1. Ekhaya
  2. Indawo yokuhlala
  3. IUnited States of America
  4. Ukuhlala Ngotyalo-mali

Ikhadi eliluhlaza laseUnited States ngokwenkqubo yotyalo-mali

Inkqubo ye-EB-5 inika abatyali mali kunye neentsapho zabo indawo yokuhlala e-US (iGreen Cards) ngokubuyisela imali eninzi, edala imisebenzi. I-EB-5 Visa yase-US inika indawo yokuhlala kwelinye lezoqoqosho zikhulu zehlabathi, ngokufikelela kwizempilo, imfundo, kunye neendlela zobumi.

Indawo yokuhlala ngokwemigangatho yotyalo-mali

Ikhadi eliluhlaza lase-US ngokutshalwa kwezimali (i-US residence by investment), ngokuqhelekileyo eyaziwa njenge-EB-5 Immigrant Investor Program, inika abatyali mali bamanye amazwe indlela yokuhlala ngokusisigxina eUnited States. Abafakizicelo bafaneleka ngokutyala imali kumashishini zorhwebo avumela abasebenzi base-US ukuba bafumane imisebenzi.

Ukuhlolisisa

Imfuneko Yotyalo-mali

Inani eliphantsi lemali efunekayo: USD 800,000

Eyona Ngcaciso

Indawo yokuhlala isigxina kunye nekhadi eliluhlaza lomtshali-mali kunye nosapho olusondeleyo , Inkululeko yokuhlala kunye nelungelo lokuhlala, ukusebenza okanye ukufunda naphi na e-US , Ukufaneleka kwiinkonzo zonyango zase-US kunye neendlela zembuyekezo , Amathuba oshishino , Ukhuseleko losapho kunye nokuhlala ixesha elide kunye namathuba omsebenzi wabantwana e-US , : Ukufikelela kwinkqubo yemfundo kawonkewonke yase-US kunye nemfundo yaseburhulumenteni kwiiyunivesithi ezininzi , Ukufaneleka ukufaka isicelo sobuzwe base-US emva kweminyaka emihlanu yokuhlala ngokusemthethweni ngokusisigxina.

Fumanisa Indawo yokuhlala yaseUnited States Ngokusebenzisa Inkqubo Yotyalo-mali

I-EB-5 Immigrant Investor Program inika indawo yokuhlala isigxina kubatyali mali basemzini abaxhasa amashishini ase-US akhulisa amathuba emisebenzi.

Siqinisekisa ukuba utyalo-mali lwakho, ubungqina bemali, kunye neenkcukacha ezifakiweyo ziyahambelana nemithetho yenkqubo ukuze inkqubo ihlale ilula, ikhuselekile yaye icace gca.

  • Utyalo-mali oluthe ngqo okanye umzila weziko leengingqi
  • Ukudalwa okanye ukulondolozwa kwemisebenzi eli-10 yexesha elizeleyo eUnited States
  • Ikhadi eliluhlaza elinemiqathango yeminyaka emibini, emva koko ubume obungapheliyo

Isikhokelo Esipheleleyo Sokubhalisa Ikhadi Lakho Eliluhlaza laseMerika

Ufumana inkxaso epheleleyo ehlanganisa ukuhlolwa, ukhetho lweprojekthi, ukufakwa kwefomu, kunye namanyathelo okufumana imvume.

Iingcali zethu ziqinisekisa ukuba isinyathelo ngasinye sikulungele ubungqina yaye silandelwa ukuya kuthi ga kumhla wokugqibela.

  • Uhlolisiso lokuzenzekelayo kunye nokuhlolwa kwemingcipheko
  • Uhlalutyo lwemithombo yemali kunye nemaphu yexwebhu
  • Iziko leengingqi kunye noluhlu olutsha lweeprojekthi kunye nemodeli yokudala imisebenzi
  • I-526E ulungiselelo kunye nokufaka
  • Ukucwangciswa kwee-consular okanye isicwangciso sokulungiswa kwesimo
  • I-829 Ukucinywa kweemeko
  • Imfundo, irhafu, kunye nokuxhaswa kwabantu abahlala kwamanye amazwe kunye namaqabane athembekileyo

Uhlala e-USA ngokotyalo-mali kunye ne-US Green Card

U.S. Residence by Investment ibhekisela kwindlela yokufudukela kwelinye ilizwe evumela abemi bamanye amazwe ukuba bafumane ukuhlala e-US ngokwenza utyalomali olufanelekileyo phantsi kwenkqubo ye-EB-5. Ikhadi eliluhlaza lase-US lixwebhu olusemthethweni (ikhadi labahlali abasisigxina) olifumana emva kokuba isicelo sakho samkelwe.

Uhlala e-USA ngokutshalwa kwezimali (EB-5 Program)

  • Le yindlela okanye inkqubo eyenziwe ngumthetho waseMerika.
  • Ifuna utyalo-mali olufanelekileyo (i-1 050,000 USD okanye i-800,000 USD kwiiprojekthi ze-TEA).
  • Kufuneka kuveliswe ubuncinane imisebenzi eli-10 yexesha elipheleleyo yabasebenzi baseMerika.
  • Izicelo zidlula kuhlolo lwe-USCIS.

Ikhadi Eliluhlaza LaseMerika

  • Le yimeko nekhadi olifumana xa isicelo sakho se-EB-5 sivunyiwe.
  • Ivumela wena nentsapho yakho ukuba nihlale, nisebenze nize nifunde naphi na eUnited States.
  • Ekuqaleni yayikhutshwe njengekhadi eliluhlaza elinemiqathango yeminyaka emibini , emva koko yajika yaba likhadi elihlala ixesha eliyiminyaka eli-10 emva kokufakazela imisebenzi kunye notyalo-mali oluzinzileyo.

Indlela Esebenza Ngayo Inyathelo Ngenyathelo

  1. Ukhetho Lokutyala Imali Khetha: Iprojekthi ye-Business Direct okanye ye-Regional Centre.
  2. Ifayile I-526E Isicelo: Faka ubungqina bemali kunye nesicwangciso sokudala imisebenzi.
  3. Fumana Ikhadi Eliluhlaza Elinemiqathango : Isebenza iminyaka emi-2 emva kokuba ivunyiwe.
  4. Ubungqina Bokuba Kuza Kwenzeka Umsebenzi Emva kweminyaka emibini, faka ifayile ye-I-829 ebonisa imisebenzi eyenziwe/igcinwe.
  5. Ikhadi eliluhlaza elihlala lihleli : Imiqathango isusiwe, isebenza iminyaka eli-10 kwaye inokuvuselelwa.
  6. Ubulungu baseMerika : Ufanelekile emva kweminyaka emi-5 yokuhlala isigxina ukuba zonke iimfuno ziyaneliseka.

Iingenelo Zokuhlala E-US Ngotyalo-mali

I-EB-5 inika intsapho ukhuseleko nenkululeko yokuhlala, yokusebenza nokufunda.

  • Indawo yokuhlala isigxina kuwe nosapho lwakho
  • Sebenza okanye uqalise ishishini naphi na eU.S.
  • Ukufikelela kwizikolo nakwiiyunivesithi
  • Imithetho yokufumaneka ngokuthelekiswa neevisa zomsebenzi
  • Indlela yokufumana ubumi emva kweminyaka emihlanu yokuhlala ngokusisigxina
  • Akukho mfuneko yokuvavanywa kolwimi okanye amava oshishino

Siqinisekisa ukuba uyayiqonda indlela yokuhamba kunye neenzuzo zokuhlala ngaphambi kokuba utyale imali.

Iinkqubo zokufaneleka zokuhlala e-US ngokutshalwa kwezimali

Kufuneka uhlangabezane nemigangatho yotyalo-mali, imisebenzi, nokuhambelana nemigangatho.

  • Beka i-USD 1,050,000, okanye i-USD 800,000 kwiprojekthi ye-TEA
  • Ukubonisa umthombo osemthethweni kunye nendlela yemali
  • Ukutyala imali kweshishini elitsha
  • Ukudala okanye ukugcina imisebenzi eli-10 yexesha elizeleyo yabasebenzi baseMerika
  • Ukugqitha kuhlolo lwezonyango nolokhuseleko
  • Ukugcina ukwamkeleka kunye nembali efanelekileyo yokumngena

Isikhokelo Senyathelo Ngenyathelo Sokufaka Isicelo Sokuba Ngumhlali WaseMerika Ngotyalo-mali

Le yindlela eqhelekileyo yokuphuma kutyalo-mali ukuya kubemi.

Siqhuba zonke iifayile kwaye sigcina iifayile zakho zilungele ukuhlolwa.

  • Khetha imali ekhokelwayo okanye iziko leengingqi uze wenze ukunakekelwa okufanelekileyo
  • Lungiselela iphakheji yemithombo yemali kunye nokudluliselwa kwemali ngokwemigangatho ye-escrow
  • Ifom yefayile I-526E eneempawu ezipheleleyo
  • Ukugqiba inkqubo ye-consular nge-DS-260, okanye ifayile ye-I-485 ukuba ise-US
  • Fumana ikhadi eliluhlaza eliphantsi kwemeko yeminyaka emibini
  • Ukujonga ukudalwa kwemisebenzi nokugcina utyalo-mali ngexesha
  • Ifom I-829 yokukhupha iimeko ezinobungqina beprojekthi kunye nemisebenzi
  • Fumana ikhadi eliluhlaza leminyaka eli-10 uze ulilandise xa kufuneka
  • Faka isicelo sobumi emva kweminyaka emihlanu yokuhlala isigxina ukuba uyakufanelekela

Uhlala eU.S. nge-Investment kunye nenkqubo ye-Green Card yase-U.S. icaciswe inyathelo ngenyathelo

Le nguqulelo yongeza amanqaku kunye namaxwebhu asebenzisekayo.
Siqinisekisa ukuba yonke imigangatho iyabhalwa ngexesha.

Ukuhlolwa kwangaphambili

  • Ukuhlolwa kwepasipoti, iivisa, ukungena kwangaphambi kwe-US
  • Isishwankathelo semali esisiseko kunye neprofayile yokuhlala kwentela

Ukuhlolwa kweprojekthi

  • Amaxwebhu okubonelela, imodeli yomsebenzi, imeko ye-TEA, imigaqo ye-escrow
  • Iindlela zokubuyela kunye nexesha lokuphuma

Ukuhambelana kweZimali

  • Iinkcukacha zebhanki, izivumelwano zokuthengisa, izipho okanye imirhumo enobungqina
  • Iirekhodi zokudluliselwa kwemali kunye neengxelo eziqinisekisiweyo

Ukufaka

  • Ifom I-526E enemifanekiso yenkampani, yezoqoqosho neyokubhanga
  • I-Biometrics kunye naziphi na izicelo zobungqina ziphendulwe ngokukhawuleza

I-visa okanye uhlengahlengiso lwabafuduki

  • I-DS-260 kwi-consulate, okanye i-I-485 ukuba ifanelekile e-US
  • Iimvume zokusebenza nezokuhamba ngexesha I-485 ezilalindelekileyo apho kufanelekileyo

Ixesha lokuhlala elinemiqathango

  • Gcina idilesi ihlaziyiwe
  • Gcina utyalo-mali kwindawo yalo kwaye uqwalasele inani lemisebenzi

Ukususwa kweemeko

  • Ifomu I-829 enoluhlu lwempangelo, irhafu, iingxelo zokwakha okanye iingxelo zoqoqosho
  • Fumana ikhadi eliluhlaza elihlala lihleli emva kokuvunywa

Isicwangciso sokuzenzela

  • Ukuqwalasela imihla yobukho bokwenyani kunye neenkcukacha-manani zerhafu
  • Ifayile ye-N-400 yobumi xa ifanelekile

Kutheni usikhetha thina?

Ufumana iqela elijolise kulo elihambisana nokukhetha utyalo-mali nemiphumo yokungena.

Siqinisekisa ukuba onke amaxwebhu kunye nokudluliselwa kwawo aya kuhlolwa.

  • Uluhlu oluthe kratya lweeprojekthi oluhambelana neprofayile yakho yomngcipheko
  • Umzila wokuhlola umthombo wezimali owakhiwe ukususela kumhla wokuqala
  • Ukugcinwa kwamatyala kunye nokulandelela ukuhamba kwemali
  • Izikhumbuzo zexesha lokugqibela kunye neekiti zokuphendula kwi-RFE
  • Inkxaso yemfundo kunye nokufuduka kweentsapho
  • Ingxelo ecacileyo kwimpumelelo nganye

Imibuzo neempendulo ze- U.S. Residence by Investment FAQs

I-1 050 000 USD kwiiprojekthi eziqhelekileyo. I-800 000 USD kwiiprojekthi ze-TEA kwiindawo zasemaphandleni okanye kwiindawo ezingasebenziyo.

Siqinisekisa imeko ye-TEA kunye nemida yangoku ngaphambi kokuba ubeke imali.

Umlingane kunye nabantwana abangatshatanga abangaphantsi kweminyaka engama-21 ngexesha lokufaka isicelo.

Siqinisekisa ukuba ubudala nobume bomntu buchazwe ngokuchanekileyo.

Abaxhasi beziko leengingqi abaphathi imisebenzi yemihla ngemihla.

Ubuncinane imisebenzi eli-10 yexesha elizeleyo yabasebenzi baseMerika abafanelekileyo kumtyalomali ngamnye.

Ixesha elichazwe lihluka ngokwecala kunye nomthwalo womsebenzi.

Ekupheleni kwexesha elinemiqathango yeminyaka emibini, ngeFom I-829 kunye nobungqina bemisebenzi kunye notyalo-mali oluzinzileyo.

Ewe, abanelungelo lokunikwa ikhadi eliluhlaza le-EB-5 banokuhlala, basebenze okanye bafunde kulo naliphi na ilizwe.

Ewe, emva kweminyaka emihlanu uhlala ngokusisigxina, ungenza isicelo sokuzalwa ukuba uyahlangabezana nemithetho yobukho kunye nokufaneleka.

Uhlelo lokuhlala eUnited States ngohlahlo-lwabiwo mali, olwaziwa ngokusemthethweni njenge Inkqubo yoTyalo-mali lwabafuduki be-EB-5, inika indlela ngqo yokufumana ikhadi eliluhlaza lase-US kubatyali mali kunye neentsapho zabo. Yasekwa yiCongress ngo-1990, yayenzelwe ukukhuthaza uqoqosho lwase-US ngokwenza imisebenzi kunye notyalo-mali lwemali ngabemi bamanye amazwe. Abafakizicelo banokufumana indawo yokuhlala yokuhlala yokuhlala ngokuthe rhoqo kubo, kwiqabane labo, nakubantwana abangatshatanga abangaphantsi kweminyaka engama-21.

Siqinisekisa ukuba zonke izicelo zilungiselelwe ukuhlangabezana neemfuno zeenkqubo zezemali, ezomthetho nezokudala imisebenzi ukuze inkqubo ihlale ilula, ikhuselekile kwaye icacile.

Ukuze afanelekele, abafakizicelo kufuneka benze utyalo-mali olwenza imisebenzi kumzi-mveliso wezorhwebo waseMerika.

  • I-1 050 000 USD: Utyalo-mali olusezantsi oluthe rhoqo.
  • I-USD 800 000 : Ubuncinane obucuthekileyo kwiiprojekthi Iindawo ezijolise ekuqeshweni (i-TEAs) , eziphesheya okanye iindawo ezinesilinganiso esiphezulu sokungaphangeli.
  • Utyalomali oluthe ngqo: Umtyali mali ulawula okanye ulawula ngokufanelekileyo eli shishini.
  • Iindawo eziTyalo-mali zeZiko lePhondo: Iimali ziqokelelwa kwiiprojekthi ezivunywe yi-USCIS, ngokufuthi eziphuhliswayo.

Sicebisa abafakizicelo ngendlela yokukhetha ukhetho olufanelekileyo lokutshalwa kwezimali ukuze balungelelanise ukufaneleka, umngcipheko, neenjongo zexesha elide.

Inkqubo ye-EB-5 idibanisa amalungelo okuhlala ngokusisigxina namathuba ashukumisayo oshishino kunye nendlela yokuphila.

  • Ikhadi eliluhlaza lomtyali mali, iqabane lomtshato nabantwana abangaphantsi kweminyaka engama-21.
  • Inkululeko yokuhlala, yokusebenza nokufunda naphi na eU.S.
  • Ukufikelela kwiziko lezempilo nemfundo ekumgangatho wehlabathi.
  • Akukho lwimi, imfundo okanye amava okulawula ishishini afunekayo.
  • Indlela eya Ubulungu baseMerika emva kweminyaka emi-5 yokuhlala isigxina.

Le nkqubo ithatha ixesha kodwa ilandela ulwakhiwo olucacileyo.

  • I-526E Isicelo : Isicelo sokuqala, ngokuqhelekileyo Iinyanga ezi-6 ukuya kwezi-12 ukuze kuhlolwe.
  • Ikhadi eliluhlaza elinemiqathango : Ikhutshwe emva kokwamkelwa, isebenza iminyaka emibini.
  • I-829 Isicelo: Ifakelwe ekupheleni kweminyaka emibini ukuze kususwe iimeko.
  • Ikhadi eliluhlaza elihlala lihleli: Inikwe ukuba imfuneko yokwenza imisebenzi kunye notyalo-mali iyafezekiswa.

Silandela isinyathelo ngasinye sokugcwalisa kwaye siqinisekise ukuba ubungqina obuxhasayo bukulungele ukunciphisa ukulibaziseka.

Intsapho engxamisekileyo inokufakwa phantsi kolona tyalo-mali.

  • Abantu abaxhomekeke: amaqabane omtshato nabantwana abangatshatanga abangaphantsi kweminyaka engama-21.
  • Amalungu entsapho anelungelo elifanayo lokuhlala ngokusisigxina nomceli oyintloko.
  • Akukho mali ingakumbi efunekayo kumntu oxhomekeke kuye.

Siqinisekisa ukuba zonke izicelo zentsapho zifakwe kunye ukuze kuqinisekiswe ukuhambelana.

Abanini be-EB-5 Green Card kufuneka bahlangabezane neemfuno eziqhelekileyo zokuhlala e-US.

  • Kufuneka uhlale e-US ukuze ugcine ikhadi lakho eliluhlaza lisebenza.
  • Ukungabikho ixesha elide Iinyanga ezi-6 inokuvusa imibuzo malunga nokuhlala.
  • Ukuze ube ngummi, umenzi-sicelo kufuneka abe ekho ngokomzimba eUnited States ubuncinane ixesha elide Iinyanga ezingama-30 kwiminyaka emi-5.

Abafakizicelo kufuneka banike amaxwebhu abo kunye namaxwebhu abo.

  • Ipaspoti kunye namaxwebhu okuzazisa.
  • Ubungqina bomthombo osemthethweni kunye nendlela yemali yotyalo mali.
  • Isicwangciso seshishini kunye namaxwebhu eprojekthi (indawo ekhokelwayo okanye elawulwayo).
  • Ukuqinisekiswa kwamapolisa kunye neerekhodi zenkundla ukuba zikhona.
  • Uxilongo lwezonyango kunye neerekhodi zokugonya.
  • Amaxwebhu osapho kubantu abaxhomekeke (umtshato kunye nezatifikethi zokuzalwa).

Sijonga kwaye sidibanisa bonke ubungqina kwiphakheji yesicelo esihambelanayo.

I-EB-5 ilandela inkqubo yesicelo esinezinyathelo ezimbini ekhokelela ekuhlaleni ngokusisigxina.

  1. Khetha utyalo-mali Khetha phakathi kweprojekthi yequmrhu eliphambili okanye yeziko leengingqi.
  2. Ifayile I-526E Isicelo : Faka iinkcukacha zotyalo-mali, ubungqina bemali, kunye nesicwangciso sokudala imisebenzi.
  3. Fumana Ikhadi Eliluhlaza Elinemiqathango Ixesha elifanelekileyo leminyaka emi-2 , livumela ukuhlala ngokusisigxina eUnited States
  4. Ifayile I-829 Isicelo Emva kweminyaka emibini, kwaveliswa imisebenzi kwaye imali yaqhubeka ityalwe.
  5. Fumana Ikhadi Eliluhlaza Elingunaphakade : Imeko isusiwe, ikhadi lisebenza iminyaka eli-10 kwaye linokuvuselelwa.
  6. Faka isicelo sobumi : Emva kweminyaka emihlanu yokuhlala ngokusisigxina, ukuba imithetho yobukho kunye nokufaneleka iyafezekiswa.

Siqhuba isinyathelo ngasinye ukususela ekucwangciseni utyalo-mali ukuya ekufumaneni ubumi bokugqibela, siqinisekisa ukuhambelana nokuhamba kakuhle.