Ubulwelwe baseMalta Ngotyalo-mali: Isikhokelo sakho esipheleleyo sokuthenga ubuzwe baseMalta
UMalta uye waba yenye yezona ndawo zinomtsalane eYurophu kubantu abafuna ubumi ngokutshalwa kwezimali. IMalta Ubulungu Ngotyalo-mali okanye Ukubhaliswa kweMali yaseMalta (MEIN), inika indlela ethe ngqo yokufumana ubumi be-European Union (EU). Ekubeni iMalta inxalenye ye-EU kunye ne-Schengen Zone, ukufumana ubumi kunika uhambo olungenayo i-visa kumazwe angaphezu kwe-180, ukufikelela kwiinkonzo zempilo ezikumgangatho wehlabathi, kunye namalungelo apheleleyo okuhlala, ukusebenza nokufunda naphi na e-EU.
Esi sikhokelo sichaza yonke into ekufuneka uyazi ukuba ufuna thenga ubumi baseMalta-kwiimfuno zokufaneleka ukuya kwiinketho zotyalo-mali, inkqubo yokufaka isicelo, iindleko, ixesha kunye neengcebiso ezisisebenzayo.
Isizathu Sokuba Ukuba Ngummi WaseMalta Ngotyalo-mali Kube Yinto Eqhelekileyo
Ipaspoti yaseMalta iphakathi kweyona inamandla ehlabathini.
- Ukufikelela ngaphandle kwe-visa okanye nge-visa-on-arrival kumazwe angaphezu kwe-180.
- Amalungelo apheleleyo okuhlala, umsebenzi nemfundo kulo lonke elase-EU.
- Imeko yezoqoqosho nezopolitiko ezinzileyo.
- Inkqubo yeebhanki neyoqoqosho eyomeleleyo.
- Ukufikelela kwiinkonzo zempilo nemfundo ezikumgangatho ophezulu.
- Ukukwazi ukudlulisela ubumi kwizizukulwana ezizayo.
Qaphela: UMalta uwunciphisa inani labafakizicelo abaphumelelayo nyaka ngamnye, nto leyo eyenza le nkqubo ibe yodwa yaye ibe nomtsalane kubantu abanexabiso eliphezulu.
Iimfuneko zokufaneleka
Ukufanelekela IMalta ubumi bokutyala imali, abafakizicelo kufuneka bahlangabezane neemfuno ezithile ezibekwe ngurhulumente:
- Yiba neminyaka eli-18 ubuncinane.
- Nika ingxelo yolwaphulo-mthetho ecocekileyo kunye nokuhlolwa kwemvelaphi.
- Bonisa ubungqina bokuba usempilweni.
- Musa ukuzibeka imiqathango okanye izithintelo zokhuseleko.
- Ukuzibophelela kwiimfuno zotyalo-mali phantsi kwenkqubo ye-MEIN.
Abantu abaxhomekeke kubo, abanjengoqabane lomtshato, abantwana abangaphantsi kweminyaka engama-29 ubudala, nabazali abangaphezu kweminyaka engama-55 ubudala banokufakwa.
Iinketho Zokutshintsha Ixabiso
Abafakizicelo kufuneka bagqibezele iminikelo emithathu ephambili ukuze bafumane ubumi:
1. Igalelo kwiNgxowa-mali yeSizwe yoPhuhliso
- Inxaxheba encinci €600,000 kunye nemfuneko yokuhlala iinyanga ezingama-36.
- Okanye, €750,000 unemfuneko yokuhlala iinyanga ezili-12.
2. Ukutshalwa kwezindlu
- Thenga ipropati enenani eliphantsi €700,000 eMalta kwaye uyibambe iminyaka emihlanu.
- okanye ukuhlawula ipropati ngexabiso eliphantsi lonyaka €16,000 iminyaka emihlanu.
3. Imfuneko Yokunikela
- Yenza umnikelo wokunceda abanye €10,000 kwi-NGO yaseMalta ebhalisiweyo.
Qaphela: Zonke ezi zinto zintathu ziyimfuneko ukuze uqinisekise ukuba ungummi.
Inkqubo Yenyathelo Ngenyathelo Yokuthenga Ubumi baseMalta
I- IMalta Ubulungu Ngotyalo-mali Inkqubo inenkcukacha kwaye ifuna ukuhlolwa ngokungqongqo.
1. Ukuhlolwa kwangaphambili kunye nokuhlolwa kokulungela
Qesha ummeli oqinisekisiweyo ukuze uqinisekise ukuba uyafaneleka.
2. Imvume yokuhlala yokuqala
Faka isicelo semvume yokuhlala, esebenzayo iinyanga ezili-12 ukuya kwezi-36 kuxhomekeke kwinqanaba lemali oyikhethileyo.
3. Izibophelelo zotyalo-mali nezobunini
Gcwalisa umnikelo wakho, ukuthenga okanye ukuqesha impahla, kunye nomnikelo.
4. Ukugcina ingqwalasela nokuvunywa ngokomgaqo
Abasemagunyeni bakarhulumente bayazi kakuhle imvelaphi yakho ngaphambi kokuba bayivume.
5. Isiqinisekiso sokuzalwa kwabantu kunye nesatifikethi sobumi
Xa uvunyiwe, ufumana ipasipoti yakho yaseMalta kunye nesatifikethi sokuzalwa.
Ixesha lokuvunywa kobuzwe
- ubuncinane iinyanga ezili-12 ngegalelo eliphakamileyo.
- Ubuncinane iinyanga ezingama-36 ngexabiso elincinci.
Amaxesha okuqhubekeka ahluka ngokuxhomekeka kwimiba yokuqinisekisa amaxwebhu kunye namacandelo okuhlolwa.
Ukuqonda Kwabafakizicelo Bokwenene
Isizathu Sokuba Abatyali-mali Bakhethe IMalta
Sasifumene inani elikhulu lemibuzo kunyaka ophelileyo evela kwiingcali zoMbindi Mpuma naseAsia ezazicinga IMalta Ubulungu Ngotyalo-mali Inkqubo ye-Globalhenel Partners. Abaninzi kubo ekuqaleni babekholelwa ukuba le nkqubo iza kuba yinkimbinkimbi kwaye izaliswe ziingxaki zoburhulumente. Emva kokudibana neqela lethu le-Globalhenel Partners, babona ukuba le nkqubo inenkqubo kwaye iyacaca.
Iingenelo zobumi baseMalta xa kuthelekiswa nezinye iinkqubo
Xa kuthelekiswa ukuthenga ubumi baseMalta kwiinkqubo zeYurophu ezifana nePortugal okanye iGrisi, iMalta ibonakala ngokuba:
- Indlela ekhawulezayo yokufumana ubumi obupheleleyo (iminyaka emi-1-3).
- Ubulungu obuchukumisayo kunokuhlala ngokusisigxina kuqala.
- Iinkalo ezifanelekileyo ze-EU neSchengen.
- Isimo esikhethekileyo kunye nokukhuthala okufanelekileyo, ukukhusela idumela leprogram.
Iindleko ezibandakanyekileyo ekuthengeni ubumi baseMalta
Iindleko eziqikelelweyo zizonke zixhomekeke kwinani labantu abaxhomekeke kunye nokhetho lokutshalwa kwezimali olukhethiweyo.
| Uhlobo lotyalo-mali | Ubuncinane |
|---|---|
| Igalelo likarhulumente | €600,000 – €750,000 |
| Ukuthengwa Kwezindlu | €700,000 |
| Ukuqeshisa Iindawo Ezingagungqiyo | I-16,000 € ngonyaka |
| Umnikelo | €10,000 |
| Ibhaso elongezelelweyo lamalungu entsapho | € 50,000 nganye |
Qaphela: Ukongeza kwiimali zotyalo-mali, kufuneka kuhlawulwe imali yezomthetho neyokulungisa.
Amacebiso Anokusetyenziswa Ngaphambi Kokufaka Isicelo
- Khetha impahla efanelekileyo: Yenza isigqibo kusengaphambili enoba uza kuthenga okanye uya kuqesha, kuba oku kuya kuyichaphazela indlela onokukwazi ngayo ukuyithenga.
- Ukusebenza nama-arhente agunyazisiweyo: Kuphela ziinkampani ezifumene ilayisensi eziya kufaka izicelo.
- Lungiselela amaxwebhu akho kwangaphambili: Ukuhlolwa kwemvelaphi kunqongqo, ngoko qiniseka ukuba yonke imibhalo igqityiwe.
- Isicwangciso sabantu abaxhomekeke: Iindleko zabantwana, amaqabane omtshato okanye abazali ngaphambi kokuba bafake isicelo.
- Hlala uyahambelana: Ukubamba utyalo-mali ixesha elifunekayo ukuze uphephe ukulahlekelwa ubumi.
Iimpazamo Eziqhelekileyo Okufuneka Ziphetshwe
- Ukuhambisa amaxwebhu angapheleliyo.
- Ukusebenza nabacebisi abangenamalayisensi.
- Ukungawuxabisi umda wexesha lokwamkelwa.
- Ukungahoyi iimfuno zolondolozo lwepropathi.
- Ukulibala ukwenza umnikelo kwiNGO.
Qaphela: Ukucwangciswa ngononophelo kuqinisekisa inkqubo yesicelo neyokwamkelwa.
Imibuzo edla ngokubuzwa ngeMalta Citizenship by Investment
1. Kuthatha ixesha elingakanani ukufumana ubumi baseMalta ngokutyala imali?
Phakathi kweenyanga ezili-12 ukuya kwezili-36 kuxhomekeke kwisixa semali ekhethiweyo.
2. Ngaba ubuzwe baseMalta buhlala buhleli?
Ewe, xa sele ifunyenwe, ihlala ihleli yaye inokusasazwa kwinzala.
3. Ngaba ndimele ndihlale eMalta ngokusisigxina?
Hayi, kodwa imfuneko yokuma ubuncinane yeenyanga ezili-12 okanye ezingama-36 kufuneka ihlangatyezwane nayo ngaphambi kokuba iqinisekiswe.
4. Ngaba amalungu entsapho anokufakwa kwisicelo?
Ewe, amaqabane omtshato, abantwana abaxhomekeke kuwo, nabazali banokongezwa ngeminikelo eyongezelelweyo.
5. Ngaba ipasipoti yaseMalta inamandla?
Ewe, iphakathi kweepasipoti eziphambili ehlabathini lonke, ngokufikelela kwiindawo ezingaphezu kwe-180 ngaphandle kwee-visa.
6. Nguwuphi umahluko okhoyo phakathi kokuthenga ubumi nokuhlala eMalta?
Ukuhlala kuhlala ixesha elide, ngelixa Ubulwelwe baseMalta ngokutyala imali inika amalungelo apheleleyo e-EU kunye neenzuzo zepasipoti.
Iingcamango Zokuthenga Ubuzwe BaseMalta
Ukufaka isicelo Ubulwelwe baseMalta ngokutyala imali isigqibo esibalulekileyo esithetha ngeengenelo eziguqula ubomi. Inika ukufikelela kwelinye lawona mapasipoti omeleleyo ehlabathini, ukhuseleko kusapho lwakho, nenkululeko yokuhlala nokutshalwa kwezimali kulo lonke i-EU.
Ukuba ufuna thenga ubumi baseMalta kwaye ufuna inkxaso yobungcali kuwo onke amanyathelo, qhagamshelana neqela lethu le-Globalhenel Partners namhlanje. Sinikezela ngesikhokelo, inkxaso yezomthetho, kunye neendlela ezenzelwe wena zokukunceda ugqibezele uhambo lwakho lokuba ngummi ngaphandle koxinzelelo olungafunekiyo.
Joyina Ingxubusho