Kugara muMalaysia Kuburikidza neInvestment Program: Asias Gateway to Long-Term Prosperity

Malaysia yakashanduka zvishoma nezvishoma ikava imwe yenzvimbo dzinokwezva zvikuru muAsia kune vanoita mari pasi rose vari kutsvaka kugara kwakasimba uye kuwedzera kwebhizimisi. Kugara muMalaysia kuburikidza nehurongwa hwekudyara, inowanzonzi Malaysia Imba Yangu Yechipiri (MM2H) chirongwa, inopa varimi, vanopinda mupenjeni, uye vezvemabhizimisi nzira inokwanisika uye yakachengeteka kuwana kugara kwenguva refu mune upfumi inokura nokukurumidza.

Mushure mekuvandudzwa kwazvino muna 2024 uye kutanga kwa2025, hurumende yeMalaysia yakavandudza chirongwa ichi kukwezva vatengesi nevashandi vepamusoro-soro vachiri kuchengetedza kusununguka uye nyore kupinda. Mhedzisiro yacho chirongwa chekugara chinogadzirisa mararamiro, mikana yebhizinesi, uye kuchengetedzeka kwemari muSouth East Asia nyika ine nzvimbo yakanyanya.

Nei Malaysia Iri Sarudzo Inokosha Nokuda Kwevatengesi Venyika Yose

Kuwedzera kweMalaysia senzvimbo yekugara yekudyara kunotungamirirwa nemusanganiswa wezvivakwa zvemazuva ano, mari shoma yekurarama, uye kugadzikana kwezvematongerwo enyika. Nemagariro ayo akawanda uye nharaunda inotaura Chirungu, inokwezva kune vese veAsia neVashambadzi vekumadokero.

Zvikonzero Zvikuru Zvekukudzwa kweMalaysia:

• Nzvimbo iri pakati peSingapore, Indonesia, neThailand.
• Mitemo yakasimba yezvemabhengi nemari pasi pebhangi guru (Bank Negara Malaysia).
• Zvinhu zvinodhura uye mikana yokuva muridzi webhizimisi.
• Kuwana utano uye dzidzo yepasi rose zviri nyore.
• Kugara kwenguva refu kunoshanda kwemakore 10.

Cherechedza: Malaysia haisi yevanopinda pamudyandigere chete. Nheyo yehurumende yakagadziridzwa ikozvino inokurudzira vezvemabhizimisi, nyanzvi dzedigital, uye vanhu vane mari yakakwirira kuti vaite Malaysia imba yavo yechipiri kuburikidza nekudyara kwakagadzirwa.

Kuumbwa kweMazisi Residence Through Investment Program

The Kugara muMalaysia kuburikidza nehurongwa hwekudyara inoshanda pasi pe Ministry of Tourism, Arts, and Culture (MOTAC), mukubatana ne Ministry of Home Affairs. Iyo yakavhurika kune vagari vanobva munyika dzese dzisiri dzakarambidzwa dzinosangana nemari uye zviwanikwa zvinodiwa.

Zvikamu zvikuru zvekuisa mari

1. Kuisa mari mumari yakatarwa

• Minimum dhipoziti RM 1,000,000 (anenge USD 210,000) mubhengi reMalaysia.
• Kune vanonyorera vanopfuura makore makumi mashanu, chinodikanwa ndechokuti RM 500,000.
• Chikamu chemari yacho (kusvika pa50%) chinogona kubviswa gare gare kuti chibatsire pakutenga imba, kurapwa, kana kuti dzidzo yevana.

2. Kutenga Zvinhu Zvokutenga

• Zvinosarudzwa asi zvinokurudzirwa zvikuru. RM 1 miriyoni kana kupfuura, kunyanya muKuala Lumpur, Penang, kana Johor Bahru.
• Kuva neimba yeMalaysia kunosimbisa kugara kwenguva refu.

3. Kuita bhizimisi

• Kuumba kambani ine mari shoma yakadhindwa RM 1 miriyoni muminda yakatenderwa.
• Inokurudzira kugadzirwa kwemabasa uye utsanzi pasi peMalaysian digital and green economy framework.

Kugadziridzwa kweMitemo ye2025 yeMalaysia Residency Program

Mushure mekuongororwa kwemitemo ya2024, Malaysia yakatanga kuongorora kwakasimba kwekutevedzera uye zvikamu zvitsva zvine nhanho pasi pechirongwa cheMM2H kuitira kuti ive nechokwadi chekutora chikamu chaiko kwekudyara.

Key 2025 Updates:

• Zvinodikanwa zvemari yegore negore: Minimum RM 40,000 (anenge USD 8,500) pamwedzi kubva kunobva kunze kwenyika.
• Uchapupu hwezvinhu zvisingafambi: Zvishoma RM 1.5 miriyoni (anenge USD 320,000).
• Kuchinja-chinja kwezera: Zvinodiwa zvishoma zvekuisa mari yevanonyorera vane makore 50 zvichikwira.
• Kuvandudzwa kwebasa rokutarisira kuti risashandiswa zvisina kunaka.

Izvi zvinoita kuti Kugara muMalaysia kuburikidza nehurongwa hwekudyara zvinotendwa uye zvinoremekedzwa munyika yose asi zvichichengetedza kuwanika zvichienzaniswa nemigwagwa yekudyara yeMadokero.

Zvakanakira Kugara muMalaysia Nokudyara

Chirongwa ichi chinopa kodzero dzokugara kwenguva refu pamwe chete nemibayiro yakasiyana-siyana yemunhu uye yemari.

Zvikomborero Zvikuru:

• Zvinhu Zvinogadziriswazve Vhiza yekupinda kakawanda yemakore gumi.
• Kodzero yokurarama, yokurarama nezvinhu, uye yokuvhura maakaundi ebhengi.
• Kukodzera kunyorera mapasi okuchengeta nokuda kwomurume kana mudzimai, vana, uye vabereki.
• Kuwana utano hwepachivande hwepasi rose uye zvikoro zvepasi rose.
• Mamiriro ezvinhu akachengeteka emabhizimisi nemitero (temo yemitero yenyika).

Cherechedza: Kusiyana nehurongwa hwekugara nehurumende, chinzvimbo chekugara cheMalaysia hachidi kuti urege kugara munyika yako yauri kugara.

Zvakanakira Upfumi Uye Mararamiro

Malaysia inotaridzika muSoutheast Asia nekuda kwekugona kwayo pamwe nehupenyu hwehupenyu. Maguta akaita seKuala Lumpur, Penang, neJohor Bahru anopa zvivakwa zvepasi rose, nepo nzvimbo diki dzichipa hupenyu hwekutonga.

Zvinhu Zvinokosha Munyaya dzeupfumi:

• Kukura kweGDP kwakasimba kwepakati pa4,3% muna 2024.
• Kubudirira kwezvivako kunokwezva (4-6% pagore).
• Zvivako zvema digital zvakasimba zvine 5G munyika yose.

Zvinhu Zvokurarama nazvo:

• Chirungu chaitaurwa uye chinodzidziswa.
• Mamiriro okunze anodziya uye zvokudya zvakasiyana-siyana.
• Kuwana mahombekombe, masango emvura, uye nzvimbo dzomumaguta dzemazuva ano.

Kusanganiswa uku kwokurarama kwepamusoro nemikana yekudyara kunogadza Malaysia sesarudzo yemusikirwo kune vanoita mari vanoda kuenzanisa pakati pemutengo uye kusvika kwenyika.

Globalhenel Partners Kucherechedza Maitiro Evashambadzi

Kuwedzera Kwokushandisa muAsia neEurope

Mumwedzi 18 yapfuura, Globalhenel Partners yakanyora kuwedzera kwemabasa kubva kuChina, South Korea, uye nyanzvi dzeEurope. Vazhinji vevanonyorera ava pakutanga vaifarira Singapore asi vakazoenda kuMalaysia nekuda kwezvinodiwa zvakapusa zvekupinda uye zviyero zvidiki zvekuisa mari.

Muenzaniso Kubva Kune Vatengi Vedu Vepanguva Yazvino

Mutengi anobva kuHong Kong akasvika kuGlobalhenel Partners mukupera kwa2024, achitsvaka hwaro hwakachengeteka hwemhuri yake nebhizimisi rake redhijitari. Kugara muMalaysia kuburikidza nehurongwa hwekudyara pasi penzira yakatarwa yekuisa mari.
Mukati memazuva 60, chikumbiro chacho chakabvumirwa. Mhuri yacho yakatamira kuKuala Lumpur, vakanyoresa vana vavo kuchikoro chenyika dzakawanda, uye vakatanga kambani yemabasa eIT yomunharaunda.

Cherechedza: Chikwata chedu chakaona kuti kiyi yekubudirira kwavo yakanga iri kugadzirira; zvinyorwa zvemari zvakarurama, uchapupu hwakasimbiswa hwemari, uye kugadziriswa kweakaundi yebhangi inoenderana nevatinoshanda navo zviri pamutemo muMalaysia.

Nhanho Nhanho Yekushandisa

Kukumbira Kugara muMalaysia kuburikidza nehurongwa hwekudyara kunosanganisira matanho akarurama asi akajeka.

1. Kuongorora kusati kwaitwa zvinodiwa

Vanonyorera vanosimbisa kukodzera mari, kwavanobva mari, uye magwaro emashure.

2. Akaundi yeBhangi uye Deposit

Vhura account yekubhadhara yakatarwa mubhangi reMalaysia rakapihwa mvumo uye shandisa mari inodiwa.

3. Kugadzirira Magwaro

• Kopi yepasipoti.
• Zvirevo zvebhangi zvinoratidza mari uye zvinhu.
• Chitupa chokutarisa utano.
• Chitupa chepamutemo chemapurisa.
• Uchapupu hwekuvharirwa neinishuwarenzi muMalaysia.

4. Kuisa chikumbiro

Tumira faira rakazara kuMOTAC kana kuburikidza nemumiriri ane rezinesi.

5. Kubvumirwa uye Kuburitswa kweVisa

Kana vabvumirwa, vanonyorera vanogamuchira chikoro che 10 years renewable multiple-entry visa, vachibvumira kugara muMalaysia mukufunga kwavo.

Nguva yekugadzirisa: Mavhiki 6 kusvika ku10.

Mitero Nemari

MaMalaysia hurongwa hwemitero yenyika VaMnangagwa vanogara muMalaysia vanobhadharwa mutero chete pamari inowanikwa mukati meMalaysia.

Zvinhu Zvinokosha Pamutero:

• Mutero wemakambani: 24%.
• Hapana mutero wezvibereko.
• Hapana mutero wezviwanikwa pamari yakawanda inotengeswa.
• Kusunungurwa pamari yekunze yakadzoserwa kune varidzi veMM2H (pasi pemutemo uripo).

Cherechedza: Izvi zvinoita kuti Malaysia ive imwe yemapurogiramu ekugara anobhadhara mitero muAsia, kunyanya kukwezva kune vanopinda mupenjeni, varidzi vemabhizinesi, uye vatengesi vane masosi emari epasi rose.

Mikana Yokutengesa Zvinhu Zvokutengeserana

Real estate ndeimwe yevanonyanya kutyaira chirongwa chekugara cheMalaysia. Vatorwa pasi peMM2H vanobvumidzwa kutenga zvivakwa pamusoro pemiganhu yakati zvichienderana nedunhu.

Nharaunda	Minimum Purchasing Value	Nzvimbo Dzinonyanya Kuzivikanwa
Kuala Lumpur	RM 1 miriyoni	Mont Kiara, Bangsar, KLCC
Penang	RM 800 000	Tanjung Tokong, George Town
Johor Bahru	RM 1 miriyoni	Iskandar Puteri, Danga Bay

Kuwedzera kwepfuma kwepfuma kwepfuma kunenge 4% pagore, uye kudiwa kweimba yekurenda kwakanyanya kubva kune vanobva kune dzimwe nyika uye vadzidzi.

Kuenzanisa Nemamwe Mapurogiramu Okugara muAsia

Nyika	Minimum Investment	Kushanda Kwokugara	Kubatsirwa Nemitero	Nzira Yokuva Mugari Wenyika
Malaysia	RM 1,000,000	Makore gumi	Hungu	Kwete
Thailand	USD 250.000	Makore 5-20	Rine Zvikamu	Kwete
Singapore	USD 2,000,000	Makore mashanu	Rine Zvikamu	Zvinogoneka
Philippines	USD 75 000	Upenyu Hwose	Rine Zvikamu	Kwete

Kuenzanisa kweMalaysia kwezvokubhadhara, kusununguka, uye kubatsirwa kwemitero kunoita kuti ive yakakodzera kune vanoita mari pasi rose uye vanopinda mupenjeni.

Zvinetso Nezvinhu Zvechokwadi Zvinotarisirwa Nevanonyorera

Pasinei nokukurudzira kwayo, Kugara muMalaysia kuburikidza nehurongwa hwekudyara inoda kutevedzera zvakadzama.

Zvinetso Zvakawanda:

• Kunonoka kuongorora zvinyorwa uye kushandura.
• Kusangana nezvinodiwa pamwedzi nemari ine uchapupu hunoshanda.
• Kuvhiringidzika pamusoro pemitemo yehurumende yeimba.

Cherechedza: Kuita shamwari nevanoziva mazano akadai Globalhenel Partners inodzivisa kunonoka uye inovimbisa kubatana kwakasununguka nemasangano emunharaunda.

Nyaya Yokudzidza: Vamabhizimisi Vanovaka Nzvimbo muSoutheast Asia

Pakutanga kwa2025, mumwe muzvinabhizimisi wezvekuita zvinhu muEurope akaonana Globalhenel Partners mushure mekuongorora sarudzo muSingapore neIndonesia, Malaysia yakaratidza kuti ndiyo yakanakira nekuda kwekubhadhara mari uye nzvimbo yayo yehurongwa.

Kuburikidza rubatsiro rwedu, mutengi akaisa mari RM 1 miriyoni pasi penzira yebhizimisi, akagamuchira mvumo yekugara mukati memavhiki asingasviki 9, uye akanyoresa kambani yezvekuita zvinhu muJohor Bahru – ikozvino inoshanda senzvimbo yekuparadzira pakati peMalaysia neSingapore.

Nyaya yavo inoratidza muenzaniso mukuru: vaiti vemari vari kuenda kuMalaysia kuti vawane mari shoma uye kuti vawane mari yakawanda mukutengeserana kwenyika.

Globalhenel Partners Inotsigira Sei Vanonyorera

Globalhenel Partners rinopa rutsigiro rwakakwana Kugara muMalaysia kuburikidza nehurongwa hwekudyara, kubva pakuonana kwekutanga kusvika kumashumiro anoitwa pashure pokusvika.

Rubatsiro Rwedu Rwunosanganisira:

• Kuongororwa kwemari uye kukodzera.
• Kuongorora magwaro uye kushandura.
• Kubatana nemabhangi nevatengi veMalaysia vanobvumidzwa.
• Kugamuchirwa uye kuongororwa kwemvumo yekugara.
• Nhungamiro pamusoro pekutenga zvivako uye kutamisa zvinhu.

Kubatana kwedu kwakakura kwenyika yose kunovimbisa kuti mutengi wose anogamuchira mashoko akarurama uye anouya panguva yakakodzera anoenderana nemitemo yeMalaysia.

Cherechedza: Vatengi vakawanda vakambofunga nezveThailand kana Singapore vakazofunga nezveMalaysia mushure mekunge timu yedu yatsanangura chimiro chakajeka uye kuchengetedza mari.

Mibvunzo Inonyanya Kubvunzwa

1. Ndeipi mari shoma inodiwa kuti munhu agare muMalaysia?

Mari shoma inobhadharwa neDhipatimendi reDhipatimendi Rinotarisirwa ndeye RM 1,000,000 (anenge USD 210,000).

2. Vhiza yokugara inoshanda kwenguva yakareba sei?

Vhiza yekugara yeMM2H inoshanda kwemakore gumi uye inogona kuwedzerwazve.

3. Ndinogona here kuisa mhuri yangu mukukumbira?

Hungu, mumwe wako, vana (vasati vasvitsa makore 21) uye vabereki (vanopfuura 60) vanogona kubatanidzwa.

4. Ndinofanira kugara muMalaysia zvachose here?

Kwete, chirongwa ichi chinobvumira kugara kwakasununguka pasina zvinodiwa pakugara.

5. Ndinogona kushanda kana kutanga bhizimisi pasi pechirongwa ichi here?

Hungu, asi basa rinoda mvumo chaiyo.

6. Chii chinoitika kana ndikadzosa mari yangu?

Unofanira kuchengeta mwero muduku unodiwa kuti vhiza irambe ichishanda.

7. Kutenga pfuma kunomanikidzwa here?

Kwete, asi kuva neimba kunotsigira kugara kwako uye kuvandudzwa.

Tanga Yako Malaysia Investment Residency neGlobalhenel Partners

The Kugara muMalaysia kuburikidza nehurongwa hwekudyara Malaysia inopa musanganiswa wakakwana wehutano, kuwanikwa, uye kuchengetedzeka kwenguva refu. Kunyangwe iwe uri mudyandigere, muzvinabhizimusi, kana mutengesi wedhijitari, Malaysia inopa hwaro hune rugare nehuwandu hwepasi rose.

Globalhenel Partners yakatungamira mazana evatengi mukubudirira kunyorera MM2H uye zvirongwa zvakafanana zveAsia zvekugara. Chikwata chedu chakazvipira chinobata zvese – kubva pakumisikidzwa kwedhipoziti kusvika pakubvumidzwa kwevhiza – nekujeka uye kujekesa.

Bata Globalhenel Partners nhasi kutanga rwendo rwako rwokugara muMalaysia uye kunakidzwa nezvakanakira kugara nekudyara mumusika weAsia unonyanya kuchinja.