Ubulungu baseJordan Ngotyalo-mali: Isango lozinzo lweMpuma-Mbindi nokufikelela kwihlabathi liphela

I- Ubulungu baseJordan Ngotyalo-mali Inkqubo inika ithuba elinamandla kubatyali mali abafuna ukufikelela kwiimarike ezandayo zaseMiddle East, uzinzo kwezopolitiko, nekamva elikhuselekileyo leentsapho zabo. IJordan yenye yeentlanga ezimbalwa zama-Arabhu ezinikezela ubumi ngokusekwe kutyalo-mali kwiiprojekthi zikazwelonke, izindlu nomhlaba okanye iidipozithi, zixhaswe yimithetho esemthethweni ecacileyo kunye nolawulo oluthe ngqo lorhulumente.

Esi sikhokelo Iinkampani zeGlobalhenel ichaza isakhiwo, ukulungelelaniswa kunye nenkqubo Ubulungu baseJordan Ngokusebenzisa Inkqubo Yotyalo-mali, kunye neengcamango ezivela kumava abathengi bokwenene kunye nohlalutyo lobungcali malunga nesizathu sokuba iJordan ihluke kule ngingqi ngenxa yeengenelo zezoqoqosho nezokuhlala ixesha elide.

Ukujonga ngokubanzi ubumi baseJordan ngeNkqubo yoTyalo-mali

IJordan isungule Ubulungu Ngotyalo-mali (CBI) ngo-2018 phantsi kolawulo I-Jordan Investment Commission (JIC) kwaye INdikimba yoMongameli. Yayiyilelwe ukutsala abatyali mali abaxabisekileyo kunye neenkokeli zeshishini ezenza igalelo ekukhuleni koqoqosho, iziseko zophuhliso kunye nokwenziwa kwemisebenzi kweli lizwe.

Inkqubo inika indlela ethe ngqo necacileyo yokufumana ubumi baseJordan kubatyali mali abafanelekileyo abahlangabezana nezithembiso ezithile zemali kuqoqosho lwasekuhlaleni.

Ezi zinto zilandelayo ziyinzuzo:

• Izele Ubulwelwe baseJordan kunye nepasipoti enokufikelela kummandla nakwamanye amazwe.
• Ukufaneleka ukuhlala, ukusebenza, kunye nezinto eYordan.
• Ukufikelela EMiddle East and North Africa (MENA) Iimarike eziphantsi kwezivumelwano zorhwebo zengingqi.
• Ukubandakanywa Umfazi nabantwana abaxhomekeke kuye.
• Ubulwelwe obumbini okuvunyelwe ngumthetho waseJordan.
• Inkqubo yokuvunywa engenabala phantsi kohlalutyo olusemthethweni lorhulumente.

Qaphela: Le nkqubo isebenza phantsi kweenkqubo zezigqibo zeKhabhinethi ezivunywe yi Urhulumente waseJordan, ukuqinisekisa ukuba umenzi-sicelo ngamnye uqhutywa phantsi kwenkqubo esemthethweni elungeleleneyo neqinisekisiweyo.

Iindlela Zotyalo-mali Zobumi baseJordan

IJordan inikezela ngeendlela ezininzi zokufumana ubumi ngokutyala imali ngokuthe ngqo kuqoqosho.

1. Idiphozithi YeBhanki Nezibophelelo Zobuncwane

Abatyali mali banokufumana ubumi ngokwenza idipozithi okanye ngokuthenga amaqashiso karhulumente.

Iimfuno:

• Idiphozithi engenazintsikelelo USD 1 yezigidi kunye neBhanki Ephakathi yaseJordan iminyaka emithathu,
  okanye
• Ukuthengwa kwe I-USD 1 yezigidi kwii-Treasury Bonds ixesha lokugcina ubuncinane iminyaka emithandathu ngamaxabiso entlawulo emarike.

Le ndlela ilungele abatyali mali abafuna ukungena komngcipheko ophantsi nokukhuselwa kwemali eqinileyo phantsi kwezixhobo zemali ezixhaswa ngurhulumente.

2. Ukutshalwa kwezimali kweenkampani okanye ukudalwa kwemisebenzi

Abafakizicelo banokutyala imali ngqo kumashishini asekuhlaleni okanye kumashishini oshishino ukuze kuveliswe imisebenzi eqhubekayo.

Iimfuno:

• Ukutshalwa kwemali I-1,5 yezigidi zeedola kwiprojekthi ekwi Amman, ubuncinane Imisebenzi engama-20 kumaJordan,
  okanye
• Ukutshalwa kwemali USD 1 yezigidi kwiprojekthi ekwiindawo ezingaphandle kweAmman, ubuncinane imisebenzi eli-10 kumaJordan.

Iiprojekthi zinokubandakanya ezokhenketho, ezokuvelisa, ezokuhambisa izinto okanye ezobuchwephesha bolwazi.

Qaphela: Uhlolo lomsebenzi luvavanyelwa yi- I-Social Security Corporation (SSC) ukuqinisekisa ukudalwa kwemisebenzi yokwenene.

3. Ukuthenga okanye Ukuba neNkunzi

Abafakizicelo banokuthenga izabelo kwiinkampani zaseJordan ezidweliswe kwi- I-Amman Stock Exchange (ASE).

Iimfuno:

• Ubuncinane bokutyala imali USD 1 yezigidi kwizabelo zenkampani, ezigcinwe iminyaka emithathu.
• Ubungqina bomthombo osemthethweni weemali kunye nemisebenzi yebhanki.

Le ndlela ilungele abatyali mali abanamava kwimarike yemali abafuna indlela engenabala yobunini kwiinkampani ezisekwe eJordani.

4.Ukuphuhliswa kwamashishini amancinci naphakathi (ama-SME)

Abatyali mali banokufumana ubumi ngokuseka okanye ukuxhasa ngemali amashishini amancinci naphakathi avunyiweyo yi-JIC.

Iimfuno:

• Ubuncinane bokutyala imali I-USD 750 000 kwiprojekthi ye-SME.
• Iprojekthi kufuneka iqeshe ubuncinane abemi baseJordan abali-10.
• Utyalo-mali olumele lugcinwe ubuncinane iminyaka emithathu.

Olu khetho luxhasa ubuchule, ukudala imisebenzi, kunye noqoqosho lwasekuhlaleni ngelixa lunika abatyali mali inxaxheba ngokuthe ngqo kwezoqoqosho.

Iimfuneko zokufaneleka

Inkqubo yoBumi baseJordan ngoTyalo-mali ijolise kubantu abazinzileyo ngokwezemali nabathembekileyo abafaka igalelo elihle kuqoqosho lwesizwe.

Iinkalo eziphambili

• Umceli kufuneka abe ubuncinane iminyaka eli-18 ubudala.
• Kumele ukuba kukho imbali yolwaphulo-mthetho ecocekileyo.
• Kufuneka ubonise ukuhlawula imali kunye nomthombo weemali onokuqinisekiswa.
• Kufuneka kudlule ukhuseleko lwesizwe kunye nokuhlolwa kwemvelaphi.
• Kufuneka zithobele zonke iimfuno zotyalo-mali kunye nokugcina.

Amaxwebhu afunekayo

1. Ipaspoti esebenzayo kunye nekhadi lokuchonga eliqhelekileyo.
2. Iinkcukacha zebhanki kunye namaxwebhu okuhlawula irhafu.
3. Ubungqina bokudluliselwa kwotyalo-mali okanye ubunikazi beprojekthi.
4. Isiqinisekiso samapolisa kuzo zonke amazwe ahlala kuwo.
5. Isiqinisekiso sobugqirha.
6. Ubungqina bobuhlobo bentsapho (ukuba ufaka isicelo kunye nabantu abaxhomekeke kubo).

Iinkampani zeGlobalhenel inceda abafakizicelo ekulungiseleleni, ekuqinisekiseni nasekuguquleleni amaxwebhu ukuze kuqinisekiswe ukuhambelana ngokupheleleyo nemigangatho esemthethweni yaseJordan.

Inkqubo Yokufaka Isicelo: Inyathelo Ngenyathelo

I- Ubulungu baseJordan Ngotyalo-mali inkqubo ngokuqhelekileyo kuthatha phakathi Iinyanga ezi-4 neenyanga ezi-6Zonke izicelo ziqwalaselwa zize zivunywe yi- INdikimba yoMongameli ngokuncoma kwe IJordan Investment Commission.

Inyathelo 1: Ukubonisana nokuhlolwa

I-Globalhenel Partners ihlola iinjongo zotyalo-mali, indlela ekhethwayo, kunye nemigangatho yokufaneleka phantsi kwenkqubo karhulumente yangoku.

Inyathelo 2: Ukulungiselela Amaxwebhu

Zonke iincwadi zilungiselelwe, zenziwa zisemthethweni, kwaye zihanjiswe kwi- IJordan Investment Commission ngeengcali ezisemthethweni.

Inyathelo 3: Ukuhlolwa kokuQala

I- ISebe leNgcaciso-ntle Jikelele (GID) namanye amaziko asekuhlaleni enza uphononongo lwemvelaphi kunye nokuqinisekiswa kwemali.

Inyathelo 4: Ukwenziwa Kwezityalo-mali

Umceli udlulisela imali kwisithuba sokutshalwa kwemali akhethileyo aze afumane iirekhodi ezisemthethweni okanye amaxwebhu obuqu.

Inyathelo lesi-5: Ukuhlolwa kweBhunga leMazwe ngamazwe

Emva kokungqinisisa ngempumelelo, INdikimba yoMongameli ukhupha isatifikethi esisemthethweni sobumi, silandelwa kukukhutshwa kwepasipoti.

Qaphela: Le nkqubo ihlala iyimfihlo ngokupheleleyo, yaye zonke izicelo zenziwa phantsi kolawulo olungqongqo lukarhulumente.

Ixesha lokuSebenza kunye neendleko

Inyathelo	Ixesha	Ixabiso
Ukubhalwa Kweencwadi Nokuvumeleka Ngokomthetho	iiveki ezi-4-6	Ukuguqulelwa, ukuqinisekiswa
Ukuhlolwa Kwemvelaphi	Iiveki ezi-6-8	Ukuhlolwa ngokufanelekileyo, iindleko zokuqinisekisa
Ukudluliselwa kweZimali kunye noVavanyo	Iiveki ezi-8 ukuya kwezi-8	Iimali zotyalo-mali
Ukuvunywa kweBhunga kunye nePasipoti	iiveki ezi-2 ukuya kwezi-4	Iintlawulo zokulungiswa ngurhulumente

Ixesha eliqikelelweyo lokulungiswa: Iinyanga ezi-4 ukuya kwezi-6 kuxhomekeke kwindlela yotyalo-mali kunye nokugqitywa kwefayile.

Isizathu Sokuba Ukhethe Amaqabane Ehlabathi

Iinkampani zeGlobalhenel yiqumrhu elicebisayo lamazwe ngamazwe eligxile kubemi, ekuhlaleni, nakwimigca yotyalo-mali. Ubulwelwe baseJordan ngeendlela ezisemthethweni, ezemali nezokuthwala.

Iinkonzo zethu ziquka:

• Ucwangciso olwenziwe ngokwezifiso lotyalo-mali kunye nohlalutyo lokufaneleka.
• Ukudibanisa ne IJordan Investment Commission.
• Ukulungiselela amaxwebhu, ukuguqulela nokuqinisekisa.
• Uncedo lokudluliselwa kwemali kunye nokubhaliswa kweeprojekthi.
• Inkxaso eqhubekayo emva kokwamkelwa kobuzwe.

Inkampani yethu iqinisekisa ukuthobela yonke imithetho yaseJordan, ikhusela abathengi kwiingxelo eziphosakeleyo nakubathengisi abangenamalayisensi.

Isifundo seMeko: Abatyali mali abavela kummandla weGulf bakhetha iJordan

Ngowama-2024, iintsapho ezininzi zoshishino ezivela kummandla weGulf zasondela Iinkampani zeGlobalhenel ukuhlola Ubulungu baseJordan Ngotyalo-mali ukwanda ngokwendalo.

Abaninzi bathandwa yinkqubo yeebhanki yaseJordan eqinileyo kunye nokwanda kwemboni. indlela yotyalo-mali lwenkampani, ukuseka iiprojekthi eAmman naseZarqa eziye zadala imisebenzi engaphezu kwama-60 kubemi basekuhlaleni.

Emva kweenyanga ezine zokuhlolisisa nokuququzelela kunye ne-JIC, zonke izicelo zavunywa.

Qaphela: Eyona nto iphambili yabaxhasi bezabelo yayikukusebenza nabacebisi abanamalayisensi abahlele izicelo zabo ngokweemfuno ezisemthethweni, bephepha ukulibaziseka kunye neengxaki zomthetho.

Iingenelo Zokwezoqoqosho NezoSicwangciso

Indawo yaseJordan iyindawo ebalulekileyo yorhwebo, ezentengiso kunye notyalo-mali lweengingqi.

Iingenelo eziphambili:

• Ukufikelela ngokupheleleyo kwiJordan izivumelwano zorhwebo kunye I-EU, I-USA, kwaye I-Arab League amazwe.
• Icandelo leebhanki ezisisigxina elilawulwa yi- IBhanki Ephakathi yaseYordan.
• Ukufikelela kwii-centers zemali nakwiimarike zaseMpuma.
• Ukubakho kweendawo eziphambili zoshishino okanye amashishini asekwe ekuthengiseni.
• Isango eliphambili phakathi kweAsia, iAfrika neYurophu.

Iingenelo zerhafu nezemali

IJordan inika imeko-bume enobuhlobo kutyalo-mali ngeenkuthazo zerhafu ezilungisiweyo, ingakumbi kumashishini nakumacandelo aphumeleleyo.

Iimbalasane eziphambili:

• Iirhafu zerhafu yequmrhu phakathi Iipesenti ezi-5 neepesenti ezingama-20, kuxhomekeke kwishishini.
• Ukukhululwa kwirhafu kwimveliso kunye nemisebenzi ethile yezoshishino.
• Akukho zithintelo ekubuyiselweni kwemali.
• Imali yendawo eqinileyo ebotshelelwe kwiDola yaseMerika.

Qaphela: Abatyali mali abasebenza ne Globalhenel Partners bafumana isikhokelo malunga nezakhelo zerhafu ezikhoyo kunye neendlela zokucwangcisa imali phantsi kwemithetho yaseJordan yokutshalwa kwezimali.

Ukubandakanywa Kwasekhaya Namalungelo Esizukulwana

Inkqubo ivumela ukubandakanywa:

• Umfazi.
• Abantwana abangatshatanga abangaphantsi kweminyaka eli-18.
• Abantwana abaxhomekeke kwiimali abangaphantsi kweminyaka engama-30 ubudala (ngaphambi kokuba bavunyelwe).

Ubulwelwe ixesha elide nelidluliselwa, ukuqinisekisa ukuqhubeka kwezizukulwana nokukhuselwa komthetho phantsi komthetho waseJordan.

Imfuneko Yokuhlala Nokuhamba

Akukho mfuneko yokuhlala ngaphambi okanye emva kokuvunywa kobuzwe.

Amalungelo okuhamba: Abemi baseJordan banokufikelela kwilizwe labo ngaphandle kwe-visa okanye nge-visa-on-arrival Amazwe angama-50, kunye nemigudu eqhubekayo yobudlelwane ukuze kwandiswe ukufikelela kwihlabathi liphela.

Ukuthelekisa nezinye iinkqubo zobumi bamazwe ngamazwe

Ilizwe	Ubuncinane beMali	Ixesha lokuSebenza	Amazwe Angabi NaVisa	Inzuzo Enkulu
IJordan	USD 750,000-1,500,000	Iinyanga ezi-4-6	50+	Ukufikelela kuMbindi Mpuma, amathuba emveliso
I-Turkey	I-USD 400 000	Iinyanga ezi-4-6	110+	Ukufikelela kwimarike yeendawo zokuthengisa
IYiputa	I-250 000 USD	Iinyanga ezi-3-6	70+	Inketho enokufikeleleka yeMiddle East
I-UAE (iVisa yeGolide)	I-USD 545,000	Iinyanga ezi-6 ukuya kwezi-9	Indawo yokuhlala kuphela	Ukuhlala ixesha elide, akukho buzwe

Ubulwelwe baseJordan buza kunika abantu abasemthethweni ixesha elide ngakumbi kunye namalungelo obunikazi basekuhlaleni xa kuthelekiswa neenkqubo zendawo yokuhlala.

Iimpazamo Eziqhelekileyo Eziyenziwa Ngabafakizicelo

• Ukutyala imali kwiiprojekthi ezingavunyelwanga okanye ezingabhalwanga.
• Ukungagcini ixesha lokuhlala elifunekayo.
• Ukuhambisa amaxwebhu angafanelekiyo.
• Ukuchazwa kakubi kwemfuno yokudala imisebenzi.

Qaphela: Abafakizicelo abasebenza Iinkampani zeGlobalhenel ukuzuza kwi-pre-verification kunye nonxibelelwano ngqo IJordan Investment Commission, ukuqinisekisa ukuhambelana ngokuchanekileyo ukususela ekuqaleni ukuya ekugqibeleni.

Imibuzo Ebuzwa Rhoqo

1. Kuthatha ixesha elingakanani ukwenza le nto?

Phakathi kweenyanga ezi-4 ukuya kwezi-6, kuxhomekeke kuhlolo oluhle kunye nokuqinisekiswa kotyalo-mali.

2. Ngaba ndingakwazi ukufaka intsapho yam?

Ewe, umlingane nabantwana abaxhomekeke kuye banokufaka isicelo esinye.

3. Ngaba ukuhlalwa kwabantu ababini kuvumelekile?

Ewe, iJordan ivumela ukuba umntu abe nobuzwe obumbini phantsi kweemeko ezithile.

4. Yiyiphi eyona ndlela ixhaphakileyo yokuthengisa?

I- indlela yotyalo-mali lwenkampani yeyona nto ithandwayo kubanini bamashishini abafuna ukuthatha inxaxheba.

5. Ngaba ndimele ndihlale eJordan?

Hayi. Ukuhlala akuyomfuneko, kodwa kucebiswa ukuba kutyelelwe rhoqo ukuze kuqhutywe ishishini.

6. Ngaba ndinokuyithengisa imali endiyityekeleyo emva kokuba ndifumene ubumi?

Ewe, emva kokulondoloza ixesha lokuhlala elifunekayo njengoko kuchaziwe kwindlela ekhethiweyo.

7. Ngaba ubuzwe bam buya kucinywa ukuba ndifudukela kwelinye ilizwe?

Hayi. Ubulwelwe buhlala buhleli yaye bukhuselwe ngumthetho wesizwe.

Qalisa Isicelo Sakho Kwiinkampani Ezihlanganisana NeGlobalhenel

Iinkampani zeGlobalhenel inika uncedo oluqinisekisiweyo kubatyali mali abafuna Ubulungu baseJordan Ngotyalo-mali.

Abacebisi bethu banikela inkxaso epheleleyo – ukusuka kucwangciso lotyalo-mali kunye nokuhlolwa ngokufanelekileyo ukuya kufayili karhulumente kunye nokukhutshwa kwepasipoti yokugqibela.

Siqinisekisa ukuba zonke izicelo ziyahambelana nemigangatho esemthethweni yaseJordan ngelixa sikhupha ukusebenza, ukucaca, nemfihlo.

Unxibelelwano Iinkampani zeGlobalhenel namhlanje ukuze uqale uhambo lwakho lokuba ngummi ngokuzithemba nokufikelela ngokukhuselekileyo kwelinye lamazwe aseMiddle East anokuthenjwa nangokulungeleleneyo.