ISpain Indawo yokuhlala ngohlelo lokutshala imali

ISpain isibe enye yezindawo ezifunwa kakhulu eYurophu ngabatshalizimali, osomabhizinisi kanye nabaqeqeshi bomhlaba abafisa ukuhlala, ukusebenza nokuhamba ngokukhululekile kulo lonke elaseSchengen. ISpain Indawo yokuhlala ngohlelo lokutshala imali, eyaziwa nangokuthi I-Golden Visa yaseSpain, abantu ngabanye nemindeni bangathola ukuhlala ngokomthetho ngokwenza izimali ezifanelekile ezakhiweni, ebhizinisini noma ezimali ezivunyelwe uhulumeni.

Lolu hlelo lunikeza indlela eqondile yokuhlala futhi ekugcineni, ubuzwe kwelinye lamazwe aseYurophu anokuthula, acebile ngokwenkolo nangokwemali.

Okwenza Uhlelo Lwezinsiza Zokuhlala LwaseSpain Ludonse Abatshalizimali Bomhlaba Wonke

ISpain inikeza inhlanganisela yezinzuzo zokuphila, ukuzinza kwezimali nokulula kokufinyelela okungeke kufane namazwe ambalwa aseYurophu. I-Golden Visa Uhlelo lwenza lula inqubo yokuhlala kwabatshalomali bakwamanye amazwe, luvumela ukuba bahlale eSpain futhi bahambe ngaphandle kwe-visa kuyo yonke indawo yaseSchengen.

Izinzuzo Eziyinhloko

• Amalungelo okugcina egcina eSpain ngenxa yakho nomndeni wakho.
• Ukuhamba ngaphandle kwe-visa kuwo wonke amazwe angama-27 aseSchengen.
• Indlela eya ekuhlaleni unomphela nasesizweni ngemva kokuhlala ngokomthetho.
• Ukufakwa komkhaya ukuvikela umlingani womshado, izingane nabazali abazinakekelayo.
• Ukufinyelela emfundweni nasekwelashweni ngaphansi kohlelo lukahulumeni lwaseSpain.
• Akukho sidingo sokuhlala esincane ukuze ugcine indawo yokuhlala.

Izindlela Eziyinhloko Zokutshalwa Kwezimali

1. Ukuthengwa Kwezakhiwo: Ubuncane be- €500,000 (ngaphandle kwezindleko).
2. Ukutshala imali kwebhizinisi: Ukusungula noma ukutshala imali ebhizinisini elidala amathuba emisebenzi noma elifaka isandla emnothweni.
3. Amabhondi kahulumeni noma amasheya: Ubuncane be-€ 2 million esikweletini sikahulumeni waseSpain noma i-€ 1 million emisebenzini yenkampani.
4. Imali Ebhange: I-1 million € esikhungweni sezimali saseSpain.

Qaphela: Izakhiwo ezibonakalayo zisaba umzila othandwa kakhulu ngoba zihlanganisa indlela yokuphila namathuba okukhula kwempahla.

Indlela Umsebenzi Wokuhlala ESpain Ngokusebenzisa Uhlelo Lokutshala Imali

Le nqubo ilula futhi iqonde ngqo, ikakhulukazi uma iqondiswa ochwepheshe abaqeqeshiwe.

Isifinyezo Esisheshayo

1. Khetha indlela yakho yokutshala imali.
   Khetha uhlobo lokutshala imali; iningi labatshalizimali likhetha impahla engenamthungo.
2. Lungiselela amadokhumenti akho asemthethweni.
   Lokhu kuhlanganisa ipasipoti evumelekile, ubufakazi bezimali zokutshala imali, irekhodi elihlanzekile lobugebengu, nomshuwalense wezempilo.
3. Yenza imali efanelekile.
   Qedela ukuthenga impahla noma ukudluliselwa kwemali bese uthola ubufakazi bobunikazi.
4. Faka isicelo sakho sokuhlala.
   Faka isicelo noma eSpain noma ngokusebenzisa ummeli waseSpain phesheya.
5. Thola imvume yakho yokuhlala.
   Imvume yokuhlala yokuqala isebenza iminyaka emibili futhi ingavuselelwa iminyaka emihlanu.

Isikhathi Sokusebenza

Isinyathelo	Isikhathi Esilinganisiwe
Ukulungiselela Imibhalo	amasonto angu-2-4
Ukuqedwa Kokutshala Imali	amasonto 2-8
Ukufakwa kwezicelo	amasonto angu-1-2
Ukuvunywa & Ikhadi Lokuhlala	Izinyanga ezingu-1-2

Qaphela: Ngokwesilinganiso, amaklayenti amaningi e-Globalhenel Partners athola imvume yawo yokuhlala ezinyangeni ezintathu ngemuva kokuqala inqubo.

Isibonelo Sokuphila Kwangempela Esivela Kuhlangenwe nakho Kwabalingani Bethu Be-Globalhenel

Lapho Ukwenza Izinto Zihlale Zilula Kuholela Ekuphumeleleni

Ngonyaka odlule, ihhovisi lethu lathola imibuzo eminingi evela kochwepheshe baseSingapore nase-UAE abaqale bakholelwa ukuthi I-Golden Visa yaseSpain Ngemva kokubonisana, babona ukuthi le nqubo yayilula kangakanani. Abalingani beGlobalhenel wabanikeza izinyathelo, wasiza ekuqinisekiseni izakhiwo ezifanele eMadrid naseValencia, futhi waqinisekisa ukuthi izimali zabo zidluliselwa ngezindlela zebhange ezihambisana.

Okwamangaza kakhulu ukuthi uma isitifiketi sezimpahla kanye nenombolo yokutholwa kwentela (NIE) sesibhalisiwe, imvume yokuhlala yomkhaya wabo yamukelwa zingakapheli izinsuku ezingu-45.

Qaphela: Ukuqondiswa kochwepheshe kungashintsha inqubo eyinkimbinkimbi ibe uhambo oluphephile nolubikezelayo.

Ukuqonda Ngokuningiliziwe Izinketho Zokutshala Imali

Indlela ngayinye yokufaka imali enesidingo inenzuzo eyingqayizivele.

1. Ukutshalwa Kwezimali Ezingathengiswayo

I- Ukutshala izindlu ngezimali okungu- €500,000 Umzila uhlala uthandwa kakhulu phakathi kwabafakizicelo.

• Kungaba nendawo eyodwa noma eziningi ezibiza u-€500,000.
• Izakhiwo zokuhlala nezentengiso ziyakwazi ukufinyelela.
• Abatshalizimali bagcina ilungelo eliphelele lobunikazi nelokuqasha.
• Indlela esheshayo yokuya endaweni yokuhlala enethuba elikhulu lokuthengisa kabusha.

Qaphela: Abatshalizimali bavame ukukhetha izindawo eziseMadrid, eBarcelona, eValencia noma eMarbella ngenxa yokukhula kwazo okuzinzile emakethe kanye nesidingo esikhulu sokuqashisa.

2. Ibhizinisi Nokwenza Imisebenzi

Kulabo abanesifiso sokusungula ibhizinisi, iSpain yamukela abatshalizimali abaqala noma bandise amabhizinisi azuzisa umnotho wasendaweni.

• Kumele kuvele imisebenzi noma kusekelwe emisha yezesayensi nezobuchwepheshe.
• Izinhlelo zebhizinisi zihlolwe yiMnyango Wezomnotho.
• Kuheha abatshalizimali emithonjeni yamandla avuselelekayo, ezentengiselwano nezobuchwepheshe.

3. Ukufakwa Kwezimali

Lokhu kuhlanganisa nokutshala imali:

• Amabhondi kahulumeni: Ubuncane bama-euro ayizigidi ezimbili.
• Izimali zezimali zaseSpain: Ubuncane be-euro eyizigidi ezingu-1.
• Imali Efakwa Ebhange: Ubuncane be-€ 1 million emabhange aseSpain.

Qaphela: Izimali zokutshala imali zilungele abantu abafuna izinketho zokugcinwa okuncane ngokuzibandakanya okuncane ngokomzimba.

Ubani Ofanele Ukuhlala ESpain Ngokusebenzisa Uhlelo Lokutshala Imali

Izinkomba zokufaneleka zicacile futhi zifinyeleleka kubatshalizimali abaningi bamazwe omhlaba.

Izidingo Zokusungula

• Umuntu ongeyena umlingani we-EU, EEA noma waseSwitzerland.
• Ubudala obuncane obungu-18
• Umlando wokuzibulala uhlanzekile.
• Umshwalense wezempilo osebenzayo eSpain.
• Ubufakazi bezimali ezanele.
• Ukuqedwa kokutshalwa kwezimali okufanelekile.

Ukuhlanganiswa Komkhaya

Izindaba zakho umlingani womshado, izingane ezingaphansi kweminyaka engu-18, futhi abazali abahlala izingane ezivuthiwe zingaba nazo uma zisekhaya.

Qaphela: Uhlelo lweSpain lokuthuthela kwelinye izwe luyisisekelo somkhaya futhi luqinisekisa ukufakwa kahle kwezizukulwane ngezizukulwane.

Amalungelo Esemthethweni Nendlela Yokuba Isakhamuzi

I-Golden Visa yaseSpain ayigcini nje ngokunika umuntu ilungelo lokuhlala kodwa futhi iyindlela yokuhamba ubuzwe.

• Ngemva iminyaka emihlanu uma uhlala khona, ungafaka isicelo indawo yokuhlala unomphela.
• Ngemva iminyaka eyishumi, ungakwazi ukufanelekela Ubuzwe baseSpain.
• Izakhamuzi zithola amalungelo aphelele e-EU, kuhlanganise nokuvota nokufinyelela emsebenzini.

Qaphela: Isikhathi osisebenzisile uhlala ngaphandle kweSpain akusivimbeli ukuba uvuselele imvume yakho yokuhlala, okwenza kube lula ngabatshalizimali bamazwe omhlaba.

Ukuqhathanisa ISpain Nezinye Izinhlelo Zokuhlala E-EU

Izwe	Ukutshalwa Kwezimali Okuncane	Ukuhlanganiswa Komkhaya	Ukufaneleka Ukuba Isakhamuzi	Inzuzo Eyinhloko
ISpain	€500,000	Yebo	Ngemva kweminyaka eyishumi	Indlela yokuphila nenkululeko yokuhamba
Portugal	€250,000-€500,000	Yebo	Ngemva kweminyaka emihlanu	Isikhathi esifushane sokuthola ubuzwe
IGrisi	€250,000	Yebo	Ngemva kweminyaka engu-7	Izindleko zokungena eziphansi
IMalta	€600,000+	Yebo	Ngemva kwezinyanga ezingu-12 kuya kwezingu-18	Indlela eqondile yobuzwe

Qaphela: ISpain inikeza ukulinganisela okungcono kakhulu phakathi kokuguquguquka, ukubaluleka kokutshalwa kwezimali nokuvikeleka kwesikhathi eside.

Izinselele Ezivamile Nendlela Yokuzigwema

Nakuba inqubo ihlelekile, abatshalizimali kufanele bagweme izingibe ezivamile.

Amaphutha Avame Ukuphindwa

• Ukuthenga impahla ngaphandle kokuqapha okusemthethweni.
• Ukudluliselwa kwezimali ngezindlela ezingahambelani.
• Ukuletha imibhalo engaphelele.
• Uma kucatshangwa ukuthi zonke izakhiwo ezibonakalayo zifaneleka ngokuzenzakalelayo.

Amathiphu Ochwepheshe

• Sebenza nommeli waseSpain onelayisense futhi onguchwepheshe wezokufuduka.
• Hlola wonke ama-akhawunti asebhange namasheya.
• Qinisekisa ukuthi izimali zakho zivela emithonjeni esemthethweni.
• Sebenzisa abeluleki abanolwazi lwe-NIE kanye nokubhaliswa kwentela.

Qaphela: Indlela ehlelekile iqinisekisa ukusetshenziswa okuphelele nokulungile ngokomthetho.

Indlela Abalingani BakaGlobalhenel Abasiza Ngayo Abatshalizimali

Iseluleko Esenzelwe Ukusetshenziswa Okulula

Izindaba zethu Abalingani beGlobalhenel iqembu linikeza ukusekelwa kokuqala kuze kube sekupheleni kubo bonke ISpain Indawo yokuhlala ngohlelo lokutshala imali Kusukela ekuhlolweni kokuqala kokuthi uyafaneleka yini ukufaka imali ekuphatheni nasekuhlanganisweni komkhaya, senza lula zonke izinyathelo.

Izinsizakalo zihlanganisa:

• Ukuhlolwa kwangaphambi kokuthi kuqinisekiswe ukuhambisana nokutshalwa kwezimali.
• Ukuxhumanisa namahhovisi ommeli aseSpain.
• Ukubonisana kwezezimali nezempahla ngokusebenzisa abalingani abaqinisekisiwe.
• Ukubhalwa kwemibhalo yomkhaya nokusekelwa kokuhumusha.
• Ukuvuselelwa kokuphila ngemva kokuhlala kanye nokuhlela ukuba yisakhamuzi.

Siye wasiza amaklayenti avela kulo lonke elase-Asia, e-Afrika naseMpumalanga Ephakathi ukuba ahlele ngempumelelo eSpain.

Qaphela: Ukusebenzisana nochwepheshe kunciphisa ubungozi, konga isikhathi futhi kuqinisekisa imiphumela emihle.

Izindawo Ezishisayo Zokuthengiswa Kwezimpahla Ezingathengiswayo Zabatshalizimali

Imakethe yezezakhiwo yaseSpain inikeza ukuhlukahluka kumaphrofayli abo bonke abatshalizimali.

Amadolobha Okuhweba Okuphezulu

Idolobha	Intengo Ephakathi Ngamamitha-skwele	Isikhalo Sokutshala Imali
IMadrid	€4,100	Indawo ebalulekile yebhizinisi kanye nesidingo sokuqasha
IBarcelona	€4,700	Ezokuvakasha eziqinile nezikole zamazwe omhlaba
IValencia	€2,300	Ukuphila ngasogwini okunokuthengwa okungabizi
IMarbella	€3,500	Ukunakwa Kwezinto Zokunethezeka Nokuphila
I-Alicante	€2,000	Intandokazi yomhlalaphansi enezisusa ezikhulayo

Qaphela: Izakhiwo eziseduze namanyuvesi, amapaki ezentengiselwano nezindawo zokuhamba ngokuvamile zinikeza inani elingcono esikhathini eside.

Izidingo Zokuvuselela Nokugcina

Izindaba zakho imvume yokuhlala yokuqala isebenza iminyaka emibili futhi ingavuselelwa iminyaka emihlanu.

• Ubufakazi bokuthi uqhubeka ungumnikazi noma utshale imali.
• Umshwalense wezempilo osebenza kahle nezindlela zezimali.
• Ukuhlanza amarekhodi obugebengu namadokhumenti avuselelwe.

Qaphela: Ukuvuselelwa kokuhlala kuvame ukwamukelwa kungakapheli izinsuku ezingu-30 ngemuva kokwethula uma imibhalo igcwele.

Imibuzo Evame Ukubuzwa

1. Ingabe kunesidingo esiphansi sokuhlala?

Cha, i-Golden Visa yaseSpain ikuvumela ukuba ugcine ukuhlala kwakho ngaphandle kokuhlala ezweni ngokugcwele.

2. Ngingayiqasha yini impahla yami?

Yebo, zonke izakhiwo eziphansi kweGolden Visa zingaqashwa ukuze uthole inzuzo.

3. Kuzothatha isikhathi esingakanani ngaphambi kokuba ngifake isicelo sokuba yisakhamuzi?

Ngemva kweminyaka eyishumi uhlala ngokusemthethweni, ungafaka isicelo sokuba yisakhamuzi, ngaphansi kwemibandela yolimi nokuhlanganiswa.

4. Ngingakwazi yini ukuxhasa ingxenye yesabelo sami?

Ama-euro angu-500 000 okuqala kufanele abe angathwesi mthwalo.

5. Ingabe ubuzwe obubili buvumelekile?

ISpain ivumela ukuba nezakhamuzi ezimbili emazweni akhethiwe.Abafakizicelo kufanele babonane nochwepheshe bezomthetho ukuze babone ukuthi ubuzwe babo buhambisana kanjani.

6. Kwenzekani uma ngithengisa impahla yami?

Kumele ugcine imali ekhokhwayo ukuze ugcine isimo sakho sokuhlala sisebenza.

Amathuba Omsebenzi Nendlela Yokuphila ESpain

ISpain inikeza abasebenzi nemindeni indawo ephumelelayo:

• Ukufinyelela ezimakethe nasezinhlanganweni zebhizinisi zaseYurophu.
• Ingqalasizinda enhle, imfundo, nokunakekelwa kwezempilo.
• Isimo sezulu saseMedithera nekhwalithi ephezulu yokuphila.
• Imakethe yezimpahla ezizinzile enenani elifanayo.

Qaphela: Abatshalizimali bavame ukuthola ukuthi izinzuzo zokuphila ziqakatheke kakhulu kunezingxenye zezimali kuphela.

Qala Ukuhlala Kwakho ESpain Ngolwazi Lokutshala Imali

Uma ucabanga ukuthuthela eYurophu noma ukutshala imali, ISpain Indawo yokuhlala ngohlelo lokutshala imali Kungakhathaliseki ukuthi ufuna inkululeko engcono yokuhamba, amathuba ebhizinisi, noma indlela yokuphila yaseYurophu enobungane emndenini, iSpain inikeza konke.

Abalingani beGlobalhenel kusiza abatshalizimali kusukela ekubonisaneni kokuqala kuya ekuvunyelweni kokuhlala, kuqinisekiswe ukuhambisana, ukucaca nokuthula kwengqondo.

Xhumana nathi manje ukuze uthole ukuhlolwa komuntu siqu kokufaneleka bese uqala uhambo lwakho lokuya eYurophu ngokuzethemba.