IPortugal Indawo yokuhlala ngokwenkqubo yotyalo-mali

IPortugal Indawo yokuhlala ngokwenkqubo yotyalo-mali

IPortugal Indawo yokuhlala ngokwenkqubo yotyalo-mali, eyaziwa kwihlabathi jikelele njenge I-Golden Visa yasePortugal, yenye yeenkqubo zokufudukela kwelinye ilizwe eziphumelelayo nezidumileyo eYurophu.

Le nkqubo inika indlela ekhokelela ngqo ekuhlaleni ngokusisigxina nakubemi, ngoxa inika abatyali mali neentsapho zabo ilungelo lokufikelela kumalungelo onke kunye neenzuzo zokuhlala, ukusebenza nokuhamba ngokukhululekileyo ngaphakathi kwe-European Union kunye ne-Schengen Zone.

Isizathu Sokuba Abatyali-mali Bakhethe IPortugal

IPortugal ihlala ibekwa phakathi kwamazwe amnandi eYurophu kubatyali mali kunye neentsapho ezifuna uzinzo, indlela yokuphila namathuba omsebenzi omde.

I- Inkqubo YeVisa Yegolide ukudibanisa ukulungelelaniswa nokungafikeleleki, oko kwenza kube yinto efanelekileyo kwabo bafuna ukulungisa utyalo-mali ngelixa befumana amalungelo okuhlala e-EU.

Iingenelo Ezisisiseko

• Indawo yokuhlala ngokusemthethweni kwilizwe elingumalungu e-EU ne Schengen.
• Ukuhamba ngaphandle kwe-visa kumazwe angama-27 aseSchengen.
• Ilungelo lokuhlala, ukusebenza nokufunda ePortugal.
• Indlela yokuhlala ngokusisigxina kunye nobuzwe emva kweminyaka emi-5.
• Ukubandakanywa kwamalungu entsapho phantsi kwesicelo esinye.
• Akukho mfuneko yokuhlala ixesha elizeleyo (kwiintsuku ezisi-7 kuphela ngonyaka).

Qaphela: Inkqubo yasePortugal yaziwa ngokubanzi ngokuba yindawo enengcaciso, ukufikeleleka kwayo, kunye nexabiso layo elide kubatyali mali nakubashishini.

Iindlela Zokutyala Imali

I- Inkqubo YeVisa Yegolide YasePortugal Iinketho ezininzi ezifanelekileyo zotyalo-mali.

(Qaphela: Ukuthengwa kwezindlu zangaphandle kwacinywa njengokukhetha okufanelekileyo phantsi komthetho wakutshanje osebenza ngo-2023.)

1. Ukutshalwa kwezimali kwiZimali zoTyalo-mali eziMisiweyo

• Ubuncinane bentshintsho: €500,000.
• Iimali kufuneka zivunywe yi- IKomishoni yasePortugal yeMarike yeXabiso (CMVM).
• Olu tyalo mali kufuneka lugcinwe ubuncinane iminyaka emi-5.
• Iimali zihlala zijolise kubuchwepheshe, kumandla, kuphuhliso lwezindlu okanye kwiiprojekthi eziluhlaza.

Qaphela: Okwangoku le yeyona ndlela ithandwa kakhulu ngenxa yesakhiwo sayo esingenamsebenzi kunye nokuhambelana nemimiselo emitsha.

2.Ukutyala imali kuphando lwezenzululwazi okanye lwezobuchwephesha

• Ubuncinane bentshintsho: €500,000.
• Iimali kufuneka zikhuthaze amaziko okanye iiprojekthi zophando I-Portugal yavuma ukuba i-Portugal yayikwazi ukulawula.
• I-Investor enomdla kwimfundo, ezintsha kunye neenkonzo zoluntu.

3. Utyalomali kwiiprojekthi zeNkcubeko okanye zeLifa

• Umnikelo omncinane: €250,000.
• Ukuxhasa ukubuyiselwa kwelifa lenkcubeko okanye iiprojekthi zobugcisa.
• Le yi ukhetho oluphantsi kakhulu ukufaneleka kweGolden Visa.

4. Indlela Yokudala Imisebenzi

• utyalo-mali kwishishini ukudala ubuncinane imisebenzi eli-10 yexesha elipheleleyo.
• Akukho mfuneko ubuncinane benkxaso mali, kodwa kufuneka ibonise ukusimama kunye nefuthe kwimisebenzi yasekuhlaleni.

Qaphela: Le ndlela ilungele oosomashishini abafuna imisebenzi esebenzayo ePortugal.

Inkqubo yesicelo

I- IPortugal Indawo yokuhlala ngokwenkqubo yotyalo-mali iququzelelwe, icace kwaye ilawulwa yi- I-Portugal Immigration and Border Service (AIMA) (ngaphambili yi-SEF).

Isinyathelo Ngesinyathelo

1. Khetha Indlela Yokutshintsha Imali
Khetha indlela efanelekileyo yokutshalwa kwemali ehambelana neenjongo zakho zemali.

2. Lungiselela amaxwebhu
Qokelela iikopi zepasipoti, ubungqina bemali, izatifikethi zembali yolwaphulo-mthetho, kunye ne-inshorensi yezempilo.

3. Vula iAkhawunti Yasebhanki yasePortugal
Kufuneka ukuhambisa imali yotyalo mali.

4. Yenza Utyalomali Olufanelekileyo
Gqibezela utyalo-mali uze ufumane ubungqina obusemthethweni bokugqitywa.

5. Faka isicelo kwi-Intanethi
Faka isicelo ngeqonga le-AIMA uze ulinde ixesha lokuqeshwa.

6. Yiya Kwixesha Lokwenza Iimviwo Zobomi
Faka iminwe kunye namaxwebhu asisiseko ePortugal.

7. Fumana Ikhadi Lokuhlala
Ikhadi lokuhlala lokuqala elifanelekileyo Iminyaka emi-2, enokuvuselelwa emva koko.

Umda wexesha

Qaphela: Ngamaxwebhu apheleleyo kunye noncedo lobuchule, uninzi Iinkampani zeGlobalhenel abathengi bagqibezela inkqubo ngaphakathi Iinyanga eziyi-6-8.

Isifundo seMeko seSicelo seVisa yeGolide yasePortugal esiphumeleleyo

Ukutshalwa kwezimali kuLondolozo oluzinzileyo nakwimfundo

Ngowe-2023, umxhasi waseMzantsi Afrika wanxibelelana Iinkampani zeGlobalhenel Emva kokuvavanya iinkqubo ezininzi zaseYurophu, wakhetha i- I-Golden Visa yasePortugal nge 500 000 € utyalo-mali kwiziko lophuhliso oluzinzileyo kugxilwe kumandla aluhlaza.

Inkqubo yagqitywa kwisithuba seenyanga ezisixhenxe. Ikhadi lakhe lokuhlala lakhutshwa eLisbon, kwaye intsapho yakhe (umfazi nabantwana ababini) yabandakanywa phantsi kwesicelo esifanayo. Namhlanje, intsapho inandipha ukuhlala ixesha elingenamsebenzi phakathi kweKapa neCascais ngelixa igcina ukuhlala ngokusemthethweni kunye nokucwangcisa ukuba ngummi we-EU ngo-2028.

Qaphela: Ukugcina iPortugal inokuzinza kunye nemivuzo ezinzileyo zenza ukuba ibe lukhetho olukhethiweyo kubatyali mali abafuna indlela yokuphila kunye nokukhula kwemali.

Iimfuneko zokufaneleka

Ukufanelekela IPortugal Indawo yokuhlala ngokwenkqubo yotyalo-mali, abafake izicelo kufuneka bahlangabezane nemigangatho esemthethweni neyenkxaso-mali ebekwe ngurhulumente wasePortugal.

Iinkcukacha ezisisiseko

• Ummi ongekho kwi-EU, ongekho kwi-EEA, nommi ongekho eSwitzerland.
• Ubuncinane beminyaka: Kwiminyaka eli-18.
• Iinkcukacha zobugebengu ezicocekileyo.
• Umthombo osemthethweni wezimali zotyalo-mali.
• I-inshorensi yezempilo ehlanganisa iPortugal.
• Ukuzibophelela ukugcina utyalo-mali ubuncinane Iminyaka emihlanu.

Ukukhutshwa Kwintsapho

I-Golden Visa ivumela ukubandakanywa kwe:

• Umlingane okanye iqabane elisemthethweni.
• Abantwana abangaphantsi kweminyaka eli-18.
• Abantwana abadala abaxhomekeke (ngaphantsi kweminyaka engama-26 ukuba akatshatanga kwaye ufunda).
• Abazali abaxhomekeke (yomceli oyintloko okanye iqabane lomtshato).

Qaphela: Amalungu entsapho anelungelo elilinganayo lokuhlala nelokusebenza phantsi kwephepha-mvume elinye.

Ukuqinisekiswa Nokuvuselelwa

• Ikhadi lokuhlala lokuqala elifanelekileyo Iminyaka emibini.
• Amandla ahlaziyekayo Iminyaka emibini eyongezelelweyo, ukuba nje utyalo-mali luyaqhubeka.
• Emva koko Iminyaka emihlanu, abatyali mali banokufaka isicelo ukuhlala ngokusisigxina okanye ubumi.

Qaphela: Inkqubo ifuna kuphela Iintsuku ezisi-7 zokuhlala ngonyaka Ukuhlala ePortugal ukuze kugcinwe imvume yokuhlala, nto leyo eyenza ibe yinto efanelekileyo kubantu abahamba rhoqo.

Amalungelo asemthethweni nendlela yokufumana ubumi

Emva kweminyaka emihlanu yokuhlala phantsi kweVisa yeGolide, abafakizicelo banokufaka isicelo ukuhlala ngokusisigxina okanye ubumi basePortugal.

Iingenelo Zokuba Ngummi

• Ubulungu obupheleleyo be-EU kunye nelungelo lokuphila, ukusebenza nokufunda naphi na e-EU.
• Ukuhamba ngaphandle kwe-visa ukuya ngaphaya Amazwe ayi-190.
• Ukufikelela kwiinkqubo zonyango nemfundo ze-EU.

Qaphela: Izicelo zobumi zifuna ukwazi isiPhuthukezi (inqanaba le-A2) kunye nobungqina bokuhlala ngokusemthethweni.

Irhafu Neengenelo Zemali

Inkqubo yerhafu yasePortugal iluncedo kubathengisi, ingakumbi Umhlali ongenakuhlala (NHR) inkqubo.

Iingenelo Ezisisiseko

• Ibhedi Irhafu ye-20% ngemali engenayo yasePortugal evela kwimisebenzi enenzuzo ephezulu.
• Ukukhululwa kwengeniso enkulu ukuya kuthi ga Kwiminyaka elishumi.
• Akukho ntlawulo yelifa okanye yerhafu.
• Izivumelwano zerhafu Amazwe angama-80.

Qaphela: Ngokusingathwa koqeqesho, abatyali mali banokunciphisa ngokusemthethweni amatyala erhafu ngelixa befumana amalungelo apheleleyo e-EU.

Ukuthelekisa nezinye iinkqubo zokuhlala ze-EU

Qaphela: IPortugal ihlala iyona ndlela ilinganiselweyo yabatyali mali abafuna ukufikelela ngokukhawuleza kwi-EU, iindleko ezifanelekileyo, kunye nokuguquguquka kobuzwe.

Iimpazamo Eziqhelekileyo Okufuneka Ziphetshwe

1. Ukutshalwa kwemali kwiimali okanye iiprojekthi ezingavunyelwanga.
2. Ukuhambisa amaxwebhu angepheleleyo okanye angaguquliweyo.
3. Ukuphuthelwa kokuvuselelwa okanye ukubonwa kwezinto eziphilayo.
4. Ukusebenzisa abalamli okanye abacebisi abangakhange baqinisekiswe.
5. Ukungahoywa kwexesha lokuhlala kwotyalo-mali leminyaka emihlanu.

Qaphela: Ulwalathiso olufanelekileyo lwezomthetho nolwabantu abavela kwamanye amazwe luqinisekisa ukuhambelana noku yaye luphepha ukwaliwa okanye ukulibaziseka.

Indlela iGlobalhenel Partners Exhasa Ngayo Abafakizicelo

Ulwalathiso Lobungcali Ukusuka Ekuqaleni Kuse KubuMmi

Kwi Iinkampani zeGlobalhenel, silawula onke amanqanaba IPortugal Indawo yokuhlala ngokwenkqubo yotyalo-mali – ukuqinisekisa ukucaca, ukuhambelana, kunye nesantya.

Iinkonzo Zethu Zibandakanya

• Ukuhlolwa kokulingana nokulinganisa isicwangciso-qhinga sokutyala imali.
• Unxibelelwano nezimali ezivunywe ngurhulumente kunye nabacebisi bezomthetho.
• Ukulungiselela nokuqinisekiswa ngu-notariyo kwazo zonke amaxwebhu okufaka isicelo.
• Ukudibanisa I-AIMA (SEF) nezikhungo zebhanki.
• Ukubandakanywa kweentsapho kunye nenkxaso yokuvuselelwa.
• Ubulwelwe kunye nobulungiseleli bezirhafu emva kweminyaka emi-5 yokuhlala.

Kule minyaka mibini idluleyo, siye sakhokela ngempumelelo abathengi abavela eAsia, eAfrika nakuMbindi Mpuma kwinkqubo yeVisa yeGolide yasePortugal, sidibanisa ukuhlala namathuba okutyala imali.

Qaphela: Uncedo lobungcali luqinisekisa ukuba utyalo-mali lwakho luhambelana neemfuno zomthetho kunye neenjongo zokuhlala ixesha elide.

Iindawo Ezilungileyo Zokutyala Imali Neentsapho

Qaphela: Ummandla ngamnye unikezela ngezibonelelo ezicacileyo, kwaye iGlobalhenel Partners inceda abathengi ukuba bafanelane kakuhle notyalo-mali kunye nendlela yokuphila.

Imibuzo Ebuzwa Rhoqo

1. Yintoni eyona mali incinane efunekayo?

€250,000 (umnikelo wenkcubeko) okanye €500,000 (imali okanye utyalo-mali lophando).

2. Ngaba ndingakwazi ukufaka intsapho yam?

Ewe, amaqabane omtshato, abantwana, nabazali abaxhomekeke kuwo bonke bayakufanelekela.

3. Kuthatha ixesha elingakanani ngaphambi kokuba ndifake isicelo sokuba ngummi?

Emva kweminyaka emihlanu yokuhlala.

4. Ngaba ndimele ndihlale ePortugal ixesha elizeleyo?

Hayi, ziintsuku ezisi-7 kuphela ngonyaka ezifunekayo.

5. Ngaba ukutyala imali kwipropati kusekho?

Hayi, ukususela ngo-2023, ipropati ayisekho kwelo nqanaba.

6. Ngaba ndingakwazi ukusebenza ePortugal phantsi kweVisa Yegolide?

Ewe, abemi banokusebenza, baseke ishishini, okanye bafunde ePortugal.

7. Ngaba utyalo-mali lunokubuyiselwa?

Ewe, emva kweminyaka emihlanu, kuxhomekeke kwiinkalo zesibonelelo okanye isakhiwo seprojekthi.

Ukwakha Ikamva Lakho EPortugal

I- IPortugal Indawo yokuhlala ngokwenkqubo yotyalo-mali iqhubeka itsala amawaka abatyali mali minyaka le ngenxa yobume bayo, ukulungelelanisa nokuhamba kakuhle nendlela yokufumana ubumi be-EU.

Iinkampani zeGlobalhenel inika isikhokelo esipheleleyo ukususela kwisicelo ukuya kubemi, ukuqinisekisa ukuhambelana, unxibelelwano oluhle kunye nabasemagunyeni, kunye nokulungelelaniswa kobutyalo-mali.

Unxibelelwano Iinkampani zeGlobalhenel namhlanje ukuqala yakho Uhambo lokuhlala ePortugal kwaye uqinisekise ikamva losapho lwakho kwelinye lamazwe amkelekileyo eYurophu.