zvirongwa zvinogona kuchinja kamwe kamwe nemhaka yezvikonzero zvematongerwe enyika kana kuti zveupfumi.
Mari dzakavanzika: Mitero, mari yemubhadharo, mari yehurumende, uye kuwedzerwa.
Ngozi yekudyara: Kuchinja kwemusika wepfuma kana kushaya mari zvakanaka.
Kukundikana kwekutarisa: Kurambwa kunoitika kana panenge pasina kujekeswa kwakabva mari kana kuti kana kuongororwa kwemashoko kwakatadza.

Zvaunofanira kuita: Nguva dzose shandira nevanopa mazano ezvemitemo uye zvemari vasati vanyorera.

Mazano Anoshanda Kuvakumbira

Tsvakurudza kwete nyika chete asiwo mararamiro omunharaunda, utano, uye dzidzo.
Chirongwa chemutengo wakazara, kusanganisira mari yekunyora uye rubatsiro rwemutemo.
Sarudza zvirongwa zvinoenderana nezvinangwa zvako zvenguva refu (kuva mugari wenyika kana kugara).
Chengeta zvinyorwa zvenguva dzose zvemari.
Funga nezvekudyara munzvimbo dzakawanda kuti uone kuti ngozi yacho yakasiyana sei.

Mibvunzo Inonyanya Kubvunzwa NezveKugara Nekudyara

1. Zvinotora nguva yakareba sei kuwana mugari nokuda kwokudyara?

Zvirongwa zvakawanda zvinotora mwedzi 3 kusvika ku12 kubva pakunyorera kusvika pakubvumirwa.

2. Ndinofanira kugara kumaruwa here kuti ndigare ndichirarama?

Zvimwe zvirongwa zvinoda kuti vanhu vashoma vapinde, asi zvimwe zvinoda kugara gore negore.

3. Mhuri yangu yose inogona kunyorera pasi pepurogiramu imwe chete here?

Hungu, zvirongwa zvizhinji zvinobvumira kubatanidzwa kwomumwe nomumwe, vana, uye dzimwe nguva vabereki.

4. Chii chinoitika kana ndikatengesa imba yacho nguva isati yakwana?

Kana nguva shoma yokugara isati yapera, unogona kurasikirwa nechinzvimbo chako chokugara.

5. Kugara nokudyara kwakafanana here nokugara nokuva mugari wenyika nokudyara?

Kwete, kugara kunobvumira kodzero dzokurarama uye dzokushanda, nepo ugari hwevanhu hunopa pasipoti uye kodzero dzokuvhota.

6. Ndinofanira kubhadhara mitero munyika yandichagamuchira here?

Izvi zvinoenderana nemitemo yekugara mutero. Zvirongwa zvakawanda zvinobvumira kugara pasina mutero wekukurumidza.

7. Ndeipi nzvimbo yokugara inodhura zvikuru maererano nesarudzo yokudyara?

Greece ndiyo inodhura zvikuru muEurope, kutanga pa €250,000.

Matanho Anotevera

Kugara nekudyara inzira yakarongeka yevanhu nemhuri vari kutsvaga mikana yepasi rose. Inobatanidza mafambiro, kuronga hupfumi, uye kuchengetedzeka mune imwe nzira. Kubva kuzvirongwa zvinodhura muGreece kusvika panzira dzakakwirira muUnited States kana Malta, sarudzo dzakasiyana.

Kana uri kufunga nezvokunyorera, tora nguva yokutsanangura zvinangwa zvako. Unoda kuva mugari wenyika kwenguva refu here, kana kuti uri kutsvaka nzvimbo yokugara uye yokufamba isina kusimba?

Kushevedzera Kuita: Taura nesu nhasi kuti uwane nzvimbo yakanaka yokugara uchishandisa nzira dzokushandisa dzakakodzera zvaunoda.

Kugara munyika dzakakwirira dzeInvestment