Indawo yokuhlala ngamazwe aphambili kutyalo-mali

Ukuhlala ngokutshalwa kwezimali kuye kwaba yindlela ebalulekileyo kubantu kunye neentsapho ezifuna ukuhamba kwehlabathi, ukhuseleko lwezemali kunye nokuguquguquka kwendlela yokuphila. Oorhulumente kwihlabathi liphela basebenzisa ezi nkqubo ukutsala abatyali mali, oosomashishini, kunye neengcali ezinobuchule ekubuyiseleni amalungelo okuhlala.

Esi sikhokelo sichaza ukuba yintoni ukuhlala ngokutshalwa kwezimali, indlela esebenza ngayo, iingenelo zayo, iimfuno zayo, neenkqubo eziphambili ehlabathini lonke.

Yintoni iResidence by Investment?

Ukuhlala ngokutshalwa kwezimali yinkqubo apho urhulumente unika amalungelo okuhlala kubemi basemzini ngokubuyisela imali ekhethekileyo.

Ngokungafaniyo nobuzwe bokutyala imali, obunikela ngepasipoti ngokuthe ngqo, ukuhlala ngokutyala imali kukunika ilungelo elisemthethweni lokuhlala kwilizwe elisingqongileyo.

Iingenelo Ezisisiseko Zokuhlala Ngotyalo-mali

Ukuhamba Nenkululeko Yokuhamba

Ukufikelela kwiSchengen okanye kwiindawo zokuhamba ngaphandle kwee-visa ezongezelelweyo.
Ukungena kumazwe aneemfuno ezintsonkothileyo ze-visa.

Ukhuseleko Lwentsapho

Iqabane nabantwana badla ngokufakwa kwisicelo esinye.
Ukufikelela kwimfundo nakwimfundo yezempilo kwilizwe elisingatha.

Iirhafu Nokulawula Ubutyebi

Iinkqubo zerhafu ezifanelekileyo kwiindawo ezinjengePortugal okanye iGrisi.
Ukuxhaphaka kweempahla ngeendawo zokuthengisa kunye nezoshishino.

Indlela Yokuba Ngummi

Ezinye iinkqubo zokuhlala zikhokelela ekuzalweni emva kweminyaka ethile.
Ukuhlala ngokusisigxina kunokuqinisekisa uzinzo lwexesha elide ngaphandle kokuba ngummi wangoko.

Isigqibo: Ukuhlala ngokuxhaswa ngemali akuxhomekekanga nje ekufudukeni, kunento yokwenza nokukhusela indlela yakho yokuphila, ukuhamba nemali.

Indlela Ukuhlala Ngotyalo-mali Okusebenza Ngayo

Inkqubo iyahluka kumazwe ngamazwe, kodwa ulwakhiwo ngokubanzi lulandela la manyathelo:

Khetha indawo oya kuyo: Ukuvavanya iinkqubo ngokusekelwe ekuhambeni, kwiindleko, kwiimfuno zentsapho nakwikhetho lokufumana ubumi kwixesha elizayo.
Khetha indlela yotyalo-maliIinketho ziquka ipropati, iimbopheleleko zikarhulumente, ukutyala imali kwiinkampani ezisaqalayo okanye ukudala imisebenzi.
Ukufaka isicelo: Nika amaxwebhu afana nepasipoti, ubungqina bemali, i-inshorensi yezonyango, kunye nephepha-mvume lamapolisa.
Utyando oluvunyiweyo ngurhulumente: Abasemagunyeni bajonga imvelaphi, umthombo wezimali, nokuthobela umthetho.
Ukuvunywa kunye nemvume yokuhlalaXa uvunyiwe, ufumana ikhadi lakho lokuhlala.
Ukuhlaziywa okanye ukuphuculwa: Iimvume zethutyana zinokufuna ukuhlaziywa ngaphambi kokuba zifaneleke ukuhlala ngokusisigxina okanye ukuba ngummi.

Iinketho Zokutshintsha Iinkqubo Zokuhlala

Ukutshalwa kwezindlu

Ukuthenga iipropati ezivunyelweyo kwiindawo ezichaziweyo.
Ngokufuthi yeyona ndlela ithandwayo kuba idibanisa indlela yokuphila kunye nemivuzo yemali.

Iibhondi Zorhulumente Nezixhobo

Ukutshalwa kwezimali kwiibhondi ezivunywe ngurhulumente okanye kwiimali zophuhliso.
Umngcipheko ophantsi kodwa ngokuqhelekileyo udinga imali ephezulu.

Ishishini Nokwenza Imisebenzi

Qalisa okanye utyale imali kwiinkampani ezenza imisebenzi kwindawo.
Ilungele oosomashishini kunye nabatyali mali abafuna ukwanda ngamazwe ngamazwe.

Iminikelo

Iinzuzo ezihlawulwayo kwiiprojekthi zikarhulumente okanye kwiimali zenkcubeko.
Ngokuqhelekileyo le nto inzima kakhulu.

Umzekelo: I-Golden Visa yasePortugal ifuna ukuthenga ubuncinane beempahla ezingama-280 000 EUR kwiindawo ezinobuninzi obungaphantsi, ngelixa iGrisi inikezela ukuhlala ngokwenza utyalo-mali lwepropati ukusuka kuma-250 000 EUR.

Ukuhlala okuphambili ngeenkqubo zotyalo-mali

I-Golden Visa yasePortugal

Ukutshalwa kwezimali: Iindawo zokwakha, imali yokuthengisa okanye iminikelo yenkcubeko.
Iingenelo: Ukuhamba eSchengen, indlela yokufumana ubumi kwiminyaka emihlanu.
Intsapho: Umyeni okanye umfazi, abantwana, nabazali abahlala nabo.

I-Greece Golden Visa

Utyalo-mali: Iindawo ezihlala abantu abahlala kuzo ziqala nge-250.000 EUR.
Iingenelo: Ukuvunywa ngokukhawuleza, ukungena ngexabiso eliphantsi, ukufikelela eSchengen.
Iyinto ethandwa ngabatyali mali bepropathi abajonga ingeniso yerenti.

I-Golden Visa yaseSpeyin

Utyalomali: Ipropati enexabiso le-500,000 EUR.
Iinzuzo: Ilungelo lokuhlala eSpeyin, ukuhamba kweSchengen, ukufikelela kwiinkonzo zempilo.
Ubulwelwe obunokwenzeka emva kweminyaka eli-10.

Inkqubo Yokuhlala Ehlala E-Malta

Utyalomali: Ukudityaniswa kwegalelo likarhulumente, ukuqeshisa / ukuthenga ipropathi, kunye nonikelo.
Iinzuzo: Ukuhlala ubomi bonke eMalta nokuhamba kwe-EU Schengen.

I-United Arab Emirates (iDubai)

Utyalomali: Utyalomali lwezindlu okanye ishishini.
Iinzuzo: Iivisa zokuhlala ixesha elide ukuya kwiminyaka eli-10, akukho rhafu yengeniso yomntu.

I-EB-5 ye-United States

Utyalomali: 800 000 USD kumashishini adala amathuba emisebenzi.
Iinzuzo: Ikhadi eliluhlaza eliya kubemi emva kweminyaka emi-5.
Intsapho ibandakanyiwe phantsi kwesicelo esinye.

Itheyibhile yokuthelekisa yeendawo zokuhlala eziphezulu ngokweenkqubo zotyalo-mali

Ilizwe	Ubuncinane beMali	Iingenelo Zokuhamba	Indlela Yokuba Ngummi	Ukukhutshwa Kwintsapho
IPortugal	€280,000-€500,000	Ukufikelela eSchengen	Iminyaka emihlanu	Ewe
IGrisi	€250,000	Ukufikelela eSchengen	Iminyaka esixhenxe	Ewe
ISpeyin	€500,000	Ukufikelela eSchengen	Iminyaka eli-10	Ewe
IMalta	I-150 000 ye-euro +	Ukufikelela eSchengen	N/A (indlela eyahlukileyo)	Ewe
I-UAE	Malunga ne-205,000 yeedola.	I-hub ye-Middle East	Ukuhlala kuphela	Ewe
I-USA EB-5	$800,000	Ukufikelela kwilizwe jikelele	Iminyaka emihlanu	Ewe

Iimfuno zokuhlala ngokutshalwa kwezimali

Nangona inkqubo nganye ikhethekileyo, iimfuno eziqhelekileyo ziquka:

Iinkcukacha zobugebengu ezicocekileyo.
Ubungqina bomthombo osemthethweni weemali.
Ipaspoti esebenzayo.
Iinshorensi zempilo.
Ukuzibophelela ukugcina utyalo-mali kangangeminyaka efunekayo.

Qaphela: Ezinye iinkqubo zifuna ixesha eliphantsi lokuhlala ukuze kugcinwe ukuhlala, ngoxa ezinye (njengePortugal) zinika iimfuno zokuhlala eziguqukayo.

Iingozi Nezinto Onokuzicinga

Utshintsho olusemthethweni: Iinkqubo zisenokutshintsha ngequbuliso ngenxa yezizathu zezopolitiko okanye ezoqoqosho.
Iindleko ezifihlakeleyo: Iirhafu, imirhumo yommeli, imirhumo karhulumente, nokuhlaziywa kwemirhumo.
Umngcipheko wokutyala imali: Ukutshintsha kwemarike yepropathi okanye ukungasebenzi kakuhle kwemali.
Ukungaphumeleli kokuhlolwa: Ukugatywa kwenzeka xa umthombo wemali ungacacanga okanye xa ukuhlolwa kwemvelaphi kungaphumeleli.

Isigqibo: Njalo usebenze nabacebisi bezomthetho nezemali abaqinisekisiweyo ngaphambi kokuba ufake isicelo.

Amacebiso Aluncedo Abafakizicelo

Hlola kungekuphela nje ilizwe kodwa nendlela yokuphila, impilo nemfundo yendawo.
Cwangcisa iindleko ezipheleleyo, kuquka imali yokufaka isicelo nenkxaso-mali yezomthetho.
Khetha iinkqubo ezihambelana neenjongo zakho zexesha elide (ubumi vs ukuhlala).
Gcina amaxwebhu okuxhasa ngemali.
Cinga ngokutshalwa kwemali kwiinkalo ezininzi ukuze kuhlengahlengiswe umngcipheko.

Imibuzo Eqhelekileyo Yokuhlala Ngotyalo-mali

1. Kuthatha ixesha elingakanani ukufumana indawo yokuhlala ngokutyala imali?

Uninzi lweenkqubo zithatha iinyanga ezi-3 ukuya kwezi-12 ukusuka kwisicelo ukuya ekuvunyelweni.

2. Ngaba kufuneka ndihlale emaphandleni ukuze ndihlale?

Ezinye iinkqubo zifuna ukuba abantu bangene kuzo, ngoxa ezinye zifuna ukuba abantu bahlale kuzo nyaka ngamnye.

3. Ngaba intsapho yam iphela inokufaka isicelo kwelo phulo?

Ewe, iinkqubo ezininzi zivumela ukuba kubekho iqabane, abantwana, maxa wambi nabazali.

4. Kwenzeka ntoni ukuba ndithengisa impahla yam ngaphambi kwexesha?

Usenokulahlekelwa sisimo sakho sokuhlala ukuba ixesha lokugcina elincinane aliphelelanga.

5. Ngaba ukuhlala ngokuxhaphaza imali kuyafana nokuba ngummi ngokuxhaphaza imali?

Hayi, ukuhlala kunika amalungelo okuhlala nokusebenza, ngoxa ubumi bunika ipasipoti nelungelo lokuvota.

6. Ngaba ndihlawula irhafu kwilizwe endikulo?

Oku kuxhomekeke kwimithetho yokuhlala irhafu.

7. Yeyiphi eyona ndawo ibiza imali eninzi?

IGrisi ngoku yeyona nto ifikelelekayo eYurophu, iqala kuma-euro angama-250,000.

Amanyathelo Alandelayo

Ukuhlala ngokutshalwa kwezimali yindlela ehlelwe kakuhle yabantu kunye neentsapho ezifuna amathuba ehlabathi. Idibanisa ukuhamba, ukucwangciswa kobutyebi, nokhuseleko kwisicwangciso esinye. Ukususela kwiinkqubo ezifikelelekayo eGrisi ukuya kwiindlela eziphezulu eUnited States okanye eMalta, ukhetho luninzi.

Ukuba ucinga ngokufaka isicelo, zinike ixesha lokuchaza iinjongo zakho. Ngaba ufuna ukuba ngummi kwixesha elide, okanye ngaba ufuna indawo yokuhlala nendawo yokuhamba?

Ukubiza Isenzo: Nxibelelana nathi namhlanje ukuze ufunde eyona ndawo ifanelekileyo yokulala ngokufumana iindlela zokutshalwa kwezimali ezilungele iimfuno zakho. Iqela lethu liza kukukhokela kuwo onke amanyathelo, ukususela ekunyuleni inkqubo ukuya ekuvunyelweni kokugqibela.

Indawo yokuhlala ngamazwe aphambili kutyalo-mali