ISpeyin Indawo yokuhlala ngokwenkqubo yotyalo-mali

ISpeyin iye yaba yenye yezona ndawo zifunwa kakhulu eYurophu ngabatyali mali, oosomashishini, kunye nabaqeqeshi behlabathi abafuna ukuhlala, ukusebenza nokuhamba ngokukhululekileyo ngaphesheya kweSchengen Zone. ISpeyin Indawo yokuhlala ngokwenkqubo yotyalo-mali, ekwabizwa ngokuba yi I-Golden Visa yaseSpeyin, abantu kunye neentsapho banokufumana isigxina sokuhlala ngokusemthethweni ngokwenza utyalo-mali olufanelekileyo kwipropathi, ishishini, okanye kwiiasethi zemali ezivunyiweyo ngurhulumente.

Le nkqubo inika indlela ekhokelela ngqo ekuhlaleni kwaye ekugqibeleni, ubumi kwelinye lamazwe aseYurophu anenkqubela phambili, atyebileyo ngokwenkcubeko nangokwezoqoqosho.

Isizathu Sokuba Isifundo Sokuhlala SaseSpeyin Ngokusebenzisa Iinkqubo Zotyalo-mali Sitsale Abatyali-mali Behlabathi

ISpeyin inika umxube wezinto eziphambili zokuphila, uzinzo lwezemali, nokufikelela lula, ezingafaniyo nezo zininzi zeentlanga zaseYurophu. I-Golden Visa inkqubo yenza lula inkqubo yokuhlala abatyali mali basemzini, ivumela ukuba bahlale eSpeyin kwaye bahambe ngaphandle kwe-visa kulo lonke ilizwe laseSchengen.

Iingenelo Ezisisiseko

• Amalungelo okuhlala ngokupheleleyo eSpeyin ngenxa yakho nentsapho yakho.
• Ukuhamba ngaphandle kwe-visa kuwo onke amazwe angama-27 aseSchengen.
• Indlela yokuhlala ngokusisigxina nobumi emva kokuhlala ngokusemthethweni.
• Ukukhutshwa kweentsapho Ukugcinwa komtshato, abantwana kunye nabazali abaxhomekeke kubo.
• Ukufikelela kwimfundo nakunonophelo lwempilo phantsi kwenkqubo kawonkewonke yaseSpeyin.
• Akukho mfuneko yokuma ukugcina indawo yokuhlala.

Iindlela Zokutyala Imali

1. Ukuthengwa kwezindlu: Ubuncinane be- €500,000 (ngaphandle kwemali mboleko).
2. Utyalomali lweshishini: Ukuseka okanye ukutyala imali kwishishini elidala amathuba emisebenzi okanye elinceda uqoqosho.
3. Iibhondi okanye izabelo zikarhulumente: Ubuncinane i-euro ezingama-2 ezigidi kwibhanki kaRhulumente waseSpain okanye i-euro ezili-1 ezigidi kwizabelo zeenkampani.
4. Idiphozithi yebhanki: I-1 yezigidi ze-euro kwiziko lezemali laseSpeyin.

Qaphela: Iindawo zokuthengisa izindlu nomhlaba zisaqhubeka zithandwa kakhulu kuba zidibanisa indlela yokuphila kunye namandla okukhula kwempahla.

Indlela Esisebenza Ngayo Inkqubo Yokuhlala eSpeyin

Inkqubo iyacaca kwaye ilula, ingakumbi xa ikhokelwa ziingcali eziqeqeshiweyo.

Isinyathelo Ngesinyathelo

1. Khetha indlela yakho yokutshintsha imali.
   Khetha uhlobo lotyalo-mali – uninzi lwabatyali mali lukhetha ipropathi.
2. Lungiselela amaxwebhu akho asemthethweni.
   Oku kuquka ipasipoti esebenzayo, ubungqina bemali etyalwe kuyo, imbali yolwaphulo-mthetho ecocekileyo, kunye ne-inshorensi yezempilo.
3. Yenza utyalo-mali olufanelekileyo.
   Gcwalisa ukuthengwa kwepropati okanye ukudluliselwa kwemali uze ufumane ubungqina bobunini.
4. Faka isicelo sakho sokuhlala.
   Faka isicelo okanye eSpeyin okanye kwi-consulate yaseSpeyin phesheya.
5. Fumana imvume yakho yokuhlala.
   Imvume yokuhlala yokuqala isebenza iminyaka emibini kwaye inokuvuselelwa iminyaka emihlanu.

Ixesha lokuSebenza

Inyathelo	Ixesha eliqikelelweyo
Ukulungiswa kwamaxwebhu	iiveki ezi-2 ukuya kwezi-4
Ukugqitywa kweTyala	Iiveki ezi-2-8
Ukufakwa kwezicelo	Iiveki ezi-1 ukuya kwezi-2
I-Authorisation & Residence Card	Iinyanga ezi-1 ukuya kwezi-2

Qaphela: Ngokwesilinganiso, uninzi lwabathengi beGlobalhenel Partners bafumana imvume yabo yokuhlala kwisithuba seenyanga ezintathu emva kokuqalisa inkqubo.

Umzekelo Wokwenene Wokuphila Kumava Eentsebenziswano Zethu ZaseHlabathi

Xa Ukulula Kukhokelela Kwimpumelelo

Kunyaka ophelileyo, iofisi yethu yafumana imibuzo emininzi evela kubaqeqeshi baseSingapore nase-UAE ababekholelwa ekuqaleni ukuba I-Golden Visa yaseSpeyin Emva kokubonisana, baqonda ukuba le nkqubo yayilula kangakanani. Iinkampani zeGlobalhenel wabanceda bahambe onke amanyathelo, wanceda ukuqinisekisa iipropati ezifanelekileyo eMadrid naseValencia, kwaye waqinisekisa ukuba imali yabo idluliselwa ngeendlela zebhanki ezihambelanayo.

Into eyabamangalisa kakhulu kukuba xa isatifikethi sepropati kunye nenombolo yokuchonga irhafu (NIE) zibhaliswe, imvume yokuhlala yentsapho yabo yamkelwa kwisithuba seentsuku ezingama-45.

Qaphela: Ulwalathiso olunikwa ngabaqeqeshi lunokuguqula inkqubo enzima ibe luhambo olukhuselekileyo nolunokubonwa kwangaphambili.

Ukuqonda iinketho zotyalo-mali ngokweenkcukacha

Indlela nganye yokutshintsha imali inenzuzo ekhethekileyo, kuba ukhetho lwakho luxhomekeke kwiminqweno yakho nakwiimeko zakho zezemali.

1. Ukutshalwa kwezindlu nokuthengiswa kwezindlu

I- Ukutshalwa kwezindlu ngezindlu ngeendleko ezingama-500 000 EUR indlela ihlala iyona ithandwayo phakathi kwabafakizicelo.

• Inokuquka enye okanye iipropati ezininzi ezixabisa i-500,000 ye-euro.
• Zombini izindlu zokuhlala nezorhwebo ziyangenelwa.
• Abatyali mali bagcina ilungelo elipheleleyo lobunikazi nelokuqesha.
• Eyona ndlela ikhawulezayo yokuya kwindawo yokuhlala enokubakho okuphezulu.

Qaphela: Abatyali mali badla ngokukhetha izindlu eMadrid, eBarcelona, eValencia, okanye eMarbella ngenxa yokukhula kwazo kwimarike nokwanda kwemfuno yazo yokuqesha.

2. Ishishini Nokwenza Imisebenzi

Kulabo banqwenela ukuba ngoosomashishini, iSpeyin yamkela abatyali mali abaqala okanye bandise amashishini anceda uqoqosho lwasekuhlaleni.

• Kufuneka kuveliswe imisebenzi okanye kuxhaswe ubuchule bezobuchwephesha nezobuchwephesha.
• Iiplani zoshishino ziqwalaselwa liSebe lezoqoqosho.
• Ukutsala abatyali mali kumandla ahlaziyekayo, izinto eziphathekayo kunye netekhnoloji.

3. Ukutshalwa kwezimali kwiiasethi

Oku kuquka ukutyala imali:

• Iibhondi zikaRhulumente: Ubuncinane i-2 yezigidi ze-euro.
• Izabelo zeSpanish: Ubuncinane i-1 yezigidi ze-euro.
• Iidiphozithi zebhanki: Ubuncinane i-1 yezigidi ze-euro kwiibhanki zaseSpeyin.

Qaphela: Ukutshalwa kwezimali kulungele abantu abafuna iindlela zokugcina izinto ezincinci kunye nokuzibandakanya okuncinci.

Ngubani ofanelekileyo ukuba abe ngumhlali waseSpeyin ngenkqubo yotyalo-mali

Imigaqo yokufaneleka icacile kwaye iyafikeleleka kubathengisi abaninzi bamazwe ngamazwe.

Iimfuno Ezisisiseko

• Ummi ongekho kwi-EU, EEA okanye waseSwitzerland.
• Ubuncinane be-18 leminyaka ubudala.
• Iinkcukacha zobugebengu ezicocekileyo.
• Iinshorensi zempilo ezifanelekileyo eSpeyin.
• Ubungqina bokuba unezixhobo ezaneleyo zemali.
• Ukugqitywa kotyalo-mali olufanelekileyo.

Ukukhutshwa Kwintsapho

Isigqibo sakho iqabane, abantwana abangaphantsi kweminyaka eli-18, kwaye abazali abaxhomekeke bonke bangakwazi ukufakwa phantsi kwesicelo esinye.

Qaphela: Isakhelo sokungena kwabantu eSpeyin sinxulumene nosapho yaye siqinisekisa ukubandakanywa kakuhle kwezizukulwana ngezizukulwana.

Amalungelo asemthethweni nendlela yokufumana ubumi

I-Golden Visa yaseSpeyin ayinikeli nje kuphela ukuhlala kodwa ikwanikezela nendlela yokuya ubumi.

• Emva koko iminyaka emihlanu ukuba uhlala apho, ungafaka isicelo ukuhlala ngokusisigxina.
• Emva koko iminyaka elishumi, unokuba ufanelekile Ubuzwe baseSpeyin.
• Abemi bafumana amalungelo apheleleyo e-EU, kuquka ukuvota nokufikelela emsebenzini.

Qaphela: Ixesha olichitha uhleli ngaphandle kweSpeyin alithinteli ukuba ungavuseleli imvume yakho yokuhlala, nto leyo eyongeza ukulungelelaniswa kwabatyali mali behlabathi.

Ukuthelekisa ISpeyin nezinye iinkqubo zokuhlala ze-EU

Ilizwe	Ubuncinane beMali	Ukukhutshwa Kwintsapho	Ukufaneleka kobuzwe	Inzuzo Enkulu
ISpeyin	€500,000	Ewe	Emva kweminyaka eli-10	Indlela yokuphila nenkululeko yokuhamba
IPortugal	€250,000-€500,000	Ewe	Emva kweminyaka emihlanu	Ixesha elifutshane lobumi
IGrisi	€250,000	Ewe	Emva kweminyaka esixhenxe	Iindleko zokungena ezisezantsi
IMalta	€600,000+	Ewe	Emva kweenyanga ezili-12 ukuya kwezili-18	Indlela yokungena ngokuthe ngqo kubemi

Qaphela: ISpeyin inika ulungelelwaniso olufanelekileyo phakathi kokuguquguquka, ixabiso lotyalo-mali, nokhuseleko lwexesha elide.

Iingxaki Eziqhelekileyo Neendlela Zokuziphepha

Nangona inkqubo yenziwe kakuhle, abatyali mali kufuneka baphephe iziphithiphithi eziqhelekileyo.

Iimpazamo Eziqhelekileyo

• Ukuthenga impahla ngaphandle kokwenza izigqibo zomthetho.
• Ukudluliselwa kwemali ngeendlela ezingahambelaniyo.
• Ukuhambisa amaxwebhu angapheleliyo.
• Ukuba zonke izindlu nomhlaba zifanelekile ngokuzenzekelayo.

Iingcebiso Zeengcali

• Sebenza nommeli waseSpeyin onelayisensi kunye nengcali yokufuduka.
• Hlola zonke izihloko zepropati kunye neerekhodi zebhanki.
• Qinisekisa ukuba imali yakho ivela kwimithombo esemthethweni.
• Sebenzisa abacebisi abanamava kwi-NIE kunye nokubhaliswa kwerhafu.

Qaphela: Indlela ehlelwe kakuhle iqinisekisa ukuba kusetyenziswa kakuhle kwaye kusebenza kakuhle ngokusemthethweni.

Indlela Abaqeshwa beGlobalhenel Abanceda Ngayo Abatyali-mali

Iingcebiso Ezilungiselelwe Ukusetyenziswa Kwezicelo Ezilungelelanisiweyo

Iinkcukacha zethu Iinkampani zeGlobalhenel iqela linika inkxaso ukususela ekuqaleni ukuya ekugqibeleni kubo bonke ISpeyin Indawo yokuhlala ngokwenkqubo yotyalo-mali Ukususela ekuhlolweni kokuqala kokulungela ukuya kulawulo lotyalo-mali nokufakwa kwentsapho, silwenza lula onke amanyathelo.

Iinkonzo ziquka:

• Ukuhlolwa kwangaphambili kokuthobela utyalo-mali.
• Ukudibanisa neekonsula zaseSpeyin kunye neenkundla.
• Ukubonisana ngeRhafu kunye neNtengiso yeNtengiso ngeqabane eliqinisekisiweyo.
• Uxwebhu lwentsapho nenkxaso yokuguqulela.
• Ukuhlaziywa emva kokuhlala kunye nokucwangciswa kobuzwe.

Siye sanceda abathengi abavela kulo lonke elaseAsia, eAfrika nakuMbindi Mpuma ukuba bahlale ngempumelelo eSpeyin.

Qaphela: Ukusebenzisana nabaqeqeshi kunciphisa umngcipheko, konga ixesha, yaye kuqinisekisa iziphumo ezingcono.

Iindawo eziPhambili zeZindlu eziThengiswayo zabaTyali-mali

Imarike yaseSpeyin yendawo yokuhlala inikezela ngeendlela ezahlukeneyo zokubeka imali kwiprofayile nganye yomthengisi.

Iidolophu eziphambili zotyalo-mali

Isixeko	Ixabiso eliphakathi nge m2	Isibheno Sotyalo-mali
IMadrid	€4,100	Indawo yokusebenzela kunye nemfuno yokuqesha
IBarcelona	€4,700	Ukhenketho olomeleleyo nezikolo zamazwe ngamazwe
IValencia	€2,300	Ukuhlala kunxweme ngexabiso elifikelelekayo
IMarbella	€3,500	Ukuncoma Ixabiso Eliphakamileyo
IAlicante	€2,000	Umdlali oselula othandwayo kunye noluntu olunyukayo

Qaphela: Iindawo ezikufuphi neeyunivesithi, iipaki zeshishini, neendawo zokuhamba zihlale zinenzuzo engakumbi kwixesha elide.

Iimfuno zokuhlaziya nokugcina

Isigqibo sakho imvume yokuhlala yokuqala isebenza iminyaka emibini kwaye inokuvuselelwa iminyaka emihlanu.

• Ubungqina bobunini okanye utyalo-mali olungapheliyo.
• Iinshorensi zempilo ezifanelekileyo kunye neendlela zemali.
• Ukucoca imbali yobugebengu kunye namaxwebhu ahlaziyiweyo.

Qaphela: Ukuvuselelwa kokuhlala kuhlala kuvunywa kwiintsuku ezingama-30 emva kokungeniswa, ukuba amaxwebhu agqityiwe.

Imibuzo Ebuzwa Rhoqo

1. Ngaba kukho imfuneko ephantsi yokuhlala?

Hayi, i-Golden Visa yaseSpeyin ikuvumela ukuba ugcine ukuhlala kwakho ngaphandle kokuhlala ixesha elipheleleyo kweli lizwe.

2. Ngaba ndingakwazi ukuqesha indawo yam?

Ewe, zonke izindlu nomhlaba eziphantsi kweGolden Visa zinokuqeshiswa ukuze ufumane inzuzo.

3. Kuthatha ixesha elingakanani ngaphambi kokuba ndifake isicelo sokuba ngummi?

Emva kweminyaka elishumi uhlala ngokusemthethweni, ungenza isicelo sobumi, kuxhomekeke kulwimi kunye nemigangatho yokudibanisa.

4. Ngaba ndinokuxhasa imali yam?

I-500 000 yokuqala kufuneka ingabi naxinzelelo.

5. Ngaba ukuzalwa kwabantu ababini kuvumelekile?

ISpeyin ivumela ukuba ube ngummi wesibini namazwe akhethiweyo.Abafakizicelo kufuneka bathethathethane neengcali zezomthetho ukuze baqinisekise ukuba ubuzwe babo buhambelana.

6. Kwenzeka ntoni ukuba ndithengisa impahla yam?

Kufuneka ugcine utyalo-mali olufanelekileyo ukuze ugcine isigxina sakho sokuhlala sisebenza.

Amathuba Omsebenzi Nendlela Yokuphila ESpeyin

ISpeyin inika abaqeqeshi kunye neentsapho indawo entle:

• Ukufikelela kwiimarike zaseYurophu nakumanethiwekhi oshishino.
• Ulwakhiwo oluhle, imfundo, nokunyamekela impilo.
• Imozulu yeMeditera nomgangatho ophezulu wobomi.
• Imarike yepropati eqinileyo kunye nokuxabisa okuqhubekayo.

Qaphela: Abatshalizimali badla ngokufumanisa ukuba iingenelo zendlela yokuphila zininzi kunezo zimali.

Qala Ukuhlala Kwakho ESpeyin Ngoluhambo Lokutyala Imali

Ukuba ucinga ngokuthuthela kwelinye ilizwe okanye utyalomali eYurophu, ISpeyin Indawo yokuhlala ngokwenkqubo yotyalo-mali Inika abantu abaninzi ithuba lokuhamba ngendlela ekhuselekileyo, okanye indlela yokuphila eYurophu enobuhlobo nosapho, kodwa iSpeyin inikela ngazo zonke izinto.

Iinkampani zeGlobalhenel inceda abatyali mali ukususela kwintlanganiso yokuqala ukuya ekuvunyelweni kokuhlala, ukuqinisekisa ukuhambelana, ukucaca, noxolo lwengqondo.

Nxibelelana nathi ngoku ukuze ufumane uvavanyo lokufaneleka ngokobuqu kwaye uqale uhambo lwakho lokuya kuhlala eYurophu ngokuzithemba.