Ukuhlala eMonaco ngokwenkqubo yotyalo-mali

IMonaco, enye yezona ndawo zibalaseleyo nezikhuselekileyo ehlabathini, inika Indawo yokuhlala ngokwenkqubo yotyalo-mali I-Monaco yaziwa ngokuma kwayo kwezopolitiko, iziseko-siseko ezisemgangathweni wehlabathi, kunye nokusingqongileyo kweerhafu okunomdla, inika isakhelo sokuhlala esifanelekileyo kubantu abazimeleyo ngokwezimali kunye neentsapho.

Le nkqubo ivumela abatyali mali behlabathi ukuba baseke ukuhlala ngokusemthethweni ngokubonisa amandla emali kunye nokuseka unxibelelwano oluhlala luhleli kwi-Principality – eyenza ibe yenye yezona ndlela zihlonelwayo zokuhlala ngokutyala imali kwihlabathi liphela.

Isizathu Sokuba Abatyali-mali Bakhethe IMonaco

IMonaco imele indawo ephezulu yokhuseleko, ubunewunewu kunye nokufikelela kumazwe ngamazwe.

Iingenelo Ezisisiseko

• Indawo yokuhlala ngokusemthethweni kwelinye lawona mandla anzima nehloniphekileyo ehlabathini.
• Ukuhamba ngaphandle kwe-visa ngaphakathi kweSchengen Zone.
• Akukho rhafu yengeniso abahlali baseMonaco.
• Iinkqubo zonyango nemfundo ezikumgangatho ophezulu.
• Ukugcina imeko-bume yebhanki ikhuselekile kunye nemfihlo epheleleyo.
• Indlela yokuhlala ixesha elide kunye nobuzwe (ngokungafaniyo).
• Ukufakwa kwentsapho phantsi kwesicelo esinye.

Qaphela: Isakhelo sokuhlala eMonaco silungele abantu abanexabiso eliphezulu ababeka phambili ubumfihlo, umgangatho wendlela yokuphila kunye nozinzo lwezemali.

Iindlela eziphambili zokuhlala eMonaco

Akukho visa esemthethweni yeGolden Visa okanye ye-visa yokuthengisa esemthethweni eMonaco. Ukuhlala eMonaco ngokwenkqubo yotyalo-mali isebenza phantsi Umthetho wokuhlala eMonégasque, evumela abemi basemzini ukuba bafumane indawo yokuhlala ngokuhlangabezana neemfuno eziphambili zemali, indawo yokuhlala kunye neemfuno zobuqu.

1. Imfuneko yeDiphozithi yezeMali

Abafakizicelo kufuneka babonise ukuba banako ukuzixhasa ngokwemali ngoxa behlala eMonaco.

• Ubuncinane bebhaso: €500,000 egcinwe kwiakhawunti yebhanki yaseMonaco.
• Iimali kufuneka zigcinwe ngexesha lonke lokuhlala.
• I-Bank ikhupha ileta yokuqinisekisa ngemali ukuqinisekisa idipozithi kunye nokukwazi ukuhlawula imali komfaki sicelo.

Qaphela: Uninzi lwabafakizicelo lubeka imali ephakathi kwe-500,000 ye-euro ne-1 yezigidi ze-euro kuxhomekeke kwindlela yokuphila nobungakanani bentsapho.

2. Imfuno yepropati

Abafakizicelo kufuneka bafumane indawo yokuhlala eMonaco ngenye yeendlela ezilandelayo:

• Ubunini bepropati eMonaco.
• Ukuqeshisa indlu okanye indlu yokuhlala ixesha elide (ukuhlawula ubuncinane unyaka omnye).
• Ubungqina bokuba kukho indawo yokuhlala eyaneleyo kuwo onke amalungu entsapho (umz. amagumbi okulala ama-2-3 entsapho).

Qaphela: Ipropati eMonaco yenye yezona zinto ziphambili ehlabathini, ngamaxabiso aphakathi e-euro ezingama-45,000 ngommitha-skwele.

3. Ubungqina bokuhlala kunye nokudibanisa

• Umceli kufuneka achithe ubuncinane iintsuku ezingama-90 ngonyaka eMonaco ukuze ugcine indawo yokuhlala.
• Ukubonisa injongo yokuseka indawo yokuhlala yokwenene (ibhanki, ukubhaliswa kweedilesi, i-inshurensi, njl.).
• Ukugcina irekhodi lobugebengu elicocekileyo kunye nedumela elihle kwilizwe ohlala kulo ngaphambili.

Qaphela: IMonaco ibeka phambili abafakizicelo ababonisa ukuzinikela kwexesha elide kunye nokudibanisa noluntu lwasekuhlaleni.

Inkqubo yesicelo

I- Isicelo sokuhlala eMonaco ilawulwa yi ISebe loKhuseleko loLuntu eMonaco (Direction de la Sûreté Publique), elawula imfuduko kunye nokuhlala.

Isinyathelo Ngesinyathelo

1. Lungiselela amaxwebhu nobungqina bezemali

• Ileta yokuqinisekisa ibhanki eqinisekisa idipozithi encinci (€500,000+).
• Ubungqina bokuhlala eMonaco.
• Ipaspoti esebenzayo, isatifikethi esisemthethweni, kunye ne-inshorensi yezempilo.

2. Faka isicelo

Sebenzisa ngqo kwi Iofisi Yokufudukela Kwamanye Amazwe YaseMonaco.

3. Udliwano-ndlebe nokuqinisekisa imvelaphi

Yiya kudliwanondlebe kwiSebe Lokufudukela Kwamanye Amazwe eMonaco.

4. Uhlalutyo lwezeKhuseleko nezeMali

Abasemagunyeni baqinisekisa imali yebhanki, indawo yokuhlala nemvelaphi yobuqu.

5. Ukukhutshwa kweMvume yokuHlala (Carte de Séjour)

Emva kokwamkelwa, abafakizicelo bafumana amandla ahlaziyekayo ikhadi lokuhlala Ixesha elifanelekileyo lonyaka omnye (ekuqaleni).

Umda wexesha

Isigaba	Ixesha
Ukulungiswa kwamaxwebhu	iiveki ezi-4-6
Ukufakwa kwezicelo	Iiveki ezi-1 ukuya kwezi-2
Ukucwangciswa kweentlanganiso	iiveki ezi-2 ukuya kwezi-4
Ukuvunywa Nokuhlala	Iiveki ezi-6-8

Qaphela: Uninzi lwabafakizicelo lufumana imvume yokuhlala ngaphakathi Iinyanga ezi-3 ukuya kwezi-4 emva kokuthumela.

Isifundo seMeko somenzi-sicelo wokuhlala eMonaco

Ukugcina Ubutyebi Nokutshintsha Indlela Yokuphila

Ngowama-2023, Iinkampani zeGlobalhenel Emva kokuvavanya iSwitzerland, iLuxembourg neMalta, wakhetha IMonaco ngenxa yendlela yayo yokuhlala, ubumfihlo bayo, kunye nedumela layo lamazwe ngamazwe.

Iqela lethu lasebenza nebhange elikhokelayo laseMonaco ukuvula iakhawunti ene-deposit edlula i- € 1 yezigidi, lanceda ekuthengeni indawo yokuqesha eFontvieille, yaye lalawula lonke uxwebhu lokuhlala. Amakhadi okuhlala eMonaco kwaye zathumela imisebenzi yazo yezemali phantsi kolawulo oluhle lwaseMonaco.

Qaphela: Ulwakhiwo olulula lweMonaco lwenza ukuba lube lulungele abantu abazimeleyo ngokwezimali abafuna ukhuseleko kunye nokusebenza kakuhle kwezemali.

Iimfuneko zokufaneleka

Abafakizicelo kufuneka bahlangabezane nale miqathango ilandelayo ukuze bafaneleke ukuhlala:

Imigaqo-nkqubo ngokubanzi

• Ubuncinane beminyaka: Kwiminyaka eli-18.
• Ummi we-EU okanye ongengommi we-EU (zombini ezifanelekileyo).
• Ukucoca imbali yolwaphulo-mthetho kuwo onke amazwe ahlala kuwo kule minyaka mihlanu idlulileyo.
• Ubungqina bokuba kukho imali eyaneleyo.
• I-Monaco kunye neSchengen zone
• Indawo yokuhlala okanye indawo yokuhlala esemthethweni eMonaco.

Iinketho Zobungqina Bezezimali

Abafakizicelo kufuneka banike enye yezi zinto zilandelayo:

1. Ukuqinisekiswa kweBhanki I-€ 500,000 + idipozithi kwiakhawunti yebhanki yaseMonaco.
2. Ubungqina umsebenzi okanye ubunikazi beshishini eMonaco.
3. Ubungqina ukuzimela ngokwemali ixhaswa ziimpahla zamazwe ngamazwe.

Qaphela: Indlela yokubeka imali ebhankini isoloko iseyona ndlela ixhaphakileyo kubatyali mali nakubantu abaphumeleleyo emhlala-phantsi.

Ukuqinisekiswa Nokuvuselelwa

• Imvume yokuhlala yokuqala (Carte de séjour temporire): isebenza Unyaka omnye.
• Ukuhlaziywa kwesibini (Carte de Séjour ordinaire): isebenza Iminyaka emithathu.
• Emva kweminyaka eli-10 yokuhlala rhoqo, abafakizicelo banokufaka isicelo I-Carte de Résident (Ikhadi lokuhlala ngokusisigxina).

Qaphela: Ukuhlala ngokusisigxina kunikwa ngokubona kweziphathamandla zaseMonégasque ngokusekelwe kwidima elungileyo kunye nokuhlanganiswa.

Indlela Yokuba Ngummi

Emva koko Iminyaka eli-10 yokuhlala rhoqo, abantu banokufaka isicelo Ubulwelwe baseMonaco.

Noko ke, ukuvunywa kunqabile yaye kunikwa Ngokummiselo woMlawuli Ngokukhetha kweNkosana yaseMonaco, abafakizicelo kufuneka babonise ukudibana ngokupheleleyo, ukuziphatha kakuhle, nokuhlala ixesha elide kwi-Princely.

Qaphela: IMonaco ayinikeli ubumi ngokuzenzekelayo ngokutshalwa kwezimali okanye ngokwenziwa abantu, kodwa abahlali bexesha elide banokuqwalaselwa ngokwahlukeneyo.

Irhafu Neengenelo Zemali

IMonaco yenye yezona ndawo zisemthethweni zamatyala ehlabathini ukuze abantu abanexabiso eliphezulu.

Iingenelo Ezisisiseko Zentlawulo

• Akukho rhafu yengeniso yobuqu.
• Akukho nzuzo okanye irhafu yengeniso.
• Akukho rhafu yelifa kwiintsapho eziphuma ngqo.
• Ukukhululwa kwirhafu yeshishini kwiinkampani ezingenazo ingeniso yasekhaya.
• Inkqubo yebhanki ezinzileyo Ulawulo olwenziwa ngokusebenzisana neFransi ne-EU.

Qaphela: Abahlali kufuneka balumke kwimithetho yendawo yokuhlala yentela kwilizwe labo langaphambili, njengoko izivumelwano zotyalo-mali olungaphezulu kokubini zincinci.

Ukuthelekisa nezinye iinkqubo zokuhlala eYurophu

Ilizwe	Ubuncinane beMali	Inkqubo yerhafu	Ukufaneleka kobuzwe	Inzuzo Enkulu
IMonaco	I-500 000 ye-euro idipozithi yebhanki	Akukho rhafu yengeniso	Emva kweminyaka eli-10 (ngokugqibeleleyo)	Ubumfihlo kunye negunya
ISwitzerland	Iirhafu zonyaka ezingama-CHF 250.000	Uxanduva lwemali	Emva kweminyaka eli-10 ukuya kwengama-10	I-hub yolawulo lobutyebi
I-Luxembourg	I- € 500 000 ishishini	Irhafu ye-EU esemgangathweni	Emva kweminyaka eli-10	Uzinzo lwezezimali
IMalta	€600,000+	Irhafu yendoda	Iinyanga ezili-12 ukuya kwezi-18 (ubumi)	Ubulwelwe obuthe ngqo be-EU
IPortugal	€250,000+	Inkqubo ye-NHR	Emva kweminyaka emihlanu	Inketho yokuguquguquka kunye nexesha eliphantsi lokuhlala

Qaphela: IMonaco ayinakuthelekiswa nanto kwiinkqubo zokuhlala zaseYurophu ngenxa yokungahlawulwa kwerhafu, ukhuseleko lomntu, nokungafaniyo nendlela yokuphila.

Iimpazamo Eziqhelekileyo Okufuneka Ziphetshwe

1. Ukufaka isicelo ngaphandle kokufumana indawo yokuhlala
2. Ukunikezelwa kwamaxwebhu angenelanga.
3. Ukungayixabisi iindleko zokuphila eziphezulu zaseMonaco.
4. Ukusebenzisa abalamli abangakhange baqinisekiswe kwiinkqubo zebhanki.
5. Ukungahoywa kwemfuneko yokuhlaliswa nokuqinisekiswa kobukho.

Qaphela: Ulwalathiso lobungcali luqinisekisa ukuvunywa kakuhle nokuhambelana ixesha elide nemimiselo yasekuhlaleni.

Indlela iGlobalhenel Partners Exhasa Ngayo Abafakizicelo

Uncedo Lweengcali Kwinqubo Yokuhlala eMonaco

Iinkampani zeGlobalhenel inika inkxaso epheleleyo kubathengi abafaka izicelo zokuhlala eMonaco, iqinisekisa ukuphathwa kakuhle kweemfuno zezemali, ezomthetho nezenkqubo.

Inkxaso Yethu Iquka

• Ukuhlolwa nokucwangciswa kokulingana.
• Ukudibanisa neebhanki ezisemthethweni zaseMonaco zokuvula iakhawunti.
• Ukunceda ekuthengiseni okanye ekuthengeni izindlu nomhlaba.
• Ukulungiselela amaxwebhu kunye nenkxaso yeentetho.
• Ukucwangciswa kweemvume zokuhlala kunye nokulawulwa kokuhlaziywa.
• Ukufuduka kweentsapho kunye nenkxaso yokudityaniswa kwendlela yokuphila.

Kule minyaka mibini idluleyo, siye sanceda ngempumelelo abathengi baseAsia, kuMbindi Mpuma naseYurophu ukuba bafumane indawo yokuhlala eMonaco, siqinisekisa ukuba imfihlo ngokupheleleyo nokuhambelana nemithetho yeMonégasque.

Qaphela: Ubuhlobo bethu obuqinileyo namaziko emali namaziko asemthethweni eMonaco buwenza lula wonke umjikelo wesicelo.

Imilinganiselo Yobomi Nendlela Yokuphila EMonaco

• Ibekwe phakathi kwamazwe akhuselekileyo ehlabathini anolwaphulo-mthetho olungaphaya kwe-.
• Iinkqubo zemfundo nezempilo ezikumgangatho wehlabathi.
• Indawo efanelekileyo yokuhamba ehlabathini jikelele; kufutshane neFransi, eItali naseSwitzerland.
• Imozulu yaseMeditera nendlela yokuphila eqaqambileyo.
• Indawo yeshishini ehlonelwayo enamathuba amaninzi okudibana.

Izithili Ezithandwayo

Isithili	Inkcazo
IMonte Carlo	Iindawo zokonwaba, ezolonwabo nezoshishino
I-Fontvieille	Iindawo zokuhlala ezifanelekileyo nezilungele iintsapho
I-La Condamine	Indawo yentengiso emaphakathi
I-Larvotto	Iindawo eziselwandle neziphuculweyo
IJardin Exotique	Ukubukela okuzolileyo

Qaphela: IMonaco inika ubomi obungasoze bufane nobunye, ilinganisela ukufikelela kwiimarike ezinkulu zaseYurophu.

Imibuzo Ebuzwa Rhoqo

1. Yintoni eyona mali iphantsi yokufaka imali yokuhlala?

€500,000 kwiakhawunti yebhanki yaseMonaco (ephakanyiswe kakhulu kwiintsapho).

2. Ngaba ndingakwazi ukufaka intsapho yam?

Ewe, iqabane lomtshato nabantwana abaxhomekeke kulo bafunyaniswa phantsi kwesicelo esinye.

3. Kuthatha ixesha elingakanani?

Ngokuqhelekileyo iinyanga ezi-3-4 ukusuka ekubhalisweni ukuya ekunikweni kwekhadi lokuhlala.

4. Ngaba ndimele ndihlale eMonaco ixesha elizeleyo?

Ubuncinane iintsuku ezingama-90 ngonyaka zifunekayo ukuze ugcine ukuhlala.

5. Ngaba oku kunokubangela ukuba ube ngummi?

Ewe, emva kweminyaka eli-10, nangona ukuvunywa kukhetho.

6. Ngaba iMonaco yinxalenye ye-EU?

Hayi, kodwa inxulumene ngokusondeleyo ne-EU neyinxalenye yeSchengen Zone.

7. Ngaba ndihlawula irhafu eMonaco?

Hayi, abemi baseMonaco abahlawuli rhafu yengeniso okanye irhafu yenzuzo.

Ukwakha Ikamva Eliqinisekileyo KwiNkosana YaseMonaco

I- Ukuhlala eMonaco ngokwenkqubo yotyalo-mali I-Monaco inika abantu abafuna ukuhlala ixesha elide kwindawo ezinzileyo, enoxabiso lentela, neyabo kuphela, ibe yindawo ekuyiwa kuyo.

Iinkampani zeGlobalhenel iqinisekisa ukuba isicelo sakho siphathwa ngobuchule, ngokufihlakeleyo nangempumelelo – ukusuka ekusekeni kwemali ukuya ekukhululweni kwezindlu zokuhlala kunye nokufuduka kosapho.

Fumanisa Iinkampani zeGlobalhenel namhlanje ukuqala yakho Uhambo lokuhlala eMonaco, uze uqinisekise ikamva lakho kwelinye lawona mazwe ahlonelwayo nelikhulu.