Indawo yokuhlala yaseCosta Rica ngohlelo lokutshala imali

ICosta Rica, eyaziwa ngokuzinza kwayo kwezepolitiki, ubuhle bayo bemvelo, kanye nekhwalithi ephezulu yokuphila, inikeza indawo etholakalayo nehlelekile Ukuhlala Ngokwenhlelo Lokutshala Imali Uhlelo lwe-RET luvumela abantu abangenawo ama- ukuhlala okwesikhashana noma unomphela ngokutshala izimali ezakhiweni ezibonakalayo, amabhizinisi, noma amaphrojekthi avunyelwe uhulumeni asiza emnothweni wendawo.

Abantu nemikhaya efuna ukuphila okunokuthula, indawo enentela enobungane, nendlela ethembekile yokuya eMelika Ephakathi, iCosta Rica ihlukile njengenye yezindawo ezikhangayo nezingabizi kakhulu.

Okwenza Abatshalizimali Bakhethe ICosta Rica

ICosta Rica inikeza ukulinganisela okungavamile kwamathuba ezomnotho, ukusimama kwemvelo nenkululeko yomuntu siqu. Ukubusa kwayo kwentando yeningi, imithetho enobungani nabatshalizimali, kanye nengqalasizinda ethuthukile kuyenza ibe enye yamazwe aseLatin America afisa kakhulu ukuthuthela kwelinye izwe.

Izinzuzo Zokuyinhloko

• Indawo yokuhlala esemthethweni ngawe nomndeni wakho.
• Indlela eya endaweni yokuhlala unomphela nasebuzweni.
• Umthamo ophansi wokutshalwa kwezimali ongabizi.
• Ukuhamba ngaphandle kwe-visa kulo lonke elaseMelika Ephakathi kanye nezivumelwano zesifunda.
• Izinzuzo zentela ngemali engenayo kanye nokutshalwa kwezimali kwamanye amazwe.
• Amalungelo angenacala kanye nohlaka lwezomthetho olusobala.
• Izinhlelo ezinhle kakhulu zezempilo nezemfundo.

Qaphela: Indlela yokuhlala yabatshalizimali eCosta Rica yenzelwe abantu abafuna ukuhlanganisa ukuzinza kwezimali kwesikhathi eside nokuphila okuzinzile endaweni enokuthula.

Izindlela Eziyinhloko Zokutshalwa Kwezimali

I- Indawo yokuhlala yaseCosta Rica ngohlelo lokutshala imali, elawulwa nguMthetho No. 9996 (uchibiyelo luka-2021 eMthethweni Wezokufuduka), inikeza izigaba ezintathu eziyinhloko zokutshala imali okufanelekayo.

1. Ukutshalwa Kwezimali Ezingathengiswayo

• Ukutshalwa kwezimali okuphansi: Ama-dollar angu-150,000.
• Izakhiwo kufanele zibhaliswe ngaphansi kwegama lomfakisicelo.
• Izimali ezifanelekile zifaka izakhiwo zokuhlala, ezentengiselwano noma ezokuvakasha.
• Abatshalizimali bangahlanganisa izakhiwo eziningi ukuze bafinyelele umngcele.
• Ubufakazi bokulinganisa obuvela kumhlinzeki wezindlu waseCosta Rica oqinisekisiwe obudingekayo.

Qaphela: Lena yindlela ethandwa kakhulu phakathi kwa batshali-zimali bakwamanye amazwe, ikakhulukazi abathathe umhlalaphansi nosomabhizinisi bedijithali.

2. Ukuhweba noma ukutshala imali kumaphrojekthi

• Ukutshalwa kwezimali okuphansi: Ama-dollar angu-150,000.
• Ukutshala imali ku- ibhizinisi lendawo okufaka isandla emsebenzini noma ekuthuthukiseni.
• Ibhizinisi kufanele libhaliswe futhi lihambelane neziphathimandla zentela zaseCosta Rica.
• Ilungele osomabhizinisi noma abatshalizimali abafuna ukuzibandakanya ngokuqinile emkhakheni wezokuvakasha, ezolimo, amandla avuselelekayo noma ezobuchwepheshe.

Qaphela: Amabhizinisi akhuthaza ukuthuthukiswa okusimeme anikezwa isidingo sokusebenza ngokushesha.

3. Ukutshala imali kumaphrojekthi avunyelwe uhulumeni

• Ukutshalwa kwezimali okuphansi: US$100,000.
• Kumelwe ukuba ukhona izakhiwo zokwakha, ezokuvakasha noma amaphrojekthi enentshisekelo kazwelonke ekhethiwe uMnyango Wezomnotho.
• Abatshalizimali bangakwazi ukufanelekela ngokuhlanganyela ezokuvakasha kwezemvelo noma ezentuthuko yezenhlalo.

Qaphela: Le ndlela inikeza amandla okubuyisela imali kanye nokuqashelwa kweminikelo yomphakathi.

Izigaba Zokuphila Ezengeziwe (Izinketho Ezingeziwe)

Ngaphandle kokutshalwa kwezimali okuqondile, iCosta Rica inikeza izindlela zokuphila ezengeziwe ngaphansi kwezinhlaka ezifanayo:

• Isigaba seRentista (Isikhathi Esilinganiselwe Sokungenisa) Kudinga ubufakazi Imali engenayo yenyanga engu-USD 2,500 iminyaka emibili.
• Isigaba sabantu abathola impesheni (abathola impesheni): Kudinga ubufakazi I-USD 1,000 yenkinga yenyanga emthonjeni ohlala njalo.

Qaphela: Abatshalizimali bangashintsha besuka kuRentista noma ePensionado baye esimweni sabo sabaThengi ngemuva kokuhlangabezana nezidingo zokutshala imali.

Inqubo Yokufaka Isicelo

I- Indawo yokuhlala yaseCosta Rica ngohlelo lokutshala imali ilawulwa yi- I-Dirección General de Migración y Extranjería (DGME), i-National Immigration Authority.

Isifinyezo Esisheshayo

1. Khetha Uhlobo Lokutshala Imali
Khetha phakathi kwezakhiwo, ibhizinisi noma iphrojekthi kahulumeni.

2. Lungiselela imibhalo
Qokelela amakhophi e-passport aqinisekisiwe, isitifiketi sobugebengu, izitatimende zebhange nobufakazi bokutshala imali.

3. Yenza Ukutshala Imali Okufanele
Qedela ukufakwa kwezimali bese uthola isitifiketi sokuhlolwa kwezimali noma sokuba ngumnikazi.

4. Faka isicelo ku-DGME
Faka isicelo kummeli ogunyaziwe noma kummeli waseCosta Rica.

5. Thola Imvume Yokuhlala
Uma sekuvunyelwe, thola ikhadi lokuhlala okwesikhashana isebenza Iminyaka emibili.

6. Ukuvuselela noma ukuthuthukisa
Ngemva kweminyaka emibili, uvuselele noma ufake isicelo indawo yokuhlala unomphela uma kuqhubeka nokutshalwa kwezimali.

Umkhawulo Wesikhathi Ovamile

Isiteji	Isikhathi
Ukulungiselela Imibhalo	amasonto 4-6
Ukuqedwa Kokutshala Imali	amasonto angu-2-4
Ukubuyekezwa kwezicelo	Izinyanga ezi-3-6
Ukukhishwa Kwekhadi Lokuhlala	Izinyanga ezingu-1-2

Qaphela: Iningi labafakizicelo lithola imvume yokuhlala ngaphakathi Izinyanga ezingu-6-8 Ukuzithoba.

Isifundo Secala Somtshali-zimali Ophumelelayo

Ezokuvakasha Ezimile Nokuthutha Komkhaya

Ngo-2024, iklayenti laseJalimane lafinyelela Abalingani beGlobalhenel Ngemva kokuhlola izinketho ePanama, eBelize nasePortugal, sincoma ukuthi umuntu ohlala ezweni elizinzile futhi elihlanzekile angahlala kulo. ICosta Rica ngenxa yobuciko bayo kanye nomthamo ophansi wokutshala imali.

Iklayenti lifake imali USD 180,000 ngesikhathi esakhiwa iphrojekthi ye-eco-lodge esifundazweni saseGuanacaste, ehlangabezana nazo zonke izidingo zomthetho zokuhlala komtshali-zimali. imvume yokuhlala iminyaka emibili. Lokhu kutshalwa kwemali manje kudala imali ehlala njalo kwezokuvakasha kuyilapho kunomthelela emsebenzini wendawo.

Qaphela: ICosta Rica ivuza ukutshalwa kwezimali okusimeme nokugxile emphakathini ngokucubungula okusheshayo nokusekelwa kwasendaweni.

Izidingo Zokufaneleka

Abafakizicelo kumelwe bahlangabezane nezidingo eziyisisekelo ezingokomthetho, zezimali nezingokwemvelo njengoba kuchazwe umthetho weCosta Rica wezokufuduka.

Izinkomba ezivamile

• Isakhamuzi esingesona esaseCosta Rica (zonke izizwe ezifanelekile).
• Ukutshalwa kwezimali okuphansi USD 150 000 (noma ama-USD 100 000 kumaphrojekthi akhethekile).
• Umlando wokuzibulala uhlanzekile.
• Ubufakazi bomthombo wezimali osemthethweni.
• Ipasipoti evumelekile nesitifiketi sokuzalwa.
• Umshwalense wezempilo osebenza eCosta Rica.
• Ubufakazi bekheli kanye nokuma eCosta Rica.

Ukuhlanganiswa Komkhaya

Abafakizicelo bangaba:

• Umngane womshado noma umlingani.
• Izingane ezingaphansi kweminyaka engama-25 (uma ungashadile futhi uncike).
• Abazali abaxhomeke.

Qaphela: Amalungu omkhaya anikezwa amalungelo afanayo okuhlala nomfakisicelo oyinhloko.

Ukuqinisekiswa Nokuvuselelwa Kwendawo yokuhlala

• Imvume yokuhlala yokuqala isebenza Iminyaka emibili.
• Isikhathi esingenamkhawulo sokuvuselelwa uma nje kuqhubeka nokutshalwa kwezimali okufanele.
• Ngemva Iminyaka emithathu yokuhlala, abafakizicelo bangafaka isicelo indawo yokuhlala unomphela.
• Ngemva Iminyaka engu-7, abatshalizimali bangafaka isicelo Ukuba yisakhamuzi saseCosta Rica.

Qaphela: Ukuvuselelwa kokuhlala kudinga ubufakazi bokuthi utshalomali lusasebenza futhi luyaqhubeka.

Indlela Yokuhlala Phakade Nesakhamuzi

• Ukuhlala isikhathi eside Iminyaka emi-3 ngokutshala imali okuqhubekayo.
• Ukufakazela ukuhlanganiswa emphakathini waseCosta Rica (ikheli, ukuhambisana nezintela, ulwazi lwezilimi).
• Ngemva Iminyaka engu-7, eligunyazwe ukuzalwa njengesakhamuzi saseCosta Rica.

Izinzuzo Zokuba Isakhamuzi

• Ukufinyelela okugcwele ezinhlelweni zokuhlanganisa zaseMelika Ephakathi.
• Ukuhamba ngaphandle kwe-visa Amazwe angu-150
• Ilungelo lokuphila nokusebenza unomphela eCosta Rica.

Qaphela: ICosta Rica ivumela ubuzwe obubili, okwenza kube kuhle kubatshalizimali bamazwe omhlaba.

Izinzuzo Zentela Nezamabhizinisi

Uhlelo lwentela lwaseCosta Rica lusekelwe intela yendawo, okusho ukuthi imali engenayo evela kwamanye amazwe ayikhokhiswa intela.

Izici Eziyinhloko Zentela

• Ayikho intela ngemali engenayo etholwe phesheya.
• Intela engenayo yenkampani: 10%-30% (ngokusekelwe ezinzuzweni).
• Ayikho intela yenzuzo yenhlokodolobha emithonjeni ethile yezimpahla.
• Ayikho intela yokufa.
• Izivumelwano zokukhokhiswa kwentela kabili namazwe amaningi.

Qaphela: Abatshalizimali abagcina ukuhambisana kahle nezintela bajabulela izinzuzo zezimali nezomthetho zesikhathi eside.

Ukuqhathanisa Nezinye Izinhlelo Zokuhlala ZaseLatin America

Izwe	Ukutshalwa Kwezimali Okuncane	Ukufaneleka Ukuba Isakhamuzi	Inzuzo Eyinhloko
ICosta Rica	USD 150 000	Ngemva kweminyaka engu-7	Izindleko eziphansi nezingaguquguquki
IPanama	USD 300,000	Ngemva kweminyaka emihlanu	Ukuxhumana nabantu okusheshayo
IBelize	USD 250,000	Ngemva kweminyaka emihlanu	Abesebenzisa isiNgisi
IMexico	USD 300,000	Ngemva kweminyaka emihlanu	Ukusondela e-U.S.
IRiphabhuliki yaseDominican	USD 200,000	Ngemva kweminyaka emibili	Ukuzalwa kwabantu ngokushesha

Qaphela: ICosta Rica inikeza enye yezinketho zokuhlala zabatshalomali ezingabizi kakhulu futhi eziqaphela imvelo esifundeni.

Amaphutha Avamile Okufanele Agwenywe

1. Ukutshala imali impahla noma amaphrojekthi angakabhaliswa.
2. Ukuletha imibhalo engaphelele noma engakahunyushwa.
3. Ukwehluleka ukuvuselela imvume yokuhlala ngesikhathi.
4. Ukunganaki ubufakazi bomthombo wezimali.
5. Ukusebenzisa abameleli abangenaso isitifiketi.

Qaphela: Ukubambisana nabeluleki bezomthetho abaqinisekisiwe abanjengo Abalingani beGlobalhenel iqinisekisa ukuhambisana nemithetho yezokufuduka nemithetho yezomhlaba.

Indlela Abalingani BakaGlobalhenel Abasekela Ngayo Abafakizicelo

Isiqondiso Sobuchwepheshe Kusukela Ekutshalweni Kwezimali Kuya Ekuvunyelweni Kokuhlala

Ngesikhathi Abalingani beGlobalhenel, thina ezikhethekile ekuqondiseni amaklayenti ngokusebenzisa zonke izigaba Indawo yokuhlala yaseCosta Rica ngohlelo lokutshala imaliIndlela yethu iqinisekisa ukuhambisana, ukubonakala nokusebenza kahle.

Ukusekela Kwethu Kuhilela

• Ukuhlolwa kokulinganiselwa nokuhlelwa kokutshalwa kwezimali.
• Ukuxhumanisa nabameli bendawo, abameli bezakhiwo nabathengisi bezindlu.
• Ukuqinisekiswa kokuthi utshalomali lufanelekile futhi luyalinganiswa.
• Isicelo semvume yokuhlala kanye nokwethula imibhalo.
• Ukufakwa komkhaya kanye nokuphathwa kokuvuselelwa.
• Usizo lokuba yisakhamuzi kanye nezeluleko zentela.

Ngo-2024, sisize ngempumelelo amaklayenti amaningi avela eYurophu nase-Asia Indawo yokuhlala yaseCosta Rica ngokusebenzisa ezokuvakasha ezisimeme nezindawo zokuthengisa izindlu nomhlaba.

Qaphela: Ubuhlobo bethu nochwepheshe bezomthetho nabathuthukisi buqinisekisa izinketho zokutshala imali ezinokwethenjelwa neziphephile.

Izindawo Ezithandwayo Zokutshala Imali

Isifunda	Izici Eziyinhloko
ISan José	Inhlokodolobha, isikhungo sezezimali neziphathimandla
I-Guanacaste	Ezokuvakasha, izindawo zokungcebeleka ezihamba phambili nezindawo ezihlala ngasogwini
Amaphuzu	Izindawo zokuhlala eziphilayo, amaphrojekthi aluhlaza kanye nezindawo zokutshala imali zasolwandle
I-Cartago	Indawo yokuthuthukiswa kwezimboni nezolimo
I-Heredia	Amapaki ezobuchwepheshe kanye nezikhungo zemfundo

Qaphela: Abatshalizimali bavame ukukhetha izindawo ezisogwini ezifana neGuanacaste noma iPuntarenas ukuze baqale ezokuvakasha nezokuhweba ezihambisana nemvelo.

Imibuzo Evame Ukubuzwa

1. Luyini ubuncane benkampani okudingeka ibeke imali?

U-USD 150,000 wokutshala izindlu noma izimali zebhizinisi.

2. Ngingayifaka yini emndenini wami?

Yebo, kungase kufakwe oshade naye, izingane ezizimele nabazali.

3. Le nqubo ithatha isikhathi esingakanani?

Ngokuvamile izinyanga ezingu-6-8 zokuvunyelwa ukuhlala.

4. Ingabe kudingeka ngihlala eCosta Rica isikhathi esigcwele?

Cha, kodwa kumelwe uvakashele ngezikhathi ezithile ukuze ugcine indawo yokuhlala.

5. Ingabe imali etshalwe kuyo ingabuyiselwa?

Yebo, ungathengisa imali yakho uma usufinyelele endaweni yokuhlala unomphela.

6. Ingabe lokhu kungaholela ekubeni yisakhamuzi?

Yebo, ngemva kweminyaka engu-7 yokuhlala njalo.

7. Yiluphi ulimi oludingekayo ukuze ube yisakhamuzi?

Ulwazi oluyisisekelo lwesiSpanishi nokuqonda isiko laseCosta Rica.

Ukutshala Imali Ekuzinzeni Nasekuvumelaneni Komkhathi

I- Indawo yokuhlala yaseCosta Rica ngohlelo lokutshala imali inikeza abatshalizimali nemindeni yabo indlela ephephile, eguquguqukayo futhi engabizi yokuthola ukuhlala ngokusemthethweni kwelinye lamazwe anokuthula futhi aqinile emhlabeni.

Abalingani beGlobalhenel kwenza lula zonke izinyathelo zenqubo – kusukela ekukhetheni utshalomali olufanele kuya ekuqinisekiseni imvume yakho yokuhlala – ukuqinisekisa ukuhambisana, ukuthembeka, nokuthula kwengqondo.

Ukuxhumana Abalingani beGlobalhenel namuhla ukuqala yakho Ukuhlala eCosta Rica futhi wakhe ikusasa lakho ezweni eligubha ukuzwana kwalo, amathuba alo nobuhle bemvelo.