1. Ekhaya
  2. Indawo yokuhlala
  3. IMalaysia
  4. Ukuhlala Ngotyalo-mali

Inkqubo yeVisa yaseMalaysia yeGolide

Inkqubo yeMalaysia My Second Home (MM2H) inika ukuhlala ixesha elide kunye nendlela yokuphila kunye neenzuzo zeshishini.

Isakhelo sokufumana ubumi baseMalaysia

IMalaysia inikezela ngemiba emibini yokuhlala ngokotyalo-mali: iMalaysia My Second Home (MM2H) kunye nePremium Visa Program (PVIP). Bobabini banika amalungelo okuhlala ixesha elide kubemi bamanye amazwe abahlangabezana neemeko zotyalo-mali. Ezi nkqubo zenzelwe ukutsala abatyali mali kunye neentsapho ezifuna ukhuseleko, ukuhamba kunye namathuba okuphila eMalaysia

Ukuhlolisisa

Imfuneko Yotyalo-mali

Abafakizicelo kufuneka benze utyalo-mali olungaphantsi kwe-MYR 1 yezigidi (malunga ne-USD 212,000).

Eyona Ngcaciso

Abafakizicelo abaphumeleleyo banikwa i-visa yokungena kabini yeminyaka engama-20, esebenza njengemvume yokuhlala kwaye ivumela umenzi-sicelo kunye nosapho lwabo ukuba bahlale, basebenze, kwaye bathathe inxaxheba kwimisebenzi yeshishini eMalaysia , Amalungelo okuhlala ixesha elide kunye namalungelo okufikelela amaninzi , Ukufikelela kwiimfundo zempilo ezikumgangatho ophezulu eMalaysia , Indawo ezinzileyo yezopolitiko nezoqoqosho enomtsalane kutyalo-mali .

Ukujonga ngokubanzi i-Malaysia Residence by Investment Program

IMalaysia inikezela ngeendlela ezimbini zokuhlala eziphambili ngokhetho lotyalo-mali: IMalaysia Ikhaya Lam Lesibini (MM2H) kwaye Inkqubo yeVisa yePrimum (PVIP). Zombini zinika iivisa zexesha elide, zokungena kaninzi kubafakizicelo abafanelekileyo kunye neentsapho zabo. MM2H inika i-visa yeminyaka eli-10 eneemfuno zokuhlala ezingezantsi zeentsuku ezingama-90 ngonyaka kubafakizicelo abaphambili kunye namaqabane, ngelixa iPVIP inika i-visa yeminyaka engama-20 kwiziqendu ezinokuvuselelwa zeminyaka emihlanu, ngaphandle kwemfuneko yokuhlala ngokwasemzimbeni.

Siqinisekisa ukuba abafakizicelo bayaziqonda ngokupheleleyo iiyantlukwano zeprogram ukuze bakhethe eyona ndlela ilungele iinjongo zabo zobuqu okanye zeshishini.

Iingenelo eziphambili zokuhlala eMalaysia ngokutyala imali

Iinkqubo ze-Golden Visa zaseMalaysia zenzelwe ukuba zibe lula, zikhuselekile kwaye zibheke phandle, zibonelela ngobhetyebhetye kubatyali mali behlabathi kunye neentsapho zabo.

  • I-visa yexesha elide (iminyaka eyi-10 phantsi kweMM2H, iminyaka engama-20 phantsi kwePVIP)
  • Akukho mda wobudala phantsi kwePVIP
  • Ilungelo lokuphila, ukusebenza nokwenza ishishini phantsi kwePVIP
  • Akukho mfuneko yokuma ubuncinane phantsi kwe-PVIP
  • Ukukwazi ukubandakanya iqabane, abazali, oomalume nabantwana abangatshatanga abangaphantsi kweminyaka engama-21
  • Uluntu olunenkcubeko enenkcubeko enendlela yokuphila yanamhlanje
  • Iinketho zezindlu ezifikelelekayo, ukuqala kwi-MYR 300,000 (USD 70,000)
  • Irhafu ekhawulelwe kwingeniso evela eMalaysia, exhaswa ziintlanganiso zerhafu ephindwe kabini

Iingcali zethu ziqinisekisa ukuba abafakizicelo bafumana izibonelelo ezininzi kwaye bazilungelelanise neendlela zentsapho nezemali zexesha elide.

Iinkqubo zokufaneleka kweVisa yePremium

Ukuze afanelekele kwi-PVIP, abafakizicelo kufuneka banike ubungqina bokuba banemeko engokwemali:

  • Ingeniso engaphesheya kwezilwandle ubuncinane i-MYR 40,000 (USD 8,500) ngenyanga okanye i-MYR 480,000 (USD 100,000) ngonyaka
  • Idiphozithi ye-MYR 1 yezigidi (USD 212,000) kwiakhawunti ye-deposit yaseMalaysia, egcinwe ngexesha lokuhlala
  • Ukuya kuthi ga kwi-500,000 MYR (i-106,000 USD) inokuhoxiswa emva konyaka wokuqala ngenxa yeendleko zepropathi, zemfundo okanye zonyango
  • Ukuthenga i-inshorensi yezempilo yabafakizicelo abaneminyaka engama-60 nangaphantsi
  • Ukugqitywa kohlolisiso lwezonyango eMalaysia

Siqinisekisa ukuba amaxwebhu emali abafake izicelo ayahlolwa, aqinisekiswe, kwaye afakwe ngokuchanekileyo ukuze kuphephe ukulibaziseka.

Iinkqubo zokufaka isicelo sokuhlala eMalaysia ngokutyala imali

Izicelo zilawulwa liSebe laseMalaysia lokufudukela kwelinye ilizwe ngenkqubo ehlelwe kakuhle:

  1. Faka isicelo kunye nobungqina benzuzo kunye nokulungela ukutyala imali.
  2. Fumana ileta yokuvuma ngokusemthethweni.
  3. Ukutyelela eMalaysia ukuze uvule iakhawunti yebhanki uze ugqibezele ukuhlolwa kwezonyango.
  4. Beka imali etyala imali kwaye ugqibezele iimfuno.
  5. Ukufumana i-visa yokungena kaninzi (iminyaka eyi-10 yeMM2H, iminyaka engama-20 ye-PVIP).

Zombini iivisa zisebenza ixesha lokuqala leminyaka emihlanu, zinokuvuselelwa ixesha elipheleleyo.

Siqinisekisa ukuba zonke izicelo zilandelwa kwaye zixhaswa kwinqanaba ngalinye ukuze kuphume kakuhle.

Isizathu Sokuba Sisebenze NeGlobalhenel

I-Globalhenel inika inkxaso eyenzelwe abathengi abafuna ukuhlala eMalaysia. Ukususela ekuqinisekiseni ngemali ukuya kulungiselelwa kwamaxwebhu, iqela lethu liqinisekisa ukuba yonke imfuneko ihlangatyezwana nayo ngokuchanekileyo.

  • Ukucaciswa ngokucacileyo kwemithetho yenkqubo
  • Ukujonga isicelo ngokunyuka
  • Ukuncedwa kweebhanki, ukuhlolwa kwezonyango nokuqokelelwa kwee-visa
  • Inkxaso eqhubekayo yokuhlaziywa nokuhambelana

Siqinisekisa ukuba wonke umntu ofunayo uhambela ngendlela elula, ekhuselekileyo nenengqiqo.

Imibuzo Eqhele Ukubuzwa NgeMvume Yokuhlala eMalaysia Ngokusekelwe Kwenkqubo Yotyalo-mali

Hayi, iMM2H ayinikeli malungelo okusebenza.

Inombolo ye-PVIP ayinaso isidingo sokuhlala esisezantsi, ngelixa i-MM2H ifuna iintsuku ezingama-90 ngonyaka kubafakizicelo abaphambili kunye namaqabane.

Ewe, zombini ezi nkqubo zivumela ukuba kubandakanywe iqabane lomtshato, abazali, oomalume nabantwana abangatshatanga abangaphantsi kweminyaka engama-21.

Hayi, hayi iMM2H okanye i-PVIP inika indawo yokuhlala isigxina okanye iindlela zobumi ngqo.

UMalaysia unikezela ngeendlela ezimbini ezilungelelanisiweyo zokufumana ubumi bexesha elide kubahlali basemzini: IMalaysia Ikhaya Lam Lesibini (MM2H) inkqubo kunye Inkqubo yeVisa yePrimum (PVIP). Zombini ezi ndlela zinika iivisa zokungena ezininzi kumenzi-sicelo oyintloko namalungu entsapho afanelekileyo ngokubuyisela izibophelelo zemali.

Siqinisekisa ukuba abafakizicelo bayaziqonda ngokucacileyo umahluko phakathi kweMM2H nePVIP ukuze bakhethe eyona ndlela ifanelekileyo.

I-PVIP inika indlela ekhuselekileyo necacileyo yokungena eMalaysia kubatyali mali. Abafakizicelo abafanelekileyo banokuhlangabezana neemfuno ngoku:

  • Idipozithi eqinileyo ye-MYR 1 yezigidi (malunga ne-USD 212,000) kwibhanki yaseMalaysia
  • Ingeniso eqinisekisiweyo engaphesheya kwezilwandle ubuncinane MYR 40,000 (USD 8,500) ngenyanga okanye MYR 480,000 (USD 100,000) ngonyaka

Abafakizicelo banokufumana imali efikelela kwi-500,000 MYR (i-106,000 USD) kwidiphozithi emva konyaka wokuqala kwiindleko ezivunyelweneyo, kuquka ipropathi, imfundo okanye ukhathalelo lwempilo.

Iingcali zethu ziqinisekisa ukuba abafakizicelo bayaqondiswa ekukhetheni ukhetho olufanelekileyo lokutyala imali nokuzalisekisa izibophelelo zabo zemali.

Ukuhlala kweMalaysia ngeenkqubo zotyalo-mali kunika ukulungelelaniswa kunye neenzuzo zendlela yokuphila ezibhenela kubatyali mali kunye neentsapho zehlabathi.

  • I-visa yexesha elide: iminyaka eli-10 phantsi kweMM2H, iminyaka engama-20 phantsi kwePVIP
  • Imvume yokuhlala, yokusebenza nokwenza ishishini phantsi kwe-PVIP
  • Ukubandakanywa kweqabane lomtshato, abantwana abangatshatanga abangaphantsi kweminyaka engama-21, abazali, nabazali bomyeni
  • Akukho mfuneko yokuma ubuncinane phantsi kwe-PVIP
  • Ukufikelela kuluntu oluneenkcubeko ezininzi lwaseMalaysia kunye nezinto ezonwabisayo zale mihla
  • Amathuba okuthenga izindlu neendawo aqala kwi-MYR 300,000 (USD 70,000), kuxhomekeke kwilizwe
  • Ulwakhiwo lwerhafu oluhle, kunye nerhafu esetyenziswa kuphela kwingeniso evela eMalaysia

Siqinisekisa ukuba abafakizicelo bayazifumana ezi zinto zibonelela ngazo baze bazivumelanise nendlela abaphila ngayo nemisebenzi yabo.

Inkqubo ye-PVIP ineemigangatho ecacileyo:

  • I-MYR 1 yezigidi (i-212 000 yeedola) idipozithi eqingqiweyo kwibhanki yaseMalaysia
  • Ubungqina benzuzo yonyaka ye-offshore ye-MYR 480,000 (USD 100,000)
  • I-Inshorensi yezempilo yabafakizicelo abaneminyaka engama-60 nangaphantsi
  • Ukuxilongwa kwezamayeza eMalaysia

Siqinisekisa ukuba abafakizicelo bayazifezekisa ezi mfuno phambi kokungeniswa kwesicelo ukwenzela ukuthintela ukulibaziseka okanye ukwaliwa.

ISebe lokufudukela kwelinye ilizwe laseMalaysia likhupha ileta yokuvuma ngokusemthethweni xa isicelo samkelwe. Abafakizicelo emva koko bagqiba iimfuno zebhanki nezonyango ngaphambi kokuba banikwe imvume yokugqibela.

  • Ukuvunywa kokuqala: kwiinyanga ezimbalwa emva kokungeniswa
  • Ixesha lokuhlala kweVisa: iminyaka emihlanu, inokuvuselelwa iminyaka eli-10 okanye engama-20 kuxhomekeke kwinkqubo
  • Ukuhlaziywa okuqhubekayo okuphathwayo kwiingqungquthela ezilula

Iqela lethu liqinisekisa ukuba imixholo yexesha ilandelwa ngokusondeleyo kwaye abafakizicelo balungiselelwe inyathelo ngalinye.

Iimbopheleleko zokuhlala zihluke phakathi kweenkqubo ezimbini:

  • I-PVIP: Akukho mfuneko yokuma ubuncinane, nto leyo evumela abatyali mali behlabathi ukuba babe nokuguquguquka
  • MM2H: Umceli oyintloko kunye neqabane kufuneka bachithe ubuncinane iintsuku ezingama-90 ngonyaka eMalaysia

Siqinisekisa ukuba abathathi-nxaxheba bayaziqonda ezi meko ukuze baqhubeke behlonela imithetho yenkqubo.

Abafakizicelo kufuneka bathumele iseti ecacileyo yamaxwebhu ukuze bafanelekele kwi-PVIP, kuquka:

  • Iikopi zepasipoti kunye neenkcukacha zobungqina
  • Ubungqina benzuzo engaphesheya kwezilwandle kunye nembali yemali
  • Ubungqina bokuba imali ebekwe kwindawo ethile
  • Iziphumo zovavanyo lwezonyango
  • Ubungqina bokuba unoxanduva lwe-inshorensi yezempilo (kubafakizicelo abaneminyaka engama-60 nangaphantsi)

Iingcali zethu ziqinisekisa ukuba amaxwebhu ayahlolwa, agqibelele, kwaye ahambelana neemfuno zaseMalaysia ngaphambi kokungeniswa.

Akukho MM2H okanye PVIP ikhokelela ngqo ekuhlaleni ngokusisigxina okanye ubumi. Abafakizicelo banokuhlala ixesha elide eMalaysia kodwa kufuneka baphande ezinye iindlela zomthetho ukuba bafuna ukuzalwa.

Siqinisekisa ukuba abathengi bayazi malunga nemida yenkqubo kwaye sibakhokele ekucwangciseni ixesha elide.

  1. Lungiselela ubungqina benzuzo yase-offshore kunye namaxwebhu okuxhasa.
  2. Faka isicelo kwiSebe laseMalaysia lokufudukela kwelinye ilizwe.
  3. Fumana ileta yokuvuma phantsi kwemeko.
  4. Hamba uye eMalaysia ukuze ugqibezele ukuhlolwa kwezonyango uze uvule iakhawunti yebhanki yendawo.
  5. Beka i-MYR 1 yezigidi kwiakhawunti.
  6. Fumana i-visa ye-PVIP uze uqoqe amaxwebhu okuhlala.
  7. Ukuvuselela i-visa qho emva kweminyaka emihlanu, kugcinwe iimfuno zotyalo-mali.