Ukuhlala eMonaco ngohlelo lokutshala imali

IMonaco, enye yezindawo ezivikelekile kakhulu emhlabeni, inikeza Ukuhlala Ngokwenhlelo Lokutshala Imali I-Monaco, eyaziwa ngokuzinza kwayo kwezepolitiki, ingqalasizinda yayo esezingeni lomhlaba, kanye nesimo sayo esingenzuzo sentela, inikeza uhlaka lokuhlala oluhle kubantu abazimele ngokwezimali nemindeni.

Lolu hlelo luvumela abatshalizimali bomhlaba wonke ukuthi basungule indawo yokuhlala esemthethweni ngokubonisa amandla ezimali nokusungula ukuxhumana okuhlala njalo nePrincipity – okwenza kube enye yezindlela zokuhlala ezihlonishwa kakhulu ngokutshalwa kwezimali emhlabeni jikelele.

Okwenza Abatshalizimali Bakhethe IMonaco

IMonaco imele indawo ephezulu yokuphepha, ukunethezeka nokufinyelela kwamazwe omhlaba.

Izinzuzo Zokuyinhloko

• Indawo yokuhlala esemthethweni kwelinye lamazwe aphathelene nezwe anokuthula futhi anenhlonipho.
• Ukuhamba ngaphandle kwe-visa ngaphakathi kweSchengen Zone.
• Ayikho intela engenayo yomuntu siqu izakhamuzi zaseMonaco.
• Izinhlelo zezempilo nezemfundo ezisezingeni eliphakeme.
• Ukuphepha kwezimali eziphephile nokugcina imfihlo ngokuphelele.
• Indlela yokuhlala isikhathi eside kanye nobuzwe (ngokungafani).
• Ukufakwa komkhaya ngaphansi kwesicelo esisodwa.

Qaphela: Isimo sokuhlala eMonaco siyinto enhle kubantu abanenani eliphakeme ababheka ubumfihlo, ikhwalithi yendlela yokuphila nokuzinza kwezezimali njengokubaluleke kakhulu.

Izindlela Eziyinhloko Zokuhlala eMonaco

Akukho visa esemthethweni ye-Golden Visa noma i-visa yokutshala imali esemthethweni eMonaco. Ukuhlala eMonaco ngohlelo lokutshala imali isebenza ngaphansi Umthetho Wokuhlala WaseMonégasque, evumela izakhamuzi zakwamanye amazwe ukuba zithole indawo yokuhlala ngokuhlangabezana nezidingo ezibalulekile zezimali, indawo yokuhlala nezomuntu siqu.

1. Isidingo Sediphozithi Yezezimali

Abafakizicelo kumele bakhombise ukuthi bayakwazi ukuziphilisa ngokwezimali ngenkathi behlala eMonaco.

• Imali engenayo: €500,000 egcinwe ku-akhawunti yasebhange yaseMonaco.
• Izimali kufanele zigcinwe phakathi nenkathi yokuhlala.
• Ibhange likhipha incwadi yokuqinisekisa ngezimali ukuqinisekisa idiphozi kanye nokukhokhwa kwemali komfakisicelo.

Qaphela: Iningi labafakizicelo lifaka phakathi kuka- €500,000 no- €1 million kuye ngokuthi indlela yokuphila nobungako bomkhaya.

2. Isidingo sezimpahla ezibonakalayo

Abafakizicelo kufanele baqinisekise ukuhlala eMonaco ngenye yezindlela ezilandelayo:

• Ukuba ngumnikazi wezimpahla ezibonakalayo eMonaco.
• Ukuqashwa kwefulethi noma i-villa yesikhathi eside (isivumelwano sokuqasha okungenani sonyaka owodwa).
• Ubufakazi bendawo yokuhlala eyanele yawo wonke amalungu omndeni (isb. amakamelo okulala angu-2-3 emndenini).

Qaphela: Izakhiwo eMonaco zingezinye zezimpahla ezivelele kunazo zonke emhlabeni, ngamanani avamile angaphezu kuka-€45,000 ngethani ngalinye.

3. Ubufakazi bokuthi uhlala kuphi futhi ukuhlanganiswa

• Umfakisicelo kufanele asebenzise okungenani izinsuku ezingu-90 ngonyaka eMonaco ukuze ugcine indawo yokuhlala.
• Ukubonisa inhloso yokusungula indawo yokuhlala yangempela (ibhange, ukubhaliswa kwekheli, umshwalense, njll.).
• Ukugcina irekhodi elihlanzekile lobugebengu kanye nesikhundla esihle ezweni ohlala kulo ngaphambili.

Qaphela: IMonaco ibeka phambili abafakizicelo ababonisa ukuzibophezela kwesikhathi eside nokuhlanganiswa emphakathini wasendaweni.

Inqubo Yokufaka Isicelo

I- Isicelo sokuhlala eMonaco ilawulwa yi- UMnyango Wezokuphepha Komphakathi WaseMonaco (Direction de la Sûreté Publique), eqondisa izindaba zokuthuthela kwelinye izwe nezokuhlala.

Isifinyezo Esisheshayo

1. Lungiselela imibhalo nobufakazi bezezimali

• Incwadi yokufakazela yasebhange eqinisekisa idiphozi ephansi (€500,000+).
• Ubufakazi bokuthi uhlala eMonaco.
• Iphasiphothi elivumelekile, isitifiketi somlando wobugebengu, nomshuwalense wezempilo.

2. Faka isicelo

Faka isicelo ngqo IHhovisi LeMaphoyisa AseMonaco Elingena Emakhaya.

3. Ukuxoxisana nokuqinisekisa imvelaphi

Yiya emhlanganweni wocwaningo eMonaco.

4. Ukubuyekezwa Kwezokuphepha Nokwezimali

Iziphathimandla ziqinisekisa izimali zebhange, indawo yokuhlala, nemvelaphi yomuntu siqu.

5. Ukukhishwa kweMvume Yokuhlala (Carte de Séjour)

Lapho kuvunywa, abafakizicelo bathola amandla avuselelekayo ikhadi lokuhlala isebenza unyaka owodwa (ekuqaleni).

Umkhawulo Wesikhathi Ovamile

Isiteji	Isikhathi
Ukulungiselela Imibhalo	amasonto 4-6
Ukufakwa kwezicelo	amasonto angu-1-2
Ukuhlelwa Kwengxoxo	amasonto angu-2-4
Ukuvunyelwa Nokuhlala	amasonto angu-6-8

Qaphela: Iningi labafakizicelo lithola imvume yokuhlala ngaphakathi Izinyanga ezi-3 kuya kwezine ngemva kokuthunyelwa.

Isifundo Sokuhlola Isicelo Sokuba Nomsebenzi Wokuhlala eMonaco

Ukugcina Ingcebo Nokuthutha Indlela Yokuphila

Ngo-2023, Abalingani beGlobalhenel Ngemva kokuhlola iSwitzerland, iLuxembourg neMalta, wakhetha i- IMonaco ngenxa yokuzinza kwayo, ubumfihlo bayo nedumela layo lomhlaba wonke.

Ithimba lethu lasebenzisa ibhange eliholayo laseMonaco ukuvula i-akhawunti ene-deposit edlula i-€ 1 million, lasiza ekuvikeleni indawo yokuqasha yophahla eFontvieille, futhi lalawula yonke imibhalo yokuhlala. Amakhadi okuhlala eMonaco futhi bathuthela izindaba zabo zezimali ngaphansi kohulumeni obusekelayo waseMonaco.

Qaphela: Isakhiwo esiqondile saseMonaco siyenza ibe yinto ekahle kubantu abazimele ngokwezimali abafuna ukuphepha nokusebenza kahle kwezimali.

Izidingo Zokufaneleka

Abafakizicelo kumele bahlangabezane nalezi zimo ezilandelayo ukuze bathole ilungelo lokuhlala:

Izinkomba ezivamile

• Ubudala obuncane: Iminyaka engu-18.
• Umuntu ongeyena umlingani we-EU noma isakhamuzi se-EU (kokubili okuvumelekile).
• Umlando wokuhlushwa kwecala kuwo wonke amazwe lapho uhlala khona phakathi neminyaka emihlanu edlule.
• Ubufakazi bezindlela ezanele nezinkulu zezimali.
• Umshwalense wezempilo osebenza eMonaco naseSchengen.
• Indawo yokuhlala noma indawo yokuhlala esemthethweni eMonaco.

Izinketho Zobufakazi Bezezimali

Abafakizicelo kufanele banikeze okulandelayo:

1. Ukuqinisekiswa kwebhange Imali yokugcina imali engu- €500,000 + ekhasini laseMonaco.
2. Ubufakazi umsebenzi noma ubunikazi bebhizinisi eMonaco.
3. Ubufakazi ukuzimela ngokwezimali esekelwa yizimpahla zamazwe ngamazwe.

Qaphela: Indlela yokubeka imali ebhange ihlala iyindlela evamile kakhulu yabatshalizimali nabathweswe umhlalaphansi.

Ukuqinisekiswa Nokuvuselelwa Kwendawo yokuhlala

• Imvume yokuhlala yokuqala (Carte de séjour temporire): isebenza Unyaka owodwa.
• Ukuvuselelwa kwesibili (Carte de Séjour ordinaire): isebenza Iminyaka emithathu.
• Ngemva kweminyaka eyishumi yokuhlala njalo, abafaka izicelo bangafaka isicelo I-Carte de Résident (Ikhadi Lokuhlala Lasikhathi Sonke).

Qaphela: Ukuhlala unomphela kunikezwa ngokubona kweziphathimandla zaseMonégasque ngokusekelwe ekutholeni isikhundla esihle nokuhlanganiswa.

Indlela Yokuba Isakhamuzi

Ngemva Iminyaka eyishumi yokuhlala njalo, abantu ngabanye bangafaka isicelo Ubuzwe baseMonaco.

Nokho, ukuvunywa akuvamile futhi kunikezwa Ngokulawula Okuphakeme Ngokubona kweNkosi yaseMonaco, abafakizicelo kufanele babonise ukuhlanganiswa okuphelele, ukuziphatha okuhle nokuhlala isikhathi eside ngaphakathi kwePrincely.

Qaphela: IMonaco ayinikezi ngokuzenzakalelayo ubuzwe ngokutshala imali noma ngokuzenzakalela, kodwa abahlali besikhathi eside bangacatshangelwa ngesisekelo somuntu ngamunye.

Izinzuzo Zentela Nezezimali

IMonaco ingenye yezindawo ezibusiseke kakhulu emhlabeni ngokuthumela izintela kubantu abanenani eliphakeme.

Izinzuzo Zentela Eziyinhloko

• Ayikho intela engenayo yomuntu siqu.
• Ayikho inzuzo yenhlokodolobha noma intela yenzuzo.
• Ayikho intela yendabuko ngezinzalo eziqondile.
• Izikhwama zentela yenkampani ezinkampanini ezingenazo izimali ezifika ekhaya.
• Uhlelo lwezimali oluzinzile I-EU neFrance.

Qaphela: Izakhamuzi kufanele ziqaphele imithetho yokuhlala yentela ezweni lakubo langaphambili, njengoba izivumelwano zentela ephindwe kabili zilinganiselwe.

Ukuqhathanisa Nezinye Izinhlelo Zokuhlala ZaseYurophu

Izwe	Ukutshalwa Kwezimali Okuncane	Uhlelo Lwentela	Ukufaneleka Ukuba Isakhamuzi	Inzuzo Eyinhloko
IMonaco	Imali ebekiwe yasebhange engu- € 500 000	Ayikho intela engenayo	Ngemva kweminyaka eyishumi (ngokwengqondo)	Ukuzimela Nesithunzi
ISwitzerland	INtela yonyaka engama-CHF 250.000	Intela yesamba esisodwa	Ngemva kweminyaka engu-10 kuya ku-12	Ihabhu lokuphathwa kwengcebo
I-Luxembourg	Amabhizinisi angama-€500,000	Intela ejwayelekile ye-EU	Ngemva kweminyaka eyishumi	Ukuzinza Kwezezimali
IMalta	€600,000+	Intela yomuntu siqu	Izinyanga ezingu-12 kuya kwezingu-18 (ukuhlala)	Ubuzwe obuqondile be-EU
Portugal	€250,000+	Uhlelo lwe-NHR	Ngemva kweminyaka emihlanu	Inketho eguquguqukayo nehlala isikhathi esincane

Qaphela: IMonaco ayinakulinganiswa ngokukhululeka kwentela, ukuphepha komuntu siqu, nokugcinwa kokuphila okuyingqayizivele phakathi kwezinhlelo zokuhlala zaseYurophu.

Amaphutha Avamile Okufanele Agwenywe

1. Ukufaka isicelo ngaphandle kokuthola indawo yokuhlala yendawo.
2. Ukunikeza imibhalo enganele yezimali.
3. Ukungaqakathekisi izindleko zokuphila eziphakeme zaseMonaco.
4. Ukusebenzisa abaxhumanisi abangakaqinisekiswa ekuhleleni kwezimali.
5. Ukunganaki izidingo zokuvuselelwa kokuhlala kanye nobufakazi bokuthi ukhona.

Qaphela: Ukuqondiswa kochwepheshe kuqinisekisa ukuvunywa okungaguquguquki nokuhambisana kwesikhathi eside nemithetho yendawo.

Indlela Abalingani BakaGlobalhenel Abasekela Ngayo Abafakizicelo

Usizo Lwezazi Ngenqubo Yokuhlala eMonaco Engenazinkinga

Abalingani beGlobalhenel inikeza usizo oluphelele kumakhasimende afaka isicelo sokuhlala eMonaco, iqinisekisa ukuphathwa kahle kwezidingo zezimali, zomthetho nezinkantolo.

Ukusekela Kwethu Kuhilela

• Ukuhlolwa nokuhlelwa kokulungela.
• Ukuxhumanisa namabhange aseMonaco anelayisense lokuvula ama-akhawunti.
• Usizo lokufuna impahla noma lokuqasha noma lokuthenga impahla.
• Ukulungiselela imibhalo nokusekela izingxoxo.
• Ukuphathwa kwezimvume zokuhlala nokuvuselelwa.
• Ukusekela ukufuduka komkhaya nokuhlanganiswa kwendlela yokuphila.

Eminyakeni emibili edlule, siye sasiza ngempumelelo amaklayenti ase-Asia, eMpumalanga Ephakathi naseYurophu ekutholeni indawo yokuhlala eMonaco, siqinisekisa ukuyimfihlo okuphelele nokuhambisana nemithetho yeMonégasque.

Qaphela: Ubuhlobo bethu obuqinile nezikhungo zezimali nezomthetho zaseMonaco busebenza kahle kuzo zonke izigaba zesicelo.

Izindinganiso Zokuphila Nendlela Yokuphila EMonaco

• Liyingxenye yamazwe aphephe kakhulu emhlabeni anobugebengu obungaphansi kuka-zero.
• Izinhlelo zemfundo nezempilo ezihamba phambili emhlabeni.
• Indawo ekahle yokuhamba emhlabeni jikelele; ukusondela eFrance, e-Italy naseSwitzerland.
• Isimo sezulu saseMedithera nendlela yokuphila yikanokusho.
• Indawo ebalulekile yebhizinisi enamathuba amakhulu okuxhumana.

Izifunda Ezithandwayo

Isifunda	Incazelo
IMonte Carlo	Indawo yokunethezeka, yokuzijabulisa nebhizinisi
I-Fontvieille	Izindlu zesimanje ezihlala imikhaya
I-La Condamine	Indawo yokuhweba ephakathi
I-larvotto	Izakhiwo zasolwandle nezindawo eziphakeme
IJardin Exotique	Ukubuka okuzolile, okubukeka kahle

Qaphela: IMonaco inikeza izinga lokuphila elingenakuqhathaniswa, ilinganisela ukufinyelela ezimakethe ezinkulu zaseYurophu.

Imibuzo Evame Ukubuzwa

1. Iyini imali engenayo yokugcina indawo yokuhlala?

I-€ 500,000 ekhoneni laseMonaco (inconyelwa kakhulu imindeni).

2. Ngingayifaka yini emndenini wami?

Yebo, umlingani womshado nezingane ezizisekelwayo zifakwa ngaphansi kwesicelo esisodwa.

3. Le nqubo ithatha isikhathi esingakanani?

Ngokuvamile izinyanga ezingu-3-4 kusukela ekufakweni kuya ekukhishwe ikhadi lokuhlala.

4. Ingabe kudingeka ngihlala eMonaco ngokugcwele?

Ukuhlala okungenani izinsuku ezingu-90 ngonyaka kuyadingeka.

5. Ingabe lokhu kungaholela ekubeni yisakhamuzi?

Yebo, ngemva kweminyaka eyishumi, nakuba ukuvunywa kungokwengqondo.

6. Ingabe iMonaco iyingxenye ye-EU?

Cha, kodwa ihlobene eduze ne-EU nengxenye yeSchengen Zone.

7. Ingabe ngiyayikhokha intela eMonaco?

Cha, izakhamuzi zaseMonaco azikukhokhi intela yemali engenayo noma intela yenzuzo.

Ukwakha Ikusasa Eliqinisekile EMonaco

I- Ukuhlala eMonaco ngohlelo lokutshala imali I-Monaco iyindawo enhle kakhulu yabatshalomali abafuna ukuhlala isikhathi eside endaweni enobungako, enenzuzo yentela futhi enegunya eliyingqayizivele.

Abalingani beGlobalhenel iqinisekisa ukuthi isicelo sakho siphathwa ngendlela efanele, eyimfihlo futhi esebenza kahle – kusukela ekubekweni kwezimali kuya ekukhishwe indawo yokuhlala nasekuthuthweni komndeni.

Thola Abalingani beGlobalhenel namuhla ukuqala yakho Ukuhamba nokuhlala eMonaco, futhi uvikele ikusasa lakho kwelinye lamakhosi ahlonishwa kakhulu futhi anethezekile emhlabeni.